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Fed up
Hi everyone, Not a question really, just wondered if anyone had been in a similar situation and how they got on. We’re FTB, in September 2020 we put an offer in on a property which was accepted. The property had been up for sale for 16 months at this point. The owner was in a care home and we were told the family had POA.…
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Estate agent being rude?
I've just put my deceased parent's house on the market and Saturday afternoon has been booked from 2-5pm for several viewings. I live at the property full time. The estate agent asked me to leave the key in the key lock outside and in his words "make yourself scarce until 5.30" during this time,while he shows people aound.…
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First Time Buyers - Homebuyers Report... Flood Risk/Concerns! Help
Hi We are in the process of purchasing our first home - located close to our current rented property, and are securing a property that covers everything that we want from our first home in a great location for us. We have had our offer accepted (above asking price), mortgage offer received (and valued), instructed our…
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New bathroom in rental property and tax
I rent out a flat built in 2008 and am thinking of replacing the bathroom completely as the current one is 13 years old and a bit tired. Clearly this will be an 'improvement' but I'll just be replacing everything like for like. Can I claim this on my annual rental expenses? I've googled and it seems to be a bit of a grey…
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London offers in excess of
In the areas I’ve looked at in London, 90% of properties are now marketed as offers in excess of. Does this mean no vendor will now accept offers below asking price?
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Rental break clause notice?
Hi there, In a two year rental agreement where it says that either party can give 2 months notice to leave only after the first year is up is that notice period now amended to 6 months under Coronavirus regulations on the landlord side? Many thanks
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Updates from solicitor
I feel very much in dark about the conveyancing process in my house move. my estate agent has been great with weekly calls and is actively pushing my buyer - whose mortgage is taking forever. but I can’t seem to get updates from my solicitor. I haven’t heard anything in three weeks and emails are not being responded to. I…
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What happens to a property under a Charging Order when the homeowner dies?
My mother died recently and my sister and I are trying to make sense of her estate. She was an extremely abusive woman and we were estranged from her for the most part. She owned a property that’s been valued at around £500k. A Land Registry search shows she owned the property in her sole name but that in 2007 her mortgage…
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Right to buy.... Is this a fair offer?
Hi all, first post, so bare with me I've been a secure tenant in a council house (maisonette and not housing association) since 2012. I put in an application for RTB in February 2019 and all was going well, I got the offer, property is 80K, and with my discount at the time I was left to pay 38K. I went to a broker who got…
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EA for property asked
We have put an offer on a property . After viewing. Advert said property back on market unexpectedly. The EA has been in contact and asked if we were going to have survey done. There is another offer on property but told lower. Thought question about survey odd.
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Purchasing the freehold
I am trying to buy the freehold on my property i order to be able to sell it only has 40years left on the lease. The Freeholders want proof of the rateable value being below £500 in 1990 I have a water bill dated 2005 with the rateable value at £227 but the freeholders will not accept this. Been in contact with the water…
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Help to Buy Equity Loan
Im looking for some help / Clarity on the Help to buy scheme as I have come across a grey area. I have applied for the help to buy equity loan and currently waiting for Homes for England to give me the authority to proceed through help to buy. I received a phone call yesterday form a 'help to buy' agent in my area to ask…
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Buyers threatening to pull out
I’m not really sure what I’m hoping to achieve by posting this but I suppose I just really need to vent somewhere. This might turn into a bit of a long one which which I apologise but it’s a bit complex. I’m stressed out to the max and a bit upset. We are in the process of selling our house and moving away to live closer…
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Renewal shorthold tenancy agreement and electrical check - EICR
We have been living in the same property for 5
years. Each year we sign shorthold tenancy agreement for a fixed term of 12
months (Last one: January 2021) We are aware of the new electric check regulations from the
Government. My question is the following one: According to the Government
guidelines, new tenancy contracts…
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New build reservation
Hi all! I reserved a new build property in July 2020 which was due for completion in September 2020. It has been delayed over and over again, and is now due for completion in July 2021. When the completion date was pushed back again, the builder agreed to a price reduction to allow me to still go with the help to buy…
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suspicions re buyers
Hi all first post on this forum. I accepted an offer on my house 4 weeks ago yesterday, draft contracts were sent and the surveyor arrived on Tuesday this week. I would have expected to have received enquiries before contract by now but I haven't! Seems really strange as the buyers were expecting to complete on their sale…
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Buyers solicitor not on panel
We are close to moving house, all searches and legal paper work has been done so we were starting to discuss dates etc the buyers solicitor has been in touch with our one to say they are not the solicitors of the lender. I have read about separate representation….what exactly is likely to happen now?
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Mortgage Advisers
Hi Mortgage adviser (i've got through my company) gets paid by lender therefore mortgage advice is free for me. But I guess there's a risk he'll just give me a mortgage with the lender that's paying him than consider my needs. Is it better to just pay for a mortgage adviser to avoid this? I know that nothing comes for…
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Survey report - how much to ask
Hi all, I hope you’re keeping well. I was hoping I could ask for some advice? I’m a FTB and have had an offer / mortgage accepted on a property. We had the surveyor’s report back yesterday and I was wondering how much you can negotiate with the vendors on work that needs doing? We’re quite lucky the property we’re buying…
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Problem neighbours and tenancy agreement running out question
I'm asking on behalf of my sister...She owns her flat but the flat below is rented out and there has been problems with noise and parties during covid restrictions and the police were called. Lately there's been no party's but constant use of weed has continued and her flat smells of it. She's spoken to the landlord a…
