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Empty house - what costs are we liable for?
Hello, We currently rent. If we go ahead and purchase a property but, due to my husband's job we can't move into it for a few months, what costs on the empty property would we have to pay. We know we would have to pay the mortgage (which will be very low), but what about utilities etc, council tax, insurance etc? Anything…
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Selling an inherited house and buying my first house - Timescale question and other questions
Hello I'm making this post as I have inherited a house and because I've never worked with houses I have queries. My queries are as follows: 1. Being in a city with a housing shortage and it very much being a 'sellers market', I just wonder what's the timeframe to sell a house? 2. Similar on the opposite side, if I founded…
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Incorrect planning permission and building regs on newly built outbuilding
Hello We are looking to buy a detached house with a newly built outbuilding (home office). Our surveyor noted the following about this outbuilding, and said it requires bldg completion and bldg regs for the following reasons: 1. It is 37 sq.m 2. It is less than 1m from the neighbour's boundary AND possibly made of…
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Consumer unit problem for house buy following survey
Hi, I am currently in the process of purchasing a house and I have had a Homebuyer's Report done and one item that was highlighted was: Mains electricity is connected to the property with the consumer unit being located in
kitchen. The consumer requires to be updated to a more modern unit comprising miniature…
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2 weeks from completion - Found out new 35-floor flat has been designed and will overshadow new Flat
Hi MSE community, I am 2 weeks from completion on buying my first flat/home. I saw that there was a vacant lot about 15 metres from my new place. Looked at searches again and found that they had placed a development in the wrong place on the map ( it originally was 88 metres from my new home and not an issue at all). This…
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Mortgage on a Dorran house (non standard construction)
Does anyone have any experience of obtaining a mortgage on a Dorran house? Or just general experience living in on? I’ve looked online but can’t find much (if any) info. Any help is appreciated!
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Sell & buy same time, do you get your sale proceeds?
Probably a silly question but I cannot get an answer in the internet and don’t want to distract my solicitor with asking before I need to. We are selling our house and using the money to buy one - standard chain situation, but it’s a first time we are in a chain. On one of the documents solicitor sent us to sign I needed…
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New Home Build Developer Issues
Good morning to you all, hoping someone can help with this. So, we bought our new house direct from the Developer/Builder in Oct 2018 with equivalent NHBI from Global Warranties and a 2 year Developer/Builder Warranty. We've had quite a few snags, some fairly serious but most the minor things you get with a brand new…
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Conwy local searches?
Just wondering if anyone has recently bought a property in Conwy and how long did the searches take?
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5th month in purchasing a chain-free house
I am a first time buyer, purchasing a house without a chain (a corporation sale). Not it's in 5th month and the completion date is still undecided. I am really tired and worried about missing the stamp duty holiday. It was really eventful process: - HSBC lost the track of my mortgage application and I had to chase them…
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Surprise problems in your new home?
So far our new (old) house has a moth problem, hardly any water pressure downstairs, potentially mice but not quite sure yet. there are loads of building issues but I did know about those ! Any nasty surprises when you first moved in?
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Seller needs deputyship in upper chain
I’ve posted about this before but there have now been developments. I had an offer accepted on a house in mid April in an area of outer London where there is big competition for houses. I had to offer more than guide price as there were multiple bidders and sealed bids. I was told at the time by estate agent that the…
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Nightmare Neighbour parking dispute
Hi
everyone, would appreciate opinions on the following nightmare neighbour
situation if at all possible... Neighbour next door has space all of his three vehicles on his
driveway, and he also has room for two vehicles at the front of his house. But
he chooses to only park one on his driveway, and two in front of his…
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Buyer wants money off for issues raised on survey
The long wait for the outcome of my buyer's survey is finally over and, thank goodness, there is nothing that is a deal breaker in there and nothing serious. However, after the initial relief, on inspecting his list of concerns (12/13 in all) I feel he is taking the mickey with the amount of things he is requesting that I…
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Too risky to let out my flat ?
I'm emmigrating, selling the family home but plan to buy a 2 bed flat just to keep a foothold in the UK property market. Initially was thinking of letting it out but it seems incredibly risky to do so? As I understand it, a tenant for whatever reason could decide to stop paying rent and/or trash the place and it would take…
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Can landlord evict prematurely because of pet?
Hello. So, we've been looking for a new place to rent for a couple of months now with absolutely miserable results. We've got a small Staffordshire, and I've called probably just under a hundred properties so far to see if they would allow it. Most cases seem to be split 30/70 between property no longer being available,…
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sheltered accommodation, no EPC
my mum rents from a housing association and is sheltered accommodation. she has old storage heaters in there and we discovered today that her EPC has run out. it ran out 2 years ago. do the same rules apply to HA's as well as private landlord, it's also rated E which I think is pretty poor for OAP housing. since moving in…
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ICO demand for data protection Right to Manage Company
Hi, Quick question please. Our RTM company has just received the Data protection fee demand from the ICO. I'm presuming we need to pay this? We don't hold any customers data. We do most of the work ourselves but obviously need to employ someone at some stage eg: paint the house etc. We don't have CCTV or electronically…
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Conveyancer has gone silent after negotiating completion date
After about 7 weeks into my sale, my conveyancer told us to organise the completion date with the agent, and every party was happy including the seller, the sellers solicitor and ours. However, after provisionally agreeing to the date, and giving our conveyancer 4 weeks to exchange and get everything sorted, they have done…
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Letting Agents money up front for work
Hi my letting agent is asking for money in advance of work to be carried out by a contractor, I asked for payment on invoice and the agent told me "Due to strict client
account rules, we must hold the monies on file before instructing the
contractor." I have been a landlord for a long time and I never heard this before.…
