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Archives for February 2006

Saving 10quid plus per month!
I would just like to say a massive thank you to this website and all who contribute, thanks to you I have managed to reduce dtrastically my major outgoing which was telephone.... Instead of paying upto 30p/min for mobile calls, I am now paying 1p/min Instead of paying 5.5p per hour for evening landlines I am now paying…
Post of the Month for March
Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post. Also please do not lobby to win the prize - as Martin says, it's not cricket! Please include: A. A hyperlink to the specific thread/post - highlight the web address of the thread/ post when you're viewing it from the address bar…
half term trip to London the MSE way
In the spirit of saving money so we can refurbish our bathroom, we decided to take the kids to London on a shoestring. I was pretty pleased with the amount we saved. El cheapo train tickets with family railcard - £50 Manchester to London for 4 of us! Bargain Travelodge family room at Battersea - £26 a night! 7 day…
Martin's top articles read so far this month 27/2/2006
:money:Martin's top articles read so far this month 27/2/2006:money: 1 (1) The Best Balance Transfers: cut the cost of existing credit card debts = 83625 reads 2 (2) Instant access Savings: Maximise your interest = 71609 3 (3) Broadband: Who's cheapest = 68949 4 (7) Gas and Electricity Bills:Find the cheapest supplier and…
The Most Popular Chat Tips Ever as of 26/2/2006
1 (1) Great 'disguised Own Brand' Hunt. = 365,418 :money: views 2 (2) Tesco misprices thread - please only post misprices here = 311,814 Please read THIS 3 (3) GREAT 'WHAT SHOPS DON'T WANT US TO KNOW" HUNT = 285,992 :money: 4 (5) Free MoneySavingExpert Car Sticker! = 250,965 :money: 5 (6) Latest top topics (chat forums) =…
Over £2000 pa
Before I found this site, I thought I was fairly savvy about money - no debts, savings in bank, and with my expenses as low as they can go. I now realise how very wrong I was! :confused: Last night I estimated that I'll be saving about £2000 - £2300 per annum :j after making some changes, found solely from looking at this…
Saved £195 today alone!
Today was the day for some huge savings: first I switched my telephone to the post office = £50 then I got some free books = £15 then - top marks for this - T-mobile will give me half price line rental for the next twelve months if i keep my contract = £120 I'm quids in!!! :j :j :j :j :j :j :j :j :j :j :beer: :beer:
grow your own
as a hard up mum of three i decided to look into getting an allotment my local council and maybe yours runs a club for kids giving out free seeds and paying for the allotment so we are quids in its also fresh air and a saving on gym membership :j
Magazines
I looked into subscriptions for my partners magazines. She has Woman's Own 78p - Woman's Weekly 74p - Woman 78p. The cost for the year if she buys it everyday at Morrison is £117.52. If she buys it by subscription it would cost £166. Therefore it would be totally stupid if she bought by subscription.
Savings
I don't expect to break any records here, but since starting with MSE I've done this - bought train season ticket - saving £200 a year - take sarnies to work - £200 - make own coffee instead of using machine - £200 - only buy breakfast at station 2 days a week - £300 - started Barclays 10% account - making me about £100 in…
Martin's top articles viewed so far this month 20/2/2006
Martin's top articles viewed so far this month 20/2/2006 1 (2) The Best Balance Transfers: cut the cost of existing credit card debts = 61213 views 2 (1) Instant access Savings: Maximise your interest = 57803 views 3 (4) Broadband: Who's cheapest = 53978 views 4 (6) The UKs Cheapest Home Phone Calls Provider = 49581 views…
The Most Popular Chat Tips Ever as of 18/2/2006
1 (1) Great 'disguised Own Brand' Hunt. = 362256 :money: 2 (2) Tesco misprices thread - please only post misprices here = 311299 Please read THIS 3 (3) GREAT 'WHAT SHOPS DON'T WANT US TO KNOW" HUNT = 285331 :money: 4 (4) Just Tesco grocery codes please, no discussion! = 271482 5 (5) Free MoneySavingExpert Car Sticker! =…
Top articles viewed so far this month 13/2/2006
Top articles viewed so far this month 13/2/2006 1 (1) Instant access Savings: Maximise your interest = 43511 views 2 (3) The Best Balance Transfers: cut the cost of existing credit card debts = 41526 views 3 (2) Petrol/Diesel Cost Cutting = 38807 views 4 (4) Broadband: Who's cheapest = 34289 views 5 (8) Car Insurance Cost…
The Most Popular Chat Tips Ever as of 9/2/2006
1 (1) Great 'disguised Own Brand' Hunt. = 356594 :money: 2 (2) Tesco misprices thread - please only post misprices here = 310811 Please read THIS 3 (3) GREAT 'WHAT SHOPS DON'T WANT US TO KNOW" HUNT = 284415 :money: 4 (4) Just Tesco grocery codes please, no discussion! = 253077 5 (5) Free MoneySavingExpert Car Sticker! =…
I am so grateful and surprised
I have been off work this last 2mths and spent a great deal of time on all of the wonderful ideas to save on this site.. Have saved on: Buildings & Contents Ins £12 per mth Life Assurance £14 " " Mortgage £20 " "£46 per mth Gas & Electric online saver annual £45 discount (scottish Power) New Buildings & Contents is free…
Comet, Currys & Powerhouse
I am so pleased about this. I have been wanting a combination microwave for ages and there was a specific model I liked. Panasonic NNA554W. Having been reading the MSE website often, and reading Martins book, I printed off the online price of this microwave for both Currys and Comet. Both online prices were £128.88…
Boots
Hi I am very sorry if this is not in the right place, please move it, I am so exicited just had to post this. My daughter took me shopping this morning, to Boots, and bless her, her treat, she spent £10. I ended up with 12 handwash, and £17.00 points on my card and a £5.00 skincare voucher. I won't even try to pretend I…
Top articles viewed so far this month 6/2/2006
Top articles viewed so far this month 6/2/2006 1 Instant access Savings: Maximise your interest = 25073 views 2 Petrol/Diesel Cost Cutting = 24595 views 3 The Best Balance Transfers: cut the cost of existing credit card debts = 19219 views 4 Broadband: Who's cheapest = 16363 views 5 Jan 31 2006: Martin's Money Tips = 14738…
Blanket cover saved me £167 on my household insurance
I received my policy renewal notification with a quotation for another years buildings and contents insurance for £384. This was based on a re-build cost given to me by the surveyor when we bought our house 2 years ago of £299k. I asked about ways to save money and the insurer offered me 'blanket cover' in relation to the…
Credit card saving
I had 2 credit cards up to their limits which I put on a new card as a 0% balance transfer thanks (partly) to this site. The monthly repayment is half what I was paying which will enable me to pay the BT card off quicker! YAY! That's gonna be one hell of a saving

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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