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Archives for January 2008

PPI cash back
had a loan with egg used Martins teplate letter, they wrote back to me on the deadline saying they were looking for the tape. two weeks later another letter stating I had been mis sold the policy as all my questions had not been fully answered. a 10k loan 2.5k back from loan protection. Thanks Martin
All this in just 3 weeks, thanks MSE
I joined this site on 7th January 2008 and was thinking this morning what influences it has had on me over the last 3 weeks I joined the lunch log challenge and have saved myself £100 I worked out if I bought my petrol when I visited my sister in a different town it saves me 5p a litre, which adds up to a staggering…
what i have saved
well i joined this site and at first didnt think it would be any good but i have joined a few survey sites had great ideas on how to save, and in 3 weeks i have saved £500 mostly from my wages but also from selling on play.com which was free in january, i have had £30 from slice of pie £40 from one poll surveys, £60 from…
Money back from redeeming mortgage
As advised by Martin, I got in touch with Bradford &Bingley as I found out I had been charged £235 for redeeming my mortgage about 2 years ago. Luckily, I had kept all the correspondence from them and knew my account number. To my surprise I got a reply within a few days to acknowledge my letter and a few days after that…
Many Thanks
Hi Martin, We are going to France this summer, we didn't know whether to take euros with us or change them when we got there. After seeing your tips we decided to go for the Post Office credit card so now we know we'll not be paying over the odds for foreign exchange. Many Thanks Peter and Sandy.:beer:
Thank you MSE
I just wanted to post a thank you to MSE. Since discovering this website we have saved money from: swapping our gas and electricity suppliers £50 free voucher from getting a new credit card (which we wanted anyway) making lots of lovely cheap new recipies (especially that hobnob one) using our savings to pay off alot of…
Money Saving things
10mW Green Laser Pointer Pen GBP20.96+Free shipping Max Output: <= 10mW Wave Length: 532nm http://www.ucomshop.com/product_info.php?products_id=1966
Money saved on new leather bed!
We recently bought a new leather bed in the sales from savings and wedding present money from Homebase. I had looked on the Internet and Homebase had the best deal at 219.99....kingsize with two drawers underneath, just what we wanted and I knew it was a good deal as I had shopped around. When it came to delivery, Argos…
Savings to date for 2008
I am so grateful to this site for both making me more switched on about shopping around and also for highlighting sales and discounts available: So far i have saved: Baby clothes in sale for bump due to arrive March 2008 = £375.14 Gifts for birthdays in 2008 = £202.90 New kitchen cabinets = £212.24 Kitchen appliances =…
Thanks To MSE
I joined the ever popular pigsback and managed to collect £290 in John Lewis vouchers and today took delivery of a Bosh washing machine for £9. Thank You and may 2008 be as sucessful!
Thanks!
It's a little difficult to quantify yet, but thanks to the site we've just saved something! And will continue to do so.. My better half has been after a new laptop. So I found the right one (from Dell - on offer plus a 10% discount voucher) and they were offering a 12 months interest free finance deal. Great. Until I…
Free Directory Enquiries 08000 192 190
Official MSE Insert: If you've arrived from Google, our fully researched Free Directory Enquiries guide may be helpful. Back to the original post... Good Morning Yesturday I came across the above number for A FREE DIRECTORY ENQUIRY SERVICE apparently the number is registered to the Mirror Group.:j The service is busy as…
Savings Record 2008
Inspired by Jo_b from last year I'm going to have a pop at recording all my savings and occasionally updating this thread to keep me focused. I've got a nice spreadsheet which should keep track of all my savings. Up to now:* Printer Ink Cartridge reduced from £26.99 to £1.00 = £25.99 savings * 30 free photos from snapfish…
Memorygirls Make Do and Mend for 2008 Thread
Inserted Intro From Martin.... This is MemoryGirls 'make do and mend' diary. You'll see the first post immediately below, then can scroll down for updates (with others comments in between). It's a fascinating, fun and inspiring insight into how to go thrifty and Old Style and well worth a read through... thanks for posting…
My 2008 Savings Diary
I managed to keep a record of my savings pretty much weekly on here last year and I'm now about to add up the totals!! :j I'll be keeping a record again this year and plan to do better as we have even less money to play with this year! :o Today's target is to hit the free bingo sites. I've just done closerbingo for the…
Nominate Post of the Month for January 08
January Post of the Month Winner: It was a very difficult decision as ever, as each of the nominations were well deserved. This month's winner though is Sammy_Kaye for the £100 food budgeting thread. Sammy_Kaye, could you send me a private message with your name and address? Update 1 Feb: Nominations for January's Post of…
MSE blog 2008
After encouragement from benbenandme (and yeovilmac) I've decided to start an MSE stylee diary. I've wanted to for a while, but wasn't sure where to put it (thanks for the suggestion MSEAndrea gave me here). I'm fortunate enough not to be a DFW anymore, so can't diary there....but want to get more focused on OS / MSE / DFW…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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