bump on a car park

paberley1

Hi I have bumped someones car on aldi car park today. very little damage to mine but theres prob needs a new door.
I have offered to pay as it was def my fault and my insurance has approx 250 xs and protected no claims. I just reversed into their empty parked car.
Is it knock for knock on a car park?? Can anyone advise.

mcjordi

what was the other car doing? reversing? if so could go 50/50

never admit liability (as you have done by offering to pay) its part of the policy conditions

paberley1

No it was stationary, parked up correctly with no one in it. so could hardley say it was anything to do with the other party

vikingaero

mcjordi wrote: »

what was the other car doing? reversing? if so could go 50/50

paberley1 wrote: »

I just reversed into their empty parked car.

never admit liability (as you have done by offering to pay) its part of the policy conditions

Unless you can afford to pay the cost privately. I fear that a near door skin, fitting and painting will cost a fair whack.

paberley1 wrote: »

Is it knock for knock on a car park?? Can anyone advise.

Why do you think it will be knock for knock in car park?!

mickbhall

i Think it will be close £300+ to get this fixed, Ask if he will get quotes.
I like your honesty as it was empty car though.

paberley1

mickbhall you are about right. but surely that is better than loosing my protected no claims of no accident ever in 22 years of driving.

Its the paint job that is dear. about £240..

vaio

excess only comes into it if you claim for damage to your car, as you have protected NCB that will stay the same but you can expect a increase in base premium due to the accident.

if you can get the other person to get quotes you will have the option of paying direct or handing it to your insurance company

x 2 on the refreshing honesty comment above