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Family Home/inheritance
Hi need some help Myself and sister are currently applying for probate on my mums estate that includes the family home. This is to be split 50/50 on sale. If I was to consider buying it I would need a mortgage to buy out my sister but I'm confused how I would work out the share with my partner? I would have 50% in the…
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Not heard a thing from our buyer
So, we sold two weeks ago. Day after the house went on the market. There was an offer made during the viewing and estate agent told us straight after and we accepted. Buyer has instructed solicitors and our solicitor has provided the buyers solicitor with a draft contract pack…what happens now? Should we have heard from…
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What is involved in a house valuation?
Hello I am thinking of selling my property in order to move into a new build maybe next year and currently in the process of getting my house valued first so that I know how much I can afford to buy a (literally) new property. I've not sold a house before, so I want a breakdown of what actually happens during a valuation.…
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Transfer of equity from joint to single ownership
Hello, I got divorced recently and my ex-husband and I agreed to transfer equity in a jointly owned flat into my sole ownership. I understand we need to complete form AP1 and ID1, but do we need form TR1 (whole transfer) or TP1 (part transfer)? There is no mortgage on the property. Also, I understand there's no stamp duty…
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Can I be evicted?
My rental contract fixed 1 year is coming up soon. If we don't negotiate a new one, are we going in a rolling contract? How could I avoid being evicted? If they ask us to move, could we stall for another 6-12 months ? I am a good tenant and paid my rents. However, rents and house prices have gone up significantly and I am…
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Moving in Feb- fixed price energy or variable rate? Can you keep current tariff?
For those moving in the next month or so, what are your plans regarding energy tariffs at your new home? I will be coming off a £120/month 2 year fixed which has 18 month left on it 😫 Are people planning to fix or go variable rate? Has anyone been able to keep their fixed price tariff when moving house? Is this even a…
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Should I withold rent due to repossession by landlords mortgage lender
*original post updated as per forum rules* Hello, I have briefly explained my situation on a seperate discussion, however, I wanted to explain in more depth on this discussion. I hope that is ok. We are currently renting a house through a private landlord. Myself, partner and 3 children live here. All rent is paid to the…
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Trapped in property as Ex won’t sell
Purchased a property with my wife in 2006. Both named on the mortgage and title deeds. I paid the deposit, and the mortgage was approved based on my income alone (she didn’t work at the time). We split up and she moved out, and I continued to live in the house. As we were both named on the title deeds 50/50 the house…
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How long is a reasonable amount of time to make a buyer wait?
I am going to be accepting an offer on my house soon to a FTB. I've started viewing houses this week, but there is nothing on the market that I like. I'm hoping stock will increase in February/March. I've never sold a property before. Wanted to ask how long people on this forum have waited or have made their buyers wait?…
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Choosing Conveyancing Solicitor
Hi, I have been taking quotes for conveyancing from 2-3 high street companies where I live. The quote is around £1900. I then did a search online (used comparison site) to find quotes and got the cheapest quote from a company called 'My Law Matters' of around £1200. After searching 'My Law Matters' online, I found that…
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Selling to Way Home - anyone else done this?
We’ve had an offer on our home, from a company called Way Home (https://www.wayhome.co.uk/). Had never heard of it but is marketed as ‘gradual ownership’, essentially Shared Ownership done privately with an investor instead of Govt scheme. Regardless of how useful/terrible it will be for the people actually using the…
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Allowing viewings to current rental property query
Hi my daughter is currently renting a student property until the end of July 2022 through a letting agency. The landlord called her out of the blue yesterday and said he wanted people to view it today. She and the girl she shares with had signed a contract to keep it on for another year and paid the deposit however it…
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First Time 'Buy To Let' Buyer - Advice Appreciated
I'm looking into buying a buy to let for the first time. I haven't purchased a property since 1995 so am slightly confused about the Buyer's Packs that were first discussed back in 2004. While all auction properties I've looked at come with a very comprehensive buyer's pack, conventional estate agent properties do not seem…
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House Removal company boxes deposit
hi, this is my first post! I would really like to hear people's advice on the following. I recently moved house from outer london to surrey (40 miles) in Sept 2021, and used a removals company to move everything for me. Before the moving day the company supplied us with their own boxes and packing materials in exchange for…
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Offering after closing?
This may be elsewhere just not sure what it'd be under Offer early on Tuesday was rejected. I've expressed to agent I'm still here with an increase if it becomes available. Nearly 4 days later it's still marked For Sale online Do I go back and make an offer? Or should I wait to hear from them? Thanks for any thoughts
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New build - shared garage and shared drive
Hi, We have reserved a plot on a large new build project which is a detached 3 bed house that has a garage at the end of the driveway. The garage roof and bricks are a single structure including next doors garage and just separated by a brick wall inside. The driveway is also shared with no clear divide in the middle. We…
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Taylor Wimpey Part exchange Bargain tips?
I’m looking to do a part exchange with Taylor wimpey and they’ve given me a value 9% lower than the martlet value. I know that with the part exchange you are likely to loose between 5-20% on the market value but was wondering if anyone had any tips on bargaining for this or if I could get them to throw in anything for free?
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End of tenancy professional cleaning
Hi all, I’m looking for recommendations on firms that provide end of tenancy professional flat cleaning services in London. Appreciate your input! :)
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Second home deposit
I'm considering renting out my current flat (no mortgage) and getting a mortgage on a home, but when I try say halifax mortgage calculator it requires a 25% deposit at minimum. I also self employed (but sole trader so wages apparent) does anyone know if I get a mortgage broker I will be able to get a 10-15% mortgage? Or is…
