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can someone help
I live in a second floor flat in 5 floor building moved in just under a year ago, anyway with all the rain the past few days my window has developed quite a bad leak. The windows are old and it was pointed out in survey that they would need replacing at some point(but not flagged as important) and i just havent had the…
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Help for a newbie
Hi All I love this site - I have picked up so many great tips. I am hoping that someone will be able to help me on some info I found out last night. Our financial advisor came to see us last night - he works or rather re-presents one of the larger insurance companies. He came to advise us that across the board all critical…
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Bathroom flood
My 3 1/2 year old left the tap running after washing his hands and when we got back home some 4 hours later water was coming through the ceiling. There is quiet a lot of damage to ceiling and obviously everywhere is soaking wet. I read my insurance (direct line) and Im unsure if Im covered?. Policy covers everything…
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Accidental Loss Claim - Advice Needed
Great site and boards you have here - I've been watching them for a while, but this is the first time I've felt the need to post. On Sunday, I believe I left my MP3 player on the roof of the car whilst I opened it - driving off shortly afterwards - therefore losing it in the process. My house & contents insurance is with…
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Travel insurance for an infant.
Anyone help out here? My annual travel insurance won't let me add my infant onto it for our up and coming trip. So the solution I see, which doesn't involve buying a family policy, is to get him his own. however no company I've rung so far will insure a 1 year old for travel. We have to be on the policy with him. Any…
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Nationwide's claim to treat new and old customers alike is flawed
I recently received letters from Nationwide insurance giving me details of the costs of buildings and contents insurance for the next year. I noticed on the Nationwide web site home page that they are offering £20 M&S vouchers for taking out buildings and contents, a possible £40 in total. When I rang them (on the 0800…
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All in one mortgage and loan protection?
Hi all I currently have a seperate mortgage payment and personal loan payment protection policies. Can anyone please recommend a company that I could buy an all in one policy to cover both ...? Thanks terry
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Personal loan PPI
Wheres the best place to get this from as I used to use Freeinsurance.co.uk but they now seem not to be at their website address.
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Life Assurance for 1st time buyers with no dependants
Hi My partner and I are about to buy our first house and have been arguing about whether we need life assurance. We don't have dependants and would get a payment on death or about 4 times our salary from our employers and so my partner thinks we can skip the cost of life assurance as we are very tight for money. Martin…
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Buildings & Contents Insurance....Help please
We need to renew our Buildings & Contents Ins We require £170k for buildings cover and ideally would like a contents cover that has no specified limit otherwise we reckon we need apporx £60k We also need to cover a single item for £2500 and ideally somewhere that would except that I run an office for my business from home…
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Car Insurance and No Claims
Hi there everyone. I'm in a bit of a sticky situation and wanted some advice. I was just about to approach 4 years worth of No Claims discount in the next two weeks and would have then protected these on my next renewal. However the inevitable has happened and i had a minor accident yesterday and it was my fault. Obviously…
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Sun Alliance Endowment Policy
We took one out in 1983 alongside our first mortgage and it is due to mature in 2008. Today I received a letter from Phoenix (A Resolution Company????) which apparently now owns Sun Alliance and I don't understand a word of it but I think it means we are going to lose money. Does anyone have any experience of this company,…
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Contents Insurance query
Just a quickie! i have received my renewal quote for my contents insurance for the next 12 months from 15th November! I can geta quote online for £75 cheaper, plus cashback via greasypalm! This will be with NU who are my present insurers! However the online quote I have is only valid until 5th Nov!! is it possible to go…
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named driver no claim bonus
If I am the main policyholder and my wife is the named driver ,will she still able to claim ncb when she next insures in her own name?? anyone help ?
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personal health insurance
Hi this is my first post, could any one help i have just had an phi plan from United Patients costing £163.80 annually, dose any one know of a better one regards tim :confused:
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halifax
Have just followed martin's advice and found its much cheaper to start as a new customer online than to renew my existing policy. Website shows box for promotional code/offer. Anyone know anything about this pls - to make a good deal even better. Th :Thanx
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Contract with NU Car Insurance???
Hiya I was looking for cheaper car insurance as my husband is currently with Norwich Union since it was passed from Abbey National. I noticed on their website that if we took insurance out with them that it would be cheaper than we are paying now (identical car, details, everything) - I know it's cheaper to apply online…
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Churchill don't seem to be honouring the £20 M & S vouchers
Just wanted to say that my daughter still hasnt had any reply about these m & s vouchers and as they wont take phone calls about it they make it impossible to sort it as they don't reply to emails either. The offer was sent by email and it states do not reply to this address. It has gone over the 28 day claim period now…
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Health insurance drawbacks
Some time ago (about 1 year) I took up your suggestion of signing up for the Health scheme from BHSF we need regular Ostopath treatment because of back problems. I would have cancelled when the premium went up from £7.50 to £8.50 were it not for the fact that I was getting money for the ostopath treatment so would not…
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Long Period European Car Cover
Hi All, Wondering if some clever people out there can help me out. I have a UK registered car and licence. However, I work in Europe (mainly France) for about 7 months of the year and am having difficulty finding cover. Most companies limit you to 90 days at a time and a total of 3 months or similar. Is this limit just for…