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hi pet insurance
do we have a pet insurance thread... kennel club petplan..etc and others what cover whos best..anyone got any reccomendations...
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Car Insurance Settlement
I was recently involved in an accident where I was hit by a vehicle from behind - in other words it was an accident that was 100% not my fault. However, I've just been informed by my insurance company that they have agreed a 50/50 settlement with the other driver's insurance company - a settlement that will require me to…
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Accident - Not At Fault
Hi, Basically, a car skidded into my car which was parked on the road overnight with nobody inside. The following day the driver at fault dropped off all his details, and rang his insurance company admitting fault. I've sent off all my details, his details, details of the incident, and 2 repair estimates for the damage and…
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home insurence L&G link
i am sure there was a link here which takes you straight to L&G website with 75 pounds voucher offer, i am unable to locate the post? The L&G website does not have that page either? Appreciate if you could help me to locate the page/code? Cheers
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car ins cacellation costing £48
I've got a car ins policy with Swinton, my car is going to be sold/scrapped. as I'm not planning on getting another car I rang to cancel the policy. They were going to change me £48 (not refund) to cancel the policy. I told them to forget it. Can they really do that? What are the consequence of not cancelling? I can see…
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Private Medical Question - changing companies
Hi, I have PM through my employer, we've been with the PM company for about 2 years. My employer is now moving to another PM company in April. Now my question, I've just been to the doctor and advised I need to see a consultant and I have a referral letter. If I go with the current PM company and we leave them, is further…
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Car Ins - Can Comparison Sites Pass Over Wrong Details
i am getting my car insurance cancelled which i paid in full 6 months ago. My insurers are telling me they have my mother down as the main driver and me as an additional driver, they wont insure me as a main driver as i am too high a risk. i checked back on the details saved on the comparison site and im down as main…
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"No claims discount" on home insurance
I've insured through M & S for the past several years andf the renewal has just come through. It's expensive, at a shade under £600 but it includes my 'stable' of bicycles which would cost a lot more to insure separately. I noticed though that it includes 'no claims discount protection' for a no claims discount of > 5…
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Home insurance broken into.....again
Last Monday night my garage was broken into for the second time in two years and the third time in about ten years. The bad guys just rip the double doors open, how we don't hear them is amazing. Anyway my question is, should I make a claim, I am concerned that the insurers will hike my premiums to and excessive amount.…
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life insurance
Hi I am thinking about buying a life insurance policy. I understand most policies will pay out a lump sum in case of death or critical illness. I kind of remember you can also get some money when the policy matures (say, after a term of 15 years), but I am not able to find any up to date information. I'd like to know how…
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Car insurance dilemma?!
My sister (26 years old) is the main driver of the family car, and my mum (52 years old) has just passed her test on Tuesday. The car insurance is up on Sunday so we need to renew it by then, and obviously want the best deal. What I would like to ask is, what is the best option? Should my sister stay as the main driver and…
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Am I paying too much for mortgage and income protection?
I've been blindly paying the same for years and even renewed again in January when the consultant came round to see us. Only today did I think about it and wonder if I'm paying too much. We currently pay: £105/month for life or critical illness mortgage cover Amount payable: £167,780 Term: 23 years £23.57/month income…
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RAC Insurance
I got an email from RAC that if I take out my car insurance with them I will get a card with £50 to buy petrol. Since their quote is £188 and my renewal quote is £166 I think I will go with RAC, unless there is a catch somewhere. Is there?
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Help needed with insurance
Hello, need some assistance regarding my claim with white horse insurance.. Last year (mid Aug) we went on a family holiday to Florida, my wife on the second week slipped and broke her arm.. I paid for the partial cost of the treatment in America and contacted the insurance company whilst the wife was being treated..…
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Buildings insurance - current insurer doesnt use no claims!
Got renewal. 5 years no claims on contents but doesn't say anything about buildings. Rang them and they don't do no claims on buildings... Thing is its looks like I haven't claimed n buildings possibly ever. If I go to new insurer I guess I'm going to have to put no claims on buildings as zero :-( Since I dont have any…
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Home/Contents Insurance
My buildings/contents insurance is due next month and I'm looking around for a new insurer. The one I have is quite expensive. We have an alarm fitted but have always told the insurer that we do not have one. As we have a dog when we leave him alone we are afraid should the alarm go off it would upset him. (woe betide the…
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Holiday insurance when family member ill?
Ive booked a holiday but havent got around to booking the holiday insurance. Since this time my mother has been diagnosed with cancer and only has a few months to live. Are there any companies who are likely to offer holiday insurance with cancellation cover for a known medical issue? I susspect not, but wanted to check.…
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Sainsbury and UK insurance Ltd
I am thinking of insuring a new car through Sainsbury's - who use UK Insurance Ltd. I note that two other brokers caused this company to be fined £2.1 million in 2012 over the brokers' complaints procedure. Has anyone any experience of Sainsbury's customer service/claims handling please? I would like to use this company…
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Motor insurance price increases
I've recently noticed that the price of personal motor insurance has begun to rise a little after hitting a very low level following several years of fierce rate cutting. Could someone please explain to me what factors have contributed to the intense price competition in the personal motor insurance industry, and what, if…
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Click Insurance (BISL) - avoid
I went with Click Insurance last year (administered by BISL and the trading name for Groupama insurance) as they provided me with a very competitive quote through one of the comparison sites. Yesterday I got the letter for the automatic renewal and it was more than double what I paid last year. I found a good alternative…