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Car Insurance: Do I Have To Declare All My Points
I got 3 points in Nov 2003 (zapped by a mobile camera). Then 3 points in 2005 (same road, same camera!) Someone told me today that points only last three years, and they aren't automatically removed, you have to ask for them to be removed. I've been googling this, and the sources say the points are valid for three years,…
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Buildings Insurance for freehold flats?
Hi there. I'm hoping that someone is in the know about this subject and can point me in the right direction. My flat is a little unusual in so much that its an old house converted into 3 flats and I own the freehold of the whole building. The other 2 flats are owned by leaseholders. I organise the buildings insurance for…
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Driving with No Insurance
I am fully insured on my own car, so when a friend thought he may be over the limit i offered to drive his car for him. After being stopped by the Police (random check!) it turns out that because i am not over 25 my insurance policy, although fully comp, does not insure me to drive other vehicles. The Police Officer was…
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How to get quotes for our 2 cars?
I've been quoted £1,005 for renewing the insurance on our 2 cars with Liverpool Victoria. They are both R Registration (Audi A6 Quattro and Volvo V70) so that seems quite a lot to me(?) I thought I'd try the tips in Martin's thread on car insurance but can anyone tell me if there is a way of getting a quote for both cars…
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Confused:What's the No Claims Discount I should enter on comparison websites?
What is my No Claims Discount that I should enter on comparison websites? The reason I ask is that last year this had built up to 9 years. :smiley: Then I got cover with Swiftcover. They only go up to a maximum of 5 years and this is what it says on the renewal notice they emailed me.:sad: When I enter my true No Claims…
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prang
Hi all, I am looking for a bit of advice. I car reversed into me a few weeks ago, i was on my own, no witnesses, the other driver now claims i ran into his rear, he had a passenger. Should i chase the claim or what? I have legal protection etc. His passenger will have to back his story up too. I have a lawyer from…
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Life Insurance Commission Reclaim
Hi. I bought a property in June 2005 with a mortgage of just under £170k we bought level term insurance through a financial advisor (the same guy that sorted out our mortage). In Sept 2007, we borrowed some additional money on the house and I wanted to increase my life insurance. I didn't have the updated contact details…
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Is it worth paying more to protect NCD on car insurance?
Hi I am looking to renew my car insurance. Last year I went with Prudential through Quidco and got a fantastic deal. I included all the trimmings....Protected No claims discount , legal cover and £0 voluntary excess. This year something has to give as the insurance seems to have gone up a lot. I am now looking to go with…
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Isa linked insurance.
Hello. Having just checked with a number of online insurance brokers to find that I can get vastly cheaper mortgage (life) insurance than I currently have, I decided to change it. I have an interest only mortgage with ISA's as the investment. These are managed, by Synergy. They also pay the insurance premiums to the…
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Claiming for a damaged camcorder advice please....
Apologies if posted twice... Just claimed for my Sony TRV19 (cost £400, 3 years ago) and have been offered a Sony DCR HC27 (costs £165 from Amazon), should I except this or am I being unreasonable to expect a camcorder worth around £400, they have said if there is another one I wanted I could pay the difference.. Advice…
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Your honest opinion please
Hi All I’m building a new house and have a mortgage out for 150K. In a few months time I will be drawing down on the mortgage and starting to make my mortgage repayments. At this stage I will need to get some life assurance on the repayments. I’m going to post my financial status and then humbly ask you what sort of cover…
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charges for paying by direct debit?
Hi all. I don' know if i'm posting this in the right section of the forum, but i have a question that hopefully someone will be able to answer. Can insurance companies charge fees for paying by direct debit? I have just renewed my building and contents insurance with Barclays. They are charging me £1 each month for paying…
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Annoying sales calls from moneysupermarket.com
Does anyone else feel irritated by the sales calls you get from moneysupermarket.com after browsing their site for an insurance quote? Half a day after using their comparison service for my house insurance I had about 10 calls on my mobile from sales people teling me about "even better prices" from "unavailable companies"…
