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Fire Risk (Surveyor vs Lender vs Freeholder)
Buying 75% of a shared ownership flat in a block that I have lived in as a carer
for a disabled relative. Hope to buy the remaining share within 3 years. Fire Risk (No EWS1) Freeholder told me: “This building has been assessed and deemed
compliant via its Fire Risk Assessment. No further intrusive inspections,…
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Land Registry - Old address on Title register, new address on Title plan
Please can someone help, we are near the end of purchasing a flat, typically the solicitors have been really slow, now our solicitor is saying the the Title Register has a different address on it (old address), however in 2015 it looks like the address and postcode were changed, no one recognises the old postcode as it…
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Missing paperwork after completion
Hello, I completed on my purchase last spring, and a situation has arisen where I need information on past works on the property. The vendor is saying she 'made this information available to me' - but I never received it. My solicitor didn't receive it either. Should I ask my solicitor to contact hers to see if it was…
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Waiting to exchange
So i had my offer accepted on the 6th of October on our new home. The couple selling the property are moving into a family member’s bungalow that has passed away. They seem to be dragging their heels though all solicitors work is done etc except exchange. And they are having work done inside the bungalow before they move…
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How long have people waited for mortgage offers?
Would be interesting to see how long everyone is waiting from application to offer. Mine was approved in 24 hours, but offer in 7 days - YBS.
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Deed Charge Removal at Land Registry
Hi there, grateful if anyone can help with this one. I bought my grandparents property in the late 1980s (to help them out in their retirement), with the agreement to pay them a set amount monthly. This was carried out at the local solicitors, with a subsequent charge annotated at the Land Registry against the title deed.…
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When would tax be due
If I buy a fixer upper property, renovate it, and sell it, rolling all proceeds on to another project/property, do I declare the increase (less cost) from the sale of the first house in that tax year, or is profit only declarable to HMRC, when I realise the profits, by selling up the second property and banking cash? I ask…
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Buyer taking ages to do anything -what do I do now?
Can you advise please what to do. I engaged in a private sale so no EAs/ The buyer I found two months ago and currently after speaking to them last week, they have no mortgage offer still (the valuation was done in December, so should they not have this yet) and they say they think the solicitor should have started the…
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O'neills conveyincing
My buyer is using O'neills conveyancing service. What should be a straightforward chain free situation has taken 21 weeks and I'm still waiting. Communication is appalling, phone is constantly engaged, emails are ignored. They don't tell the truth either, it's difficult to know I'f it's fact or fiction with O'neills. This…
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Buying council flat in Sheffield
Hello. I was wondering if anyone had experience or know what would be the discount given to a council tenant living in a 1bed flat in Sheffield (Heeley) if they want to buy it?They meet the requirements and I know from Sheffield website the max.discount is £86k. The discount will be dependant on the valuation and years of…
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Deed of variation for variable rent fee
Hi, I just wanted to see if anyone could shed some light on this situation we find ourselves in- currently in the process of purchasing a property which is 14 years old on a new development area, living on this area comes with a variable rent fee for the common green areas , which is owned by a management company. We have…
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Shocked at Stamp Duty
Just found a house to buy after 6 months of searching in the midlands this will be lived in full time by my self and my wife i'm shocked to find out that my stamp duty has jumped from £1500 to £7500 on a house costing £200k The reason is i own a holiday apartment in spain purchased 20 years ago,i would'nt mind so much but…
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Transferring Property following Probate
I am the executor of my Fathers estate and have been granted probate. I need to transfer his property into my sisters name (she lives in the property). I have looked on the land registry website and believe I need to complete Forms AS1 and AP1 and that I don't have to use a solicitor. Is this fairly straightforward to do…
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Is it fair to ask for reduction on house price based on these found in building survey?
Hi all, I've had an offer accepted on a property however the following issues have been noted that to me seem acceptable to ask for a reduction on as I couldn't check these while viewing, just wondering is it acceptable to ask for a reduction based on these and not knowing extent of issues without more specific surveys in…
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Mortgage company want their legal fees paying?
Hello, I need some help please. I'm helping my daughter organise her and her partner's mortgage. She owns her current house outright (early inheritance from my mother, bless her) and they now want to move to a bigger house as they have a child. Daughter can't be too picky regarding lenders as partner has ccj from ignored…
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Paying for improvement works after selling?
I recently sold my old flat, with the sale expected to complete in the next couple of weeks. The block of flats it is in has a factor (property manager) who oversees maintenance contracts for the building, proposed works etc. After I agreed the sale, one of the other owners in the block proposed some improvement works for…
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Self Build Or Sell A Plot
Hello people,I just had some questions as a complete newbie, with some background. I would appreciate any advice anyone can offer. We are currently thinking of selling our home to move to somewhere larger, we are based in Cumbria. Whilst chatting it through with friends someone suggested that the side of our house (where…
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High house prices rising in working class areas, is it fair and is there anything that can be done?
Hello, My partner and I are looking for a house in the Newcastle area and the search has been narrowed down to two sites. Both sites are the same house builder and we have just been informed this morning that as of the 17th Jan 2022, they are putting the prices up by 3%. This may not sound much but when you're looking at a…
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Should I pull out or wait? Health issues. Advice would be really appreciated.
Hello all. Where do I start? My Father passed away last Feb from a 3 month battle with Lung Cancer. He left me some money in his will which I wanted to put to some good use for myself & my 14-year-old son who I took full custody of around two years ago. I have been renting as a single man for around 13 years trying to save…
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Will I pay CGT?
Hi, I'm currently renting but have had a little windfall and can afford a deposit small house in a nearby area. However we're not keen on that area, so we'd like to buy a fixer upper there, give it an overhaul (without moving in) and put it back on the market within months (which we believe we can afford to weather too),…
