-
Landlords Insurance
Hi would any one be able to advise me please, we have a student let and want to make sure that we are protected against liability claims from our tenants. Is this automatically included in all Landlords contents insurance or do I need a separate policy? Thanks any advise is much appreciated.
-
Critical illness cover advice
Hi My OH and I have had critical illness cover since being in our 20's. We are both around the 50 year mark now and it is becoming very expensive as the premiums rise each year. I have always kept the policies as I feel they are important cover. However there are many expenses we are now facing and also I am rather…
-
Live-in landlady - contents insurance?
Apologies if this has already come up; I did a search and didn't find an answer. I have recently moved in together with my landlady, i.e. we each have our own bedroom and share other spaces and facilities equally, and the flat, including my bedroom, is furnished by the landlady. She has buildings and contents insurance,…
-
Help! Car insurance when not working due to ill health?
Hi - I need some advice regarding renewing my car insurance. I recently stopped working due to ill health and am claiming Employment and Support Allowance (formerly Incapacity Benefit). I read that if you state that you are 'unemployed', then car insurance premiums can shoot up. Cash is tight as it is, so I want to avoid…
-
More Than Insurance Claim
Hello, I was wondering if someone could possibly help me? On Thursday my Home Contents insurance started with More Than. Last night while we were minding my other halfs nephews one of them has craked my Plasma TV screen with a Wii remote. I took it in to a local store today to see if they wolud look at it. They told me not…
-
e-choice insurance
has anyone had any dealing with the above and are they any good? thanks scott
-
Claiming damaged phone through Direct Line Home Insurance
Hello, My Samsung Galaxy S3 took a tumble down the toilet and, although, it worked fine after three days in a bag of rice in the airing cupboard, a week later an annoying vertical line intermittently appeared on the screen so I took it into Vodafone. They sent if off and today it came back, predictably with "water damage"…
-
Diamond 10 month accelerator policy for new driver help ?
Hi guys daughter turned 18 and passed test just bought her a wee car. Diamond is £947 on 12 month policy £826 on 10 month accelerator Anyone done a 10 month accelerator b4? Any pros or cons? Thanks
-
Help on making a court claim against mis-sold Critical Illness Cover
Hello - I'm after some help please. Some years ago, my partner (at the time) and I took out some critical illness cover from then Royal & Sun Alliance (R&SA). It was sold to us by a rep who visited us and we were happy with the policy. It was a fixed term joint policy (25 yrs) and the payments were around £20pm and again…
-
"Matching Items Cover" & tiles
Several years ago we had a leak in our bathroom, which ruined part of the wall behind the shower over the bath. Our insurance company at the time told us that their liability was only for the 1metre square patch of tiles, if we could not source matching tiles (we couldn't) they would replace with plain tiles. Apparently,…
-
mortgage protection-life insurance denied
Hi friends I'm in the process of buying a house and was looking at buying life insurance as back up for the mortgage. I approached an IFA for quotes but it turned out that all providers refused me life insurance due to my unfavourable medical circumstances. Do I have an option of any other cover I can buy please? Thanks SG
-
Need a home insurance?
Hi smart guys, We are a couple from abroad and just move in to the UK. And also just purchased a house. We are wondering if it is 'mandatory' or 'necessary' to buy a home insurance. 1. As it is really very very expensive to get a home insurance. We are wondering if it is worth to pay that. 2. If it is really something…
-
Insurance costs set to soar for females as EU Gender Directive comes in to force
(Apologies in advance if this has been previously mentioned on another thread). Currently, some forms of insurance are cheaper for women however from 21st December 2012 when the EU Gender Directive comes into force, insurers will no longer be permitted to use gender as a means to differentiate premiums between men and…
-
Miss sold Life Assurance
Hi all, If anyone can offer advice on this matter I will be over the moon. I believe I was miss sold life assurance back in 1999 when I bought my first house. To cut a long story short I was told by the chap in the bank (RBS) that if I did not take out the Royal Scottish Assurance ( OWNED AT THAT TIME BY RBS) policy to…
-
Aviva car insurance claim reopened
I was with Aviva for a year, not any more. I had an accident earlier this year and it was the 3rd party at fault. Although the 3rd party contested it, eventually it was proved they were at fault and I got a pay out and my full excess back from 3rd party. The matter was closed. Now Aviva are saying they reopened the case…
-
Block Building insurance
If I lived in a flat and I had to claim for damage to communal areas on the block building insurance would I then need to declare this claim once I moved out and wanted to take out my own personal building insurance on a three bedroomed house?
-
Travel insurance problem
Hiya We (my family of 4) are in Spain with a friend of my youngest boy in a rented apartment. Our family have an annual policy but we have just realised that our young friend has no coverage. Trying to buy him a one-shot policy, all the online proposal forms seem to assume that at least one member of the party will be over…
-
liar has made a claim
Dear users, A few years ago I was waiting a set of traffic light when this guy got out his car and asks me why I pulled up so close behind him (I did not). Anyway, I recently got a phone call from my ex-insurance provider (I used to be with AXA motor insurance) and apparently this schmuck has made a claim. Any ideas? This…
-
Pet insurance question
Hi, Received the renewal notice after the first year of cover and it's increased so I want to shop around. I'm looking on the comparison sites now - but so far none have asked about pre-existing conditions or claims. Is that normal? Just asking as I've never renewed before and assumed it would be like car insurance where…
-
Green Insurance (Boiler/Emergency Homecare) Discussion
Hi, Thanks for visiting. We have recently added the Green Insurance Boiler & Emergency HomeCare policy to our Boiler Breakdown guide. As the product is a new option - offering good cover levels - your feedback is important to us. Please let us know what you think. Have you used or contacted them, made a claim, is it is…
