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Withholding rent due to landlords mortgage lender seeking repossession of house we rent
We are currently renting a house through a private landlord. Myself, partner and 3 children live here. All rent is paid to the agent. The rent has been paid on time every month since we moved in March 2020. Throughout our tenancy we have had numerous visits from debt collectors asking for the landlord. Last year we…
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Shared ownership lease issue-
Hi there, I'm looking for some service please. We have agreed to purchase a shared ownership 3 bedroom property with a garage. Our garage sits in a row of 3 (our garage, the neighbours garage, then a garage that is sat in between that belongs to someone else). Our bathroom has been built over the top of our garage and a…
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Bellway - New Build and Reservation Fees
Hi all I am seeing Bellway tomorrow about a new build. The house is nearly finished but only the finishing touches inside need completing. I have spoken to the New Homes Mortgage Helpline this morning who have done a qualifying check and passed me for this. They are running an Agreement in Principle today so that we will…
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House Buying - People Who Contract
Did you guys find the process easy? Did you have any adverse history? What did you need to do to overcome this to actually get the property? i.e. raise a deposit of 30/40% etc Were you able to get a mortgage as a contractor on a contract length of less than 12 months?
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Flat Home Buyers Report
Hello People who purchased leasehold modern development flat that's around 5 to 7 year's old or so without Home Buyers Report? Did you regret not doing it? I'm just cautious about paying full price when a full report is not applicable to a flat. They really should make a report for flat's that is tailored for flat's. What…
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Offer Accepted - Vendor in a Chain - What questions should I be asking
Morning all! Hope everyone is well? I've had an offer accepted (for asking this time, learnt from my mistakes offering over) on a lovely house, great vendor seems really nice. They've had an offer accepted on a property last night so accepted mine this morning. I'm thrilled but concious my last two attempts at buying were…
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Corsham, Melksham, Warminster, Westbury and Calne
looking to relocate to Wiltshire and planning a recce next week of the above places. Anyone live in these places that can give an insight. Budget of £300k thanks
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How to dispute/comment on Planning Application that has already been decided
Hi All, There are proposed plans to build 500 new flats ranging from 4 -12 stores high. My house has never been sent an email or letter through the post to comment on these buildings, and have our voice heard - and now the PA portal says it has been decided - not knowing there was an appeal process too (new to this stuff).…
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Attic firewall
Our neighbors selling their house. Survey brought up the attic party wall. Neighbours put a letter through our door saying we need a firewall, they will pay, keen to start quickly. If we have any concerns let them know. Before I could reply, within 2 days they had the work done. Pink plasterboard was used. The buyers…
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Tenancy Completed - Stay Extra Week
My cousins tenancy is completed this Saturday, however he needs to stay another week as his new place's references haven't come back in time yet. (He could easily go to an Airbnb, but I think he's seeing it as staying an extra week would be easier). Even though tenancy is up, he still has rights to stay within the…
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Transfer Of Equity for commercial property.
I owned a 50% share of a freehold property with a friend who sadly passed away. My friends share went to his wife. The wife would like to sell me her share, and I would like to buy it. Is this a simple thing to do, or would one/both of us need to engage the services of a solicitor please? Value is low <£50k. There is no…
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Solicitors doing nothing
Offer accepted 16/11, vendors ready to move to their new property, my solicitor is from a large conveyancing factory which I’m probably not allowed to name and has been “waiting to raise enquiries” since before Christmas. I’m living in one room, cash buyer, searches are back since early December, solicitor “not sure what…
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I think I was mis-sold my rental flat
I agreed to a tenancy on a flat which I moved into last July on the basis that all I would be paying for were utilities. Specifically no council tax. After moving in I received a bill for council tax from the council. I contacted my letting agency who confirmed that paying council tax was now required. They did apologise…
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adding partner as joint owner
My partner is about to purchase half of my property and we will become joint owners. I will pay what remains on the mortgage so there will be no mortgage left on the property. I looked on the land registry and the fees are in the region of £80. Do i need to do this through a solicitor? are there any other legal aspects i…
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Trapped
Good afternoon, I was hoping that someone could help shed some light on my situation please. It is a very difficult one. I am a shared owner with a housing association. The mortgage is now paid for so technically I am now just required to pay rent but still classed as a shared owner. I have endured 11 years of problems…
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Seller's second last name missing from the Title
We are buying a property from an Italian couple and three months into the conveyancing process, I noticed myself that one of the sellers' second last name is missing from the Title! So if her name is "A B de C D" according to their solicitor, the Title only shows "A B de C". The other seller's name is exactly the same. I…
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FTB offer not accepted or rejected and general advice!
Will try and keep this brief. Saw a house and fell in love, FTB so not in a chain. On the market for £230k! (Initially on the market since November for modern auction at £215,000 guide price and got brought off that early January to a normal sale at £230,000 guide price). We viewed on Monday and were a bit disappointed,…
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Conveyancing solicitors
Hello Are we allowed to recommend solicitors on open forum thread? If so any first time buyer who had good experience with leasehold purchase let me know your recommendation. I'm based in London. I was using one company last year when it fell through which was highly recommend by someone at work but they charged 399 plus…
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Landlord - should I sell and reinvest in S+S or keep BTL
I am a 38 year old NHS consultant who became an accidental landlord in 2017 and bought my current home which I bought in December 2019. I paid the extra 3% stamp duty when I bought my current home (extra £10000). The three years to claim this back if I sell my rental property expires at the end of this year. I am thinking…
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Single single rear extension of victorian house built in early 1900s
I am trying to get mortgage of our house with 2 storey rear extension having a kitchen in the ground floor and bathroom in the first floor of the extension and to note all the properties in the area have the same floor layout and is built around 1930s. Rest of the house is a solid wall. Before applying for mortgage we knew…
