-
help - hubby declined life ins due to previous health problems / drink and drug probs
Hoping someone can help me or has been in a similar situation.... My hubby is 37 and in his teens and early 20's he struggled with severe drug and alcohol problems and was in and out of treatment centres. He managed to overcome his drug problems and has been clean for nearly 12 years. He struggled with his alcoholism…
-
Car Insurance - Sick and Fed Up With Insurers!!
I really am fed up with car insurance companies. Renewal time was in January. Went with Elephant after shopping around. 9 Years no claims, never had a claim in my driving career. 37 years old, drive a run of the mill VW Passat. Grudge the amount my premium is, but that's another story... Moving house on Friday. Actually,…
-
Just had an accident with undeclared SP30
I've got full no claims and I'm a named driver on my partners policy. This morning I had an accident (I rear ended someone) and after I'd rung it in I remembered that I had 3 points given to me a few months back (SP30) that I hadn't declared. I didn't have any intention to mislead my insurers and I was planning to call…
-
Short term insurance on car trying to sell.
I am buying a car off a family friend and my question is to do with insurance. I will end up with my current car that I am going to try and sell privately (v low mileage, £35 tax, excellent mpg diesel so I am sure its going to sell, hopefully in less than 1 month, assuming it takes any buyer a couple of weeks to get the…
-
Home insurance do I need to accept this?
Our house got flooded due to a dodgy boiler most of the claim has been straight forward However my sofa is a sticking point the legs where damaged to loss adjuster sent a French polisher to repair it the legs where split and she any repair then but can replace them but the sofa would be a inch higher and I think this will…
-
Car insurer SERVICE XK
Has any member of this forum come into contact with a car insurance company called SERVICE XK by onequotedirect? They have been trading on gocompare.com for quiet sometime now, but during a Google search I was only able to find a few links with decent reviews. SERVICE XK undercut all the top insurance companies listed on…
-
Car Insurance Help - Teenagers
Hi Could anyone point me in the right direction to look for car insurance. Its for my husband (owner) and myself, and we want to add our 17 year old son on the insurance when he passes his driving test. We have had quotes between £3k - £11k. We have a 2007 honda civic. DH has 12 years new claims bonus, we are both over 40.…
-
Lost funeral plan
Hi My father died recently and I know that both my parents had taken out Funeral plans. Unfortunately, my Mother is suffering from the early stages of Alzheimer's and cannot remember anything about them. I am unable to find the paperwork. Does anyone know how I might go about tracking them down please? Thanks
-
Insurance company cancelled the policy 2 months still left.
Hi all, Need some quick advise from the experts here. I have recently moved address on the 12th of April. However, I could not contact the Car insurance people. I was constantly leaving messages on their website for a call back without any luck. However, this is not the issue. I rang them today and told them about the…
-
Travel Insurance or Home Insurance
Hi, Had a quick question about what Travel and Home Insurance cover. We travelling to Canada in a few months and will be hiring a car. As we're doing a lot of travelling our luggage will be in the car quite a bit and it may be parked in different areas. I was wondering does travel or home insurance cover any theft of our…
-
New Car mid term of insurance
Hi, I am with Elephant and am trying to get insurance for a new car I have bought with only 5 weeks til renewal on my old policy, the car I have bought is cheaper to insure everywhere else. They quoted me 250%more than I should pay. What are my options, they say they cannot quote me for 12months as I am mid term and they…
-
Car Hire Excess Insurance
Hi, I haven't seen any guide about insurance for Car Hire Excess. I'm planning to go abroad in August and I'm renting a car - although the quote I received for removing the excess cover is incredibly high. I did a quick research and there are 2 or 3 companies which offer a very good rate. Are they safe to use? Has anybody…
-
Albany / Admiral Hassle and Stress
Hey all. Sorry for the long post, but I’m stressed and coulddo with some advice. I had a non-fault accident on the 9th March. A courier vandrove into the back of me at 40 mph when I was stationary at a roundabout, his brakesfailed. He admitted full responsibility and his insurer have admitted fullresponsibility too, so…
-
insurance advice
hello, i have just joined this forum, to see if anyone can offer me any advice, we recently had a burst pipe and have put in a claim for a new carpet, as ours is damaged due to the water, now we have had a man vist to look at the carpet and he says we will get so much amount for the carpet, we havnt had this in writing yet…
-
Crystal Financial Solutions
Has anyone heard of this company, and are they ok? My boyfriend had a call from them yesterday, asking about his pension. I don't know if he's going to go any further with it, but he's the sort of person who can be taken in by people promising things etc.
-
LIfe Insurance Cover duplication ?
I have just discovered that my husband and I have two policies for Death or earlier critical illness benefit. The cover was taken out to cover our mortgage in the event either of us died before the mortgage was cleared Policy # 1 taken out in 2000 ends 2022 Cost £105 per month Policy # 2 taken out in 2002 ends 2024 Cost…
-
Claim or Salvage: You Decide!
Last weekend I damaged my very cheap (~£500) Micra, had it towed to my house and now I'm wondering what to do next. I'm fully comp with Admiral with a £250 excess, so it hardly seems worth making a claim as it will presumably increase my premium for 5 years. Can I scrap the car at my own expense and just cancel my…
-
car insurance
Hello all I am 23 and looking to insure my x reg 2000 vw polo 1.0 however I know nothing about the cheapest insurance. I have driven since 2008 when I passwd my liscence but have had three years off driving and so my no claims are lost from the previous years of driving in 2008-2010. Does anyone know of a cheap insurance I…
-
I am worried sick
At the end of December my partner was knocked down by a hit and run driver on a Pelican crossing.This happened around 4pm when he was on his way home from the shops. The police attended the scene and there were witnesses. The licence plate number was given to the police and my partner was taken to the hospital by…
-
Insurance on my iPhone..
My iPhone 3GS has been acting weird lately and rebooting itself all the time. It also seems to die at about 40% battery so I am thinking about claiming on my insurance. I have the phone covered with 2 different companies.. Barclays and some other electrical household items insurance on one of my credit cards.. I forget the…
