liar has made a claim

InspironDreams

Dear users,

A few years ago I was waiting a set of traffic light when this guy got out his car and asks me why I pulled up so close behind him (I did not). Anyway, I recently got a phone call from my ex-insurance provider (I used to be with AXA motor insurance) and apparently this schmuck has made a claim.

Any ideas? This guy has lied and I do not know what to do. CCTV?

tattycath

Surely he should have made a claim much earlier? Or have they been trying to contact you for some time?
Isn't it his word against yours?

InspironDreams

AXA sent me an email saying that apparently they've been trying to get hold of me (why didn't they write to me regarding this?)

tattycath

Couldn't you just deny all knowledge? If you didn't hit his car you're not lying in denying it are you. Has he got any evidence?

prowla

Just tell the truth.
And stick to it.

magpiecottage

How long ago?

Also, he who asserts must prove - so I agree with tattycath

InspironDreams

Thanks for the comments all. Now I have an idea on how to proceed.

Quentin

InspironDreams wrote: »

...A few years ago I was waiting a set of traffic light when this guy got out his car and asks me why I pulled up so close behind him (I did not). Anyway, I recently got a phone call from my ex-insurance provider (I used to be with AXA motor insurance) and apparently this schmuck has made a claim.......

This issue highlights that third parties have 6 years to make a claim against another for damage.

So if you change insurer each year, keep your insurance details on file at least 6 years as the insurer at the time of the incident is the one responsible, and the only one to pass on the claim to (ie the insurer at the time the claim is made won't help if a different company now provides cover!)

tattycath

Quentin wrote: »

This issue highlights that third parties have 6 years to make a claim against another for damage.

So if you change insurer each year, keep your insurance details on file at least 6 years as the insurer at the time of the incident is the one responsible, and the only one to pass on the claim to (ie the insurer at the time the claim is made won't help if a different company now provides cover!)

Thanks for the info-I didn't know this.

thor

To the op: Can you keep us informed about any future developments? I want to know how Axa deals with this.

InspironDreams

Sure, will do.