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Estate agency provided false information
The estate agency said on their advert and while showing me the house that the ground floor and all bathrooms have underfloor heating. However, I was in a phone conversation with the seller last week talking about something else and he said that there has never been underfloor heating in any of the bathrooms, it's only on…
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Buyers slowing chain down, what can you do?
Hey everyone To cut a long story short, we’re selling our home to first time buyers through a local estate agents. We accepted their offer over 3 months ago, and in that time the searches have completed, but they haven’t got a mortgage still.We’re ready to go with our onward purchase, but we’ve been held up for about 4…
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Buying our first house - Long stop Date issues
A little background first. I am a first time buyer but my partner is not. We are buying as tenants in common and thus not elgible for all the first time buyer benefits such as Stamp Duty expemption. We are currently privately renting and have a 1 month notice period which we plan to serve once we have completed the…
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FTB, Very unclear on Service Charge Vs Reserve Fund contribution
Hi everyone! I'm fairly progressed through the process of buying my first home (a leadhold flat) but have received some correspondence from my Conveyancer on Service Charge and Reserve fund contributions which have me very concerned. I have already queried the wording with them but they normally take a few days to respond,…
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Moderate to high potential of subsidence
Hi I'm looking to buy a house in ashford surrey and the search report has come back with "moderate to high levels of potential subsidence". There's been no claims on insurance. We haven't done a survey report either and couldn't see any signs for this. We've paid the legal fees etc and are close to exchange too. Does…
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Update to register of charges: how long?
Morning all. We're currently house buying and selling, but not yet at exchange. Just wondering whether anyone knows how long it takes the Land Registry to update their register of charges against property. We redeemed our mortgage on 25th August, and received a letter from our building society, dated 8th September,…
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Smart Meter using electricity
Does anyone know if a smart meter uses electricity to power itself? I recently "upgraded" to a smart meter with Scottish Power for a small work unit I rent from the local council. It's only used for storage so there is no need for heating or lighting, although lights are installed, just not used. The ONLY requirement for…
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Dodgy survey?
Hi, After many years of reading these forums, I'm finally posting a question! I'm buying a house, a small 1960s detached. I paid for a RICS Level 2 homebuyers report and met the 'surveyor' on site on the day to talk through her findings. After much chasing, I finally have the written report, but it's been compiled by an…
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Moving house council tax/ unifies
Hello moving on Friday. I have emailed the council to say we are moving into the area and will need council tax billing set up . In terms of water/ gas/ electric do I keep the supplier the current occupants have or can I sign up to new utilities providers? As I won't know about usage Thanks
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Pre-move cleaning and feeling overwhelmed
Moving week has arrived at last and I’m very excited but.. My anxiety levels are not good. My back is absolutely done in and I’m just coming out the other end of a flare-up of a chronic health issue. I’m non-stop this week, right up to the move, and I’m very concerned I’m not going to have the time nor the energy to give…
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Any reviews of Boomin?
I stumbled across Boomin.com today and was wondering if anyone had used it to find a property? It looks like, other than the traditional rightmove type posting there is a function to 'match' people who are looking to buy to people who may not quite have thought about selling. Modern day version of putting notes through…
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Leasehold 99 years
Me and my partner are first time buyers. We have found a property we really like, the leasehold is currently 99 years. We have read so many contradicting articles about this subject. We are concerned that when we come to sell the property the lease will be less and unattractive to buyers. Is this something to worry about?…
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Council tax refund in Scotland
I have successfully just been told I have managed to get my banding lowered and will get a refund soon,I wondered if anyone knows should I also get interest included on this as it dates back 16 yrs
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Gifted deposit
Has anyone had any issues with a gifted deposit. My partner is gifting me me money for the deposit but has saved cash over the years (all above board) he gets paid in cash. My solicitors have asked for 6 months worth of his bank statements. I am now worried that it will be an issue that he's only just deposited his savings…
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Vendors separation and all chain ready to exchange but stopped due to split of sale
It has been over a month since we were all due to exchange and this was put on hold due to our vendors disagreeing with once another about the split. We are really all waiting for the next step and do not know what to do? Has anyone else been treated this way or experienced this at all and any advice would be fantastic as…
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Owning a house with woodland
We're at the early stage of purchasing a property which comes with around 1/4 acre of woodland. It's an added bonus for us, but not something we set out to have. The woodland is on the same plot as the house, is not fenced off and is backed on to by woodland owned by other houses. While there's an awful lot online about…
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Change of use application
Hi All Does anyone know should a potential buyer apply for a change of use (and possible gets one), before making an offer on a property, whether this affects the potential sale to other interested parties? Note that this is a property in Scotland.
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Ownership of alleyway
Hi, It seems there there is an alleyway behind my back garden which is accessing to the parallel street. However, the neightbour said that they own the alleyway with 2 houses and we cannot use it. He was not really sure when he talked and I checked their land registry records, and it does not say anything about the alley.…
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What is the mio app ?
hi has anyone use the mio app when buying a property? my sellers estate agents your move keep asking me to download it but I’m not sure what it is. any feedback would be great. thank you
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Land registry - what do these plans mean?
Hi, I have two plans of the same property. One etched in red, which I believe is own ship of land. The other is shaded in colours, which I’ve been informed means rights of ways, responsibilities and coverts to the land. Are these colours used for shading standard or could they mean different things depending when the plans…