PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Land Registry - Old address on Title register, new address on Title plan

Glover1862
Glover1862 Posts: 410 Forumite
Ninth Anniversary 100 Posts
edited 11 January 2022 at 10:26PM in House buying, renting & selling
Please can someone help, we are near the end of purchasing a flat, typically the solicitors have been really slow, now our solicitor is saying the the Title Register has a different address on it (old address), however in 2015 it looks like the address and postcode were changed,  no one recognises the old postcode as it looks to be obsolete. The solicitors say the mortgage must match the title register, our mortgage brokers says the whole application will need to be redone and the fixed rate we were on has moved up 0.5%, it was a real struggle to get a mortgage and we can't risk trying to get a new one, plus the broker is saying how can he process a mortgage application on an address that no longer exists. 

Ideally, we want the sale to proceed and sort out the LR title register later and pay any fees to do it, it's very odd as the title plan shows the new building number and title register shows the old!!

The solicitors is saying it could take ages to correct and costs will be passed to us, we want to ditch this solicitors and use someone else for further work, can anyone offer help on how we can proceed using our current mortgage offer and just get the sale over line and deal with Land registry later, solicitor saying we can't do that, but not offering any real hlep how to progress.         
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.9K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.9K Work, Benefits & Business
  • 619.7K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.