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Exchanging and home insurance on a house not yet built
Hey, hoping for some advice! We had an offer on a house accepted back in June, 2021. The vendors of the property are moving to a new build and the developers are requesting we exchange even though the property is not completed. As it stands today (January 2022) the new build only has half a roof. The vendors were clear…
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The order of things when you first move in
Hello, finally moving next week to my next house, 3 bedroom two floor semi, it’s in good general order but needs some building work (new boiler and some radiators, some electrical fittings renewed or moved, a couple of windows and doors replaced ) and decorating etc, I also want to slightly reconfigure its internal layout…
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What is a notice fee?
We’re buying and the initial enquiries and comments re the contract pack have been sent from our conveyancer to the sellers solicitor and we received a copy. Our conveyancer stated that the notice fee is not enforceable and we will not be paying it. What is a notice fee and how much might it have been? Google doesn’t seem…
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New build buying process - when do we need the fees?
Me and my partner have reserved a new build. We're first time buyers and have all the required fees however we cannot release some (around 30% of our deposit) of it yet due to some being in our lifetime ISAs. At the end of March 2022, we will have had our (separate) accounts for a year and then will be able to use and…
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House insurance on house with subsidence
Hello All, I own and live in a house which is undergoing investigation for subsidence. It is nearing the end of 1 year monitoring of building movement pointing to a large nearby tree. The insurance company agreed to deal with the investigation and repair. I now need to follow my work and rent the property out. My current…
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Vendor threatening to pull out even though solicitor has informed all EAs to agree completion date
Very odd situation I’m in. I’m in the middle chain and since before Xmas my vendor has constantly been pushing to set a completion date. Enquiries were still underway before Xmas and they all got done this week. My solicitor sent the completion statement across to me and advised the EAs has been informed to contact all…
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Tenants in common: Who should pay?
Background:George & his wife Beatrice purchased their council house under the Right-to-Buy scheme. Three of their adult children contributed the largest share to the purchase price, so George & Beatrice had only an 8.5% share. George & Beatrice were listed at the Land Registry as the legal owners of the property, and the…
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“Party” in flat above us
Hello, we moved into a flat rental one week ago and have one floor of flats above us. Last night the flat above us had a party/gathering. The noise of talking and laughter was so loud we were unable to watch TV or sleep. It went on until the early hours. I’ve never lived in a flat before; do people thing that I have to…
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Can they evict
My dad has lived with his partner for 29 years in her home. He is 87. She has just died and no provision has been set for him to remain in the house in her will. How quickly can her children evict him
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Good idea to have a survey on your own house before you sell?
Good morning I am thinking of putting my property up for sale in the next year or so. its quite a big non standard build, My friends in the same area put theirs up for sale , had an offer made, but when it came to survey , it was down valued and also had some repairs recommended. This delayed the sale and they then lost…
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Landlord wants me to pay for mould that was there before me
Hi all, I'll give all the necessary info! I moved in Jan 2021. In the inventory, there is a mention of "Few mould spots above window." This is in the bathroom. They have an enclosed shower where the door doesn't remain open. As I live alone I always leave the toilet doors open. This has now progressively gotten a lot…
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Credit file and multiple address changes
Hi there I will soon be completing on the chain free sale of our house. I don’t have anything lined up yet other than a few stays with friends and a hotel stay to tide me over for a few weeks whilst looking for a rental property. later in the year I would like to buy a property again but nothing suitable right now.…
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Extension Building regs missing Now Falling down!
Ok, So We bought this house back in 2017. The previous owners added an extension to the back of the house. (used to be a smaller brick bottomed outhouse there before) All looked lovely when we moved in, but as the extension was small and probably under the size needed for PP, there was none, we have a Lack of…
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Utilities with newly owned house and notice on rental
Hi everyone. I have today completed on my house purchase and have come from private renting. I’ve spoken to Scottish power who have the utilities in the house I’ve bought and I’ve set up an account with them but I’m wondering what happens from here with regards to my current suppliers in my rented house. I know I’ll have…
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Home survey ! Help!
Hi everyone, I have survey done on my purchase house. I concerned about 2 reports condition rating 3. my conveyancer told me to get quotes to sort it out. Is this normal or should I worry about that? Do you know that it is expensive to replace the news brackets to support in the loft space ? Thank you for your help!
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Downloading deeds
Can someone tell me in idiots terms how to get hold of the deeds for my house. I don't think I saw them through my solicitor when buying (I definitely did see the title register and title plan). If nothing else I'd like simply to take a look at a copy out of curiosity, but who knows what interesting things will be in…
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Agent overpricing
Has anyone else noticed, certain agents in their area who overprice everything they list? It's kind of hilarious that they keep doing it and actually makes me not want to view anything they put up as I know it will be overpriced. I watch Rightmove a lot and one agent in my area lists every house they take on (and they list…
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House rental help.
Hi all, thanks for taking the time to read my post. I'm looking to earn some passive Income and rent out my home I currently live in. So heres a few details. We live in Scotland, my 2 bed end terraced is in my sole name and has around 30k left on the mortgage. It is worth approx 105k. Unfortunately the house is getting too…
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Ladybrook - buying the ground rent
I want to buy my ground rent from Ladybrook as well as the covenant so I can see clients from home (currently not allowed unless I'm a dentist, doctor or solicitor). I'm worried about asking though as the drive was placed when we bought it and the covenant says it has to be a lawn and looking at the posts here it seems…
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Using an inheritance to buy a council flat via "right to buy" for someone on benefits
My sister is currently living on benefits - she was on Disability Living Allowance but recently has been deemed fit for work so as I currently understand it is now on Universal Basic Income & I believe also gets her rent & council tax paid She is due to receive an inheritance which is to be put into a Trust so should not…
