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Can I cancel direct debit?
Hi I have two direct debits coming from my bank account that I dont know what they are for. One is for Barclays insurance and one legal and general. They are something to do with house and life insurance but I have moved house recently and can't find any details for them to be able to ring them and cancel them direct. I…
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Car Insurance for younger drivers
I'm looking for advice on getting car insurance for my 17 year old son. In your experience is it better to add him to my existing insurance or is it better to start him on his own? Your help is much appreciated.
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Admiral Car Insurance
Hi all, Been looking at various quotes and noticed Admiral do a 10 month bonus accelerator deal whereby you get your no claims discount 2 months early. Only thing I can't find is whether that no claims is transferrable to another insurance company? Or are you then tied to Admiral? Many thanks, Matt
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House Insurance Issue - Advice needed
Hi My house insurance expires on the 12th August and as I was due to move on 30th July I phoned them to let them know I would not be renewing. Now my house move has been put back to the 20th August and I now face the prospect of 8 days with no insurance which I don't want to do. What are my options? Do I set up a new…
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Under 18 travel insurance
I need to get travel insurance for my 17year old daughter who is travelling to spain with a group of friends. Anyone recommend insurance co which will provide this cover? I have tried several but will only insure 18 and over. I did get it last year but have been unable to find the insurance details! thanks
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short term car insurance
Hi, Borrowing Mother in Laws car to drive to france for holiday and car comes out out £100 on aviva short term car insurance . Does this cover me to drive in france on 3rd party basis ? They seem to do an extension for comp cover in europe at a premium is that worth it. Thanks
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Term of Life Assurance
Hi, How does one decide what is the best number of years for a life assurance (level term) policy? If, for example, I need a cover for the next 10 years, is it generally better to buy a single 10-year policy, or a series of consecutive shorter-term ones like five 2-year policies? Any advice would be much appreciated.
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compensation settlement & benefits
I'm due to receive an compensation settlement minus the benefits that I have been paid over the last three years. Will this settlement mean I won't be allowed to claim benefits ever again ?
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Direct Line Home Insurance Plus Travel Cover
Hi, I am about to re-new my home insurance with Direct Line, I've done all the comparisons and they come out as the best value for the cover we require, my main query is with the free inclusive travel cover they offer as part of this, anyone know how it compares with others in the market ? We are due to go to Mexico in a…
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Swift cover car insurance and changing address
I moved home and went to change the car insurance and they want to charge me £108. I have moved 1 mile. Yes 1 mile. Are they allowed to charge me this? I cant affored this either. what can i do?
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Critical Illness Claim Rejected
Hello, I was looking for some advice on a critical illness claim. The policy is provided through my work. I was diagnosed with seropositive Rheumatoid Arthritis (RA) earlier in the year which is specifically covered in my policy. Whilst my condition has been confirmed by a consultant and the insurer has accepted the…
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Cashing in Life insurance Advise Please
Evening i would like to know what would u do or what advise you have? For 13 years i have had life insurance with profitts paying £15 and if and when i Pass over my estate gets £106k The policy is Investment and Life Plan (i have no idea what it all means? ) But i can cash it in and if i did i would get about £1k returned…
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Tesco Motor Insurance
A relatively small matter, but I would like to know if the following is common practice amongst other insurance providers. Some months ago, I opened a car insurance policy with Tescos and yesterday enquired about adding breakdown cover. During my telephone discussion I was asked a few general questions regarding my…
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Question re car Cat D write off
Hi, Have just been told that my old Honda is being written off as a Category D, following my being hit in the rear. Been offered £500 which I feel is fair considering the age and condition of the car pre accident. I am probably going to buy back the car as I really need a car for work and it passed an MOT whilst waiting…
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Cash back from Quidco for Car insurance policy
I have joined up with Quidco and was wondering if the £40 cashback they are offering with Swinton will be in addition to the £40 Swinton are offering on their site for a new policy? Our renewal this year with IGO4VAlUEhas gone up from £148 to £408 for TPF&T! So I am trying to see what the best offer available is. Lot's of…
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Insurance co refusing to accept claim for Laptop!
I would like some advice pls. I have never claimed off my buildings and contents insurance but after a recent house move, my husband dropped our Sony Vaio laptop on a concrete floor in the house. I took it back where we bought it from because it was just one hinge that had broken but they told us it was irrepairable and to…
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Travel Insurance Confusion
I need to renew my travel insurance but oldest daughter is 18 so price comparison sites won't allow a family of 4 as she is an adult. Sites wont allow a group insurance as youngest is 16. How do you manage this? Oldest does have her own insurance as she paid to go away in June with a friend but I'm not confident that she…
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Car Insurance for Additional Drivers when Main Drivers are abroad
Hi all Just wondering what we need to do in this up-coming situation. My in-laws are moving abroad for an initial 3 month period (which could be extended to 2 years if all goes well for them) and they are going to let us use their car while they're away. Do we tell the insurance company that the main policy holder is…
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Reducing car insurance - car valuation & licence issues
I'm disappointed with my renewal quote which has gone up despite now having a year's no claims. The reason I believe this has happened is that my girlfriend moved here 6 months ago and went on my insurance after exchanging her Australian licence for a UK one. Therefore, I'm obliged to say that she received her UK licence 6…
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Life Insurance - putting in trust
Hi there, hope someone can help as I have a query that I'd like answered before I phone up the life insurance company! I've read Martin's guide on here, and used Cavendish to find a policy that suited our requirements. Martin recommends that the policy is "put in trust" to each other (joint policy, husband and wife). Fine…