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Advice on building and contents insurance
Hi all My insurance is up for renewal and i was wondering if anyone can advise which ones are best to go for that include home emergency cover? Many thanks in advance
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Buildings insurance if you have had subsidence?
Does anyone know a company who will do buildings insurance if you have had subsidence - it was before we moved in and has been underpinned. At the moment can't find anyone to give us buildings insurance! thanks.
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Mortgage protection insurance - timing of going back to work
Hi there. I fortunately took out a mortgage protection plan before being hit by the P45 axe in July earlier this year. Have fortunately had no problems in claiming, other than the huge amount of paperwork/evidence that is required, but I have a question relating to getting back to work... My reference date is the 10th of…
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Why did my Esure premium go up by 73%?
I currently have a 45% (10 years) No Claim Discount on my Buildings and Contents insurance policy with Esure. I do not live in an area where there has been recent flooding or any other kind of major incident. In 2008 my premium was £172.26; In 2009 it was £173.28; This year Esure want a whopping £299.70 I've spoken to…
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car ran into my fence- what next?
hi all bit of a strange situation but hope you can help last night a car rolled down the hill outside my house and through my front fence, just missing my house :eek: police were informed as it was a strange car, in my garden that smashed my fence (i thought it was stolen) owner turned up, full of apologies, admitted…
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Question about 'index linked' buildings policy
My mortgage offer specifies that I must take out a policy with a reputable company, for the full value, full rebuild etc etc... all fine. Only think I'm not sure about is the bit about the policy needing to be 'index-linked'. Does anybody know what this means and what I should check? I need to arrange an online policy due…
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Washing machine leaked do I have to pay for damage?
The washing machine in my flat leaked and caused some water damage to the flat below. I informed my neighbour to make a claim against the building insurance, however he has been told that the damage is minor and therefore less than the excess so they won't pay. He has now asked me for £100 to pay for the repainting of his…
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Claiming a TV on Home Insurance, Need Advise
Is there any claims experts on here? My neice knocked over my plasma TV 2 weeks ago, It was giving to me as an engagement gift by a member of family back in June. I'm trying to claim it on the house insurance but the problem is I don't have any proof of purchase i.e receipts , box or manual. I've chucked out the manual…
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telling insurers about an accident that wasnt your fault
Can anyone help? Last year someone drove into the back me causing minor damage to the car. we claimed on the insurance to get it fixed as it was completely their fault ( i was stopped for a start.). It was my partner's car and was sorted through his (which i'm named as a driver on) and her insurance. Its now time for me to…
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contents insurance and making a claim
If you make a claim on you contents insurance for accidental damage and you are turned down do you lose your no claims discount even though you didnt get the claim thanks
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Buildings Insurance
We are making a claim on our buildings insurance because a neighbour's tree has damaged our garage. A structural engineer has advised that the tree is removed and the walls repaired. My question is what sort of claim it is classed as? If it comes under subsidence we have an excess of £1000.
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Mortgage Payment Protection Claim - Interview
I was made redundant at the end of October. I have a mortgage payment protection policy with Iprotect. The initial exclusion period on the policy is 120 days and this ended on 10th August. I was first made aware that my position was "at risk" at a meeting on 12th August. I had absolutely no indication prior to that…
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New young driver course can reduce premiums with improved driver education
Drive iQ PRO is the new driving course for learner drivers who want to learn how to drive as safely as possible, thereby earning a massive saving on car insurance. Improved driver education will reduce the number of teen car crashes and Drive iQ PRO aims to do this by providing a much more thorough driving course. It…
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Income protection and PILON.
my partner as been claiming on his income protection policy due to ill health for quite a while,his employers are indicating they will finish him on incapacity grounds soon but he will get PILON. can anyone advise if the PILON will effect his income protection policy payments?
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bump on a car park
Hi I have bumped someones car on aldi car park today. very little damage to mine but theres prob needs a new door. I have offered to pay as it was def my fault and my insurance has approx 250 xs and protected no claims. I just reversed into their empty parked car. Is it knock for knock on a car park?? Can anyone advise.
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Pet insurance
Hi, Can anyone recommend a good (as in reputable and affordable) insurance company for a pet cat? Thanks
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House Assurance - Not fully covered?!
Hi, I am in the process of buying a new house and have been told by my life assurance supplier (a new one) that because I have had a microdiscectomy (a minor lower back operation to relieve pressure on what used to be refered to as a slipped disc), I will not be covered for any spinal injuries or sacroiliac joint injuries…
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Problems with claim settlement from Groupama
We were broken into and robbed whilst we were away on holiday on 9 September. Now, on 19 November we still are no closer to getting our claim resolved than when it was first registered on 18 September. Mostly jewellery and cash was stolen, and the front door was damaged beyond repair, carpets and a wall in the hall were…
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insurance for no planning permission
help, we are buying a new build house in a conservation area. we wish to convert garage to play room, although we have not officially applied for planning permission, the council will say no as clause in original planning permission states that garage must stay as garage to provide 2 parking spaces. my insurance company…
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waiver agreement hell
hi everyone we (me and my wife) have the following problem: When we decided to buy a house in 2006 , found a house we like,offer accepted and the estate agency recommended a Lifetime Ltd to sort out our mortgage,which they did,but ask us to sigh a waiver agreement for the life insurance with L&G (Legal and…
