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Car insurance with 3 points on licence
Hello there. I expect to be given three points on my licence at the end of March (sent guilty plea with mitigating circumstances by post) though I am currently points free. My car insurance is due for renewal on 1st March. I'm wondering whether to purchase and declare myself points free and then wait till the points have…
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AA renewal reduced after phonecall
Renewal for AA inc. Relay and joint membership was due and they wanted £130! We took advamtage of an offer last year and didn't pay this, but do have a DB set up. Phoned up an said no way. So not to get into a sales pitch simply said I am now covered with my car insurance (which I am not). Lady reduced it to £77 and gave…
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Question over locking back door
Hi again, I've recently had some rear doors installed and the door has been installed with a interior only handle that doesn't have a key operated locking mechanism. The company concerned are telling me that the action of pulling the handle down "locks" the door and that an actual key operated locking mechanism isn't…
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Insurance costs go up during a recession
Some people are saying that during a recession car insurance, home insurance and the like could become more expensive. Sounds wrong (not saying it is) as deflation is a hot topic in the media. What do you think? Anyway please keep an eye on your car insurance and home insurance costs.
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whiplash case dilemma
i need some advice regarding a whiplash case. I was involved in an accident were another driver hit my sons car. the driver has accepted liability for the crash but has now (nearly 3 years later) stated that he only believes 3 people were in the car when in actual fact there was 5 of us (including a 6month old baby). My…
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Car Insurance
It really makes me mad that every year I have to go through the same process with car insurance providers. 1. I don't claim. 2. My car insurance provider mails me saying the cost of my policy is increasing. 3. I view car insurance comparison sites. 4. I call my car insurance provider and tell them I've got a better price.…
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Life Insurance With Heart Condition Please Help!!!!!
Hi, I Am Looking For Any Advice If Anybody Knows Any Companies That Will Give Life Insurance For Someone Who Has Had A Heart Attack. I Understand That The Premium Will Be Higher But Just To Get A Price Would Be Something As The Companies That I Am Ringing Keep Phobing Me Off. Any Help Would Be Much Appreciated Thanks Ruth
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What insurance would a Sat Nav come under
Hiya folks. We were burgled on Weds night/thursday morning and one of the things they took was my OH bag that he uses for work with his road maps and sat nav in. Ive rang our insurance and they are saying a sat nav is a motoring accessory so its not covered on my house insurance even though it was in the house. we dont…
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Question about insurance and no claims discount on cars
I need a bit of help on car insurance please as I've received a bit of a surprise letter..... I've been main driver on policies for the last 10 years, and have 9 years of no claims discount. Have only ever had one car in the household until a month ago. The main car was in my name, with my wife as named driver. We now have…
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Contents Insurance problem
Hi I have never posted on here so forgive me if I've messed up anywhere and sorry for the long story! Basically I moved into a flat in 2005 and prior to completion I received a call from someone at Norwich Union via Your Move (our vendors estate agent) asking if they could provide me with a quote of contents insurance on…
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Lapsed convertible term life assurance - urgent help please
Hi there, I took out a 25 year convertible term assurance policy with General Accident back in 1988 to cover my mortgage. I changed address in 1992 which they acknowleged and I have remained at this address ever since. They changed to CGU Life Assurance in 1998 and then to Norwich Union in 2005. They sent me an invoice in…
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Fire in Downstairs maisonette
There was a fire in my neighbouring property(the downstairs maisonette). My smoke alarm near my front door was bleepeing intermittantly, I then could hear an alarm next door. I rang 999 and alerted the Fire Brigade and attempted to gain entry to the property to help my elderly neighbour. After trying to gain access in the…
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Buy To Let Home Insurance
I'm looking to drive down my buy to let home insurance but keep the cover high. Can any of you other landlords recommend a number of trusted buy-to-let home insurance providers? Thanks. Buy-To-Let home insurance providers / information from replies: http://www.buytolethomeinsurance.co.uk…
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Payment Protection Insurance PPI Scam
What do you think of Payment Protection Insurance is it a scam or just a rip off? Is it worth me getting Payment Protection Insurance? What experiences have you had with Payment Protection Insurance?
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Advice for my brother please
Hi everyone, Sorry for the long post. I am after some advice for my brother who is at the end of his tether with regards his car insurance. To cut a long story short, he had a bump last week (skidded on ice) and when he contacted his insurance company, they told him he hadn't been insured since July! He had no idea about…
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urgent advice needed
A few years ago when I took out a mortgage, I took out some life insurance with critical illness cover. Two years ago I re-mortgaged my house in joint name with my son, to do some building works and had to take out a different life insurance. The mortgage broker who arranged my mortgage said that if possible to keep my…
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Any brokers here with a Zurich Agency
If any of the brokers on here have a Zurich Agency can they let me know or if you work for Zurich Cheers
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HOME iNSURANCE CLAIM. DEPRESSED AND UPSET. Plz advice!
Hi, I have come on this forum for expert advice. We went on holidays in jan and on coming back realised that our house has suffered massive damage due to burst pipes. It is a 4 bedroom semidetached house and we had bought it last year only. All our stuff is new and is damaged due to water. Our house is insured with tesco…
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Buildings cover claim query-
My scenario: My central heating system is leaking out via an as yet unidentified point in the pipework - we think in the concrete floor of an extension. My water meter shows we used more water in the four days before we identified the problem than we have used in the past 6 months !. However, there is no visible damage -…
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Travel Insurance
Hi Can anyone please tell me if travel insurance covers any damage to the hotels property, i have just returned from holiday where my girlfriend slipped walking over a tiled floor in our room and whilst falling she pulled over a table and damaged the TV, The hotel said we had to pay for the tv or they would call the police…
