We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Buildings insurance - current insurer doesnt use no claims!
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
Got renewal. 5 years no claims on contents but doesn't say anything about buildings. Rang them and they don't do no claims on buildings...
Thing is its looks like I haven't claimed n buildings possibly ever.
If I go to new insurer I guess I'm going to have to put no claims on buildings as zero :-( Since I dont have any document with no claims listed on it....
Thing is its looks like I haven't claimed n buildings possibly ever.
If I go to new insurer I guess I'm going to have to put no claims on buildings as zero :-( Since I dont have any document with no claims listed on it....
0
Comments
-
Most home insurers dont use "no claims discount", they go simply by your claims history.
On the basis you cannot buy "protection" for your NCD on Home then the two numbers are basically the same0 -
The applications for the firms I use ask if you have made any buildings or contents claims in the last five years and do not ask for evidence, as;-
- there is no "no claims discount," as such
- they can see any claims on the database, should they wish to check.
Answer any questions honestly and you should experience no problems.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Quidco compare does ask for no claims discount. Admitedly, some of the quotes seem to ignore it.0
-
Aggregators have to ask questions that any large player on their panel want asked. The rest get the data and tend to ignore it.
Look at the direct insurers/ brokers websites and few ask about NCD for Home0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards