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Critical illness cover confusion!
I have just been diagnosed with ovarian cancer, thankfully at an early stage, but will be starting chemotherapy and will be off work for some time and my sick pay ends at the end of March, after which I will be on SSP. I have a Flexible Mortgage Plan ISA Option (£24.80 per month) with Legal and General which will pay out…
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Car insurance claim - compensation?
In June 2014 I was hit by a lorry on the M6 which pulled out on me at 70mph, pretty scary stuff! When the accident happened the driver admitted fault and my car was collected by the insurance company and repaired. Upon return I noticed that when the car was traveling at over 60mph there was a knocking noise. I asked the…
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No Claims Bonus
I have 12 years no claims as a driver at the moment, but there is a possibility I will be getting a company car soon. If I spend a few years with a company car and then for whatever reason need to buy a car and insure myself again, will these no claims still be valid or will I have to start all over again? Apparently…
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Contents insurance claim, what to expect?
So arrived home from work last night to find the house has been broken into. had a computer and my camera gear stolen, not ideal. Just notified my contents insurance provider to start a claim, how will they deem what is payable? I paid £1100 for my iMac a few years back, would cost me the same to replace, but will then pay…
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disputed claim
We had a minor accident involving a cyclist. Luckily we were in a queue of traffic so travelling at less than 10mph. We clipped the back wheel and the cyclist didn't actually fall off the bike, but the back wheel was slightly damaged. We accepted that it was our fault and that the bike wheel would need repairing and it was…
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Is £21 a month too much for mortgage life insurance?
I am currently paying £21 a month for life insurance apparently because it's important to have it when you have a mortgage. It hasn't changed for the last 3 years. Am I paying too much? It's just standard life insurance, I am no king or living in a mansion.
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Claims Letter
My daughter made a stupid decision last year and got in a vehicle with a guy who was drunk. She knew she was wrong, she knew he did not own the vehicle, it was some relation of his. They crashed the vehicle and were arrested. After numerous court dates she was found partially responsible and received a fine. Roughly a…
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CAR INSURANCE: Caught out by CompareTheMarket car insurance autofill value...
Has anyone been "caught out" by CompareTheMarket's helpful AUTOFILL FIELD for THE VALUE OF THE CAR being insured? This innocuous little field, easily passed over when entering your details, ended up being the value upon which my comparison was based, the resulting insured value of my car and final value that the insurance…
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trying to get car insurance
Ive heard the whole just spend an hour and save yourself hundreds of pounds, well ive been online now all day and the cheapest I can get is £270 for my car insurance, have never paid over £200 and the only that has changed is my car is a year older so worth less, ive even had a couple of p laces saying they cant give me…
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Car Ins for carers??
Hi all, I am a carer for my son and receive carers allowance which is a taxable social security benefit. When applying for car insurance what should I put for employment status to get the best price? Thanks.
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Home Insurance: Force AND Violent Entry
Just had my home insurance renewal. The latest attempt to wriggle out of paying anything is to modify the theft clauses, so that any theft claim now requires the use of force and violence. (As opposed to last year when it was force or violence.) As far as I can google, violence against an inanimate object constitutes using…
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Shared Tenancy: Contents Insurance. Possible?
We are three in the household at the moment in London. We have a contract with shared tenancy with the landlord, all three of us are named on the rental agreement. I've looked around a little bit, but have been unable to find a solution. As all policies seem to only allow you to list two people. Does anyone know the most…
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Claim by driver after dog hit
In September our beloved Labrador was hit by a car. He was being walked by a local dog walker who was house sitting as we were on holiday. We were so upset but like a miracle he is ok. The walker said he ran out of the field and into the road - he's never done that before, maybe she let him off the lead too early. A few…
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Car Insurance jargon and confusion!!!
Hi all. I am so caught up in the terms used and the way car insurance works... just wondering if anyoneone can shed some light please. Basically, I have full license for a year now and received a renewal quotation from insurance co. My wife has provisional licence and currently having lessons. I would like to add her as a…
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Diamond ring valuation & GIA certificate
Hi: Can someone help me out !!! My sister & I gave a diamond ring each to my niece 's boyfriend who is work for a whole sale jewellery company to have it valuation as well as obtain a GIA certificate but that was since last October & he said the diamond needs to take it off the ring ,also the diamond needs to go in batch…
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general insurance policy
Hi, I was wondering if it's possible to buy a general insurance? Imagine I would like to utilise a solicitor to fight the council tax band evaluation. Or I have an issue with a builder company and would need a solicitor, or a car has hit me and I would need legal help. Is there such insurance policy that would cover…
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Home insurance - 14 day cancellation period
I just have a question about the 14 day cancellation period for insurance policies - and when it ends. I bought a new insurance policy on Saturday 21 January online at about 3pm and was able to access the policy documents online immediately. It says you have fourteen days from when you received your policy documents or…
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Life Insurance - Where to start
Hi, I'm looking at getting life insurance. A joint policy for me and my wife. Never really thought about it before but we now have a 6 month old. I'm 35 and my wife is 36. Not a clue where to start or what we would want. We have a mortgage which has 154k remaining and we also have some debt so I guess something that would…
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Car insurance on very old Micra?
Hi, can anyone advise? I have a 22 year old Nissan Micra, worth about £400 in a fair wind, and as a retired lady I now drive only about 2000 miles a year, if that. It's a great little car and regularly passes its MOT, but insurance ( renewal due in 2 wks) is ridiculous! I've done my comparisons but can't get it down below…
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Insurer refusing to accept a claim
Looking for some advice here: I live in a period conversion. The flat above had a major leak in their kitchen, caused by the tenants running the dishwasher twice when they knew the kitchen pipes were blocked. The water came into my flat and caused significant damage to ceiling, walls and electrics. The cause and source of…
