-
Front garden of adjoining house
Good morning all I am wondering if anyone can advise of anything I can do with my neighbours front garden? We are both mid terraced & share a path that comes up the front of the houses & we have small front gardens either side of the path, ours is paved & theirs is grassed. They aren't the worst neighbours in the world,…
-
House Viewing Today
Happy New Year to you all. I am a FTB and have an mortgage AIP for £321k. I have a £40k deposit saved. I have been looking online for months in the area I wish to live in and nothing has tickled my fancy until recently. A house that I have been looking at online daily for several weeks now. I have just called the EA to…
-
Rental property has issues with mould
We have been living in a rental property for over a
year, it's a 70's bungalow and we have been having regular mould issues most of
the year round. To start, there were mould stains in the house
before we moved in and we find ourselves continually cleaning down mould on the
wallpaper in the lounge (same place as stain) and…
-
Fixing Issues Prior to Home Purchase
I am having a RISC 3 survey carried out on an old house I am buying. If any unforeseen issues come out is the vendor usually expected to fully subsidises these? For example, fixing damp, if walls need re-plastering, fixing electrics etc. Many thanks.
-
Residential mortgage on Interest Only
I am thinking about getting my new house on an interest only mortgage rather than a repayment. Would be interesting to see people thoughts on this. A good idea, or not?
-
Landlord slow to do major repairs - unsure of what to do
Hi everyone. My husband and I are renting a 4 bed house with a first time landlord. We have three very small children, all under the ages of 4. 2 weeks ago our ceiling in the living room collapsed due to a leak in the above bathroom. By collapsed I mean our living room was literally covered in debris and dust and there is…
-
Can prospective rental income impact mortgage decisions?
Hi There, Query (I have tried searching the forums for this). I want to buy a property and rent out where I live currently. Mortgage is paid off on my current place, which I own jointly with my father, it's too big for just me and the plan was always to rent it out and me get a place on my own. Initially I was thinking I…
-
Homeless.
Hey, I'm looking for somewhere to live I'm 19, working an apprenticeship, no pets, non smoker. On council list. My Mom has been asked to move out, by the landlord and she said it'll be easier for her to find somewhere without me. I'm looking for some help or advice. I really don't know what to do next. Thank you
-
An apology
So, like quite a few of you around here, I’ve been contributing to this forum for quite a few years now and have found myself replying to the same old questions in an abrupt manner lately. It’s not that I mean to be rude, just that I wish people would actually search the thousands of previous threads before posting the…
-
Serving section 21 notice
I would like to serve notice on my tenants, that I would be seeking to repossess the property on 15 March as their contracts is currently periodic, with a rent payment date of 15 of the month. Am I right in thinking that the notice to leave has to be on the 15 of the month to co-incide with the rent payment date? That is,…
-
FTB - Stamp Duty Question
Hi all, looking for some advice as a first time buyer. We currently have £12k saved for a deposit and we're looking at taking a mortgage with a LTV of 95%. I've seen a house that I love that is currently up for sale for £310k. Most lenders are prepared to let us lend £300k. At the moment I'm just trying to figure out our…
-
Land Registry Title mentions charges . What does this mean and how can I find more details?
Good evening, I'm hoping someone could kindly point us in the direction of solving a mystery which has just appeared. It may be very simple (we hope!) but I'll give the context. Our elderly mother may be selling her house this year (possibly for care purposes) and we are starting to gather relevant paperwork. She has been…
-
Trustgreen Estate Management
I'm looking into purchasing a freehold new build property by Bellway and like so many new developments there will be annual estate management fees. I've been informed it will be Trustgreen/Trustmgt that will be responsible for this and fees will be £144 for year 1. Does anyone have any experience of this company on their…
-
No Build Over Agreement for extension - Experience, Next Steps...
Hi We are currently in the midst of buying our first property. We've had an arduous journey so far with one failed purchase (no movement in chain, chain collapse) and now we are at the enquiries stage of our next purchase. The property is in our dream location and we have staved off lots of interest to have a successful…
-
Buying a house / Level 2 Survey and Valuation
Hello everyone, Me and my partner are in the process of buying our first home and I have some questions regarding the survey and how to go forward. We don't have any experience or know anyone who could give us advice other than our legal advisor which I'm not sure if they care to give us best adivce or just want to see the…
-
Speculative letters from prospective buyers
Hi everyone, Just wanted to know whether anyone had ever posted letters to the owners of houses they are interested in buying, and what the success rate was in terms of them selling their house to you? As a home owner, have you received such a letter, and followed through to sell to that buyer, and in doing so, saved…
-
Buying into partners house
Hi all, Just looking for advice on how people would deal with this to make sure everything is fair. My partner and I are looking to move in with each other, into my partners current home. We both have properties, and I have a child from a previous relationship. My info House value £200k Outstanding mortgage £60k His House…
-
Snagging
Me and my partner have reserved a new build and had an appointment with the Sales Advisor today who stated we will have a home demonstration which is the only chance we will get to snag the property. This has concerned me a bit. I was wondering if there's any advice around this? We are thinking of hiring an external…
-
Offers over
Hi all, I need your valuable advice. I'm looking for a house to buy for more than six months.However, I find that the house prices are increasing almost month to month, without any sign of dropping or staying stable, although I read that after the end of Furlough the prices will go down as more properties will come on the…
-
Buying in low risk Radon affected area (New build)
Hello. Currently I have an offer accepted on a property and have had the results back for environmental searches. The radon section states the following - "The property is in an area where elevated radon levels are expected to be found in 1-3% of properties." Having looked at the radon maps it looks as though half of the…
