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Delayed exchange - new build PX
As the title says we are pxing with a developer for a new build. Purchase side is ready to go but their solicitors have been rubbish - searches on our current property weren’t applied for till late so haven’t returned, and at 6pm yesterday they came back disputing some of our responses, the content of their issues were…
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Buying a house - unregistered land, any advice please?
Hello all, My husband and I are in the process of purchasing what we hoped would be our forever home! Conveyancing and everything has gone incredibly smoothly, however we have become a bit unstuck at the very last hurdle with one final enquiry raised by our solicitor. The property we are buying is registered, but the…
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How do I haggle/get freebies with Taylor Wimpey? Can I do this?
Me and my partner are putting down a 10% deposit with TW and have also received a 5% from them as I am a key worker and this is a scheme that are running till the end of the year (because of Covid) with the discount they also include free flooring. Our main worry is the kitchen and paying a lot of money for the integrated…
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Shared driveway, permission for overhead wire installation
For a freehold property that is accessed by a shared driveway owned by someone else, there are restrictions in place over how that driveway can be used. Reasonable stuff like "don't park in the driveway for too long". I have made enquires with the shared land owner about possible future installation of fibre, and on the…
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Boundary not advertised correctly and vendor not playing ball....
We are in the process of purchasing a house which we intend to live in for at least 10 years. One of the main points on the listing and on viewing this house is the large mature garden and opportunity to extend the property. We managed to beat off many other contenders to the property after increasing our offer twice,…
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How can I find out the history of a house?
There is a house I'm interested in on Right Move, usually I look on Zoopla to see the history such as when its been listed and sold previously however this property isn't on Zoopla. Where else can I search and find out?
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Open Days?
We're planning to put our property on the market soon and have suggested to the estate agent to hold a one day open day so that we can tidy & clean all in one go. However, how successful have you found open days to be?
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House in Kent interests me but large proportion of rentals
Hello everyone, I've got a small budget of £240K. There is a terrace I can afford in what seems to be a nice no through road in Kent, but I've just found out that out of the 155 properties, only 118 are owned/mortgaged, and the rest are rentals. This seems like a large proportion, and has unsettled me. Should I just go and…
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Survey question
We are selling our 1930's semi and buying a newer house. We have the mortgage offer but wondered about the survey process. Do lenders insist on both a valuation and survey or does it depend on different factors ? We are just wondering whether our buyers will be having a survey on our property as it's been a month since we…
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Psychological Pricing
My house was valued between £200k - £215k. Listed at the lowest valuation to gain more interest....month later had only 3 viewings and nothing else lined up. Disappointed to say the least. I'm debating dropping the price to £198k to get it relisted on Rightmove. I have to admit I'm sucked in by pricing and sure others are…
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Would this put you off?
Hi, It’s a long one so apologies. We’re pretty much on the verge of exchanging on our first house purchase, a 1900 Victorian terraced. We’ve just had the Homebuyers survey back and there are a few things that have flagged up in the ‘urgent’ category which we are concerned about. 1. Properly formed lead flashings needed…
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Getting out of Shared Ownership when your Estranged Ex owns a Share!
Hi I am in desperate need of advice. How do I get my Ex off shared ownership mortgage and rent agreement when he will not agree to anything? am I able to force a sale? We brought a house together 24 years ago but he has never paid a penny towards the rent or mortgage and i have proof. but yet I have asked him to take his…
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Why are some properties on market for soooo long?
Hey all Am looking to move. You get on Rightmove etc and go oh wow look at that property and then you look at the date of the listing...2018 etc. Why does this happen? Difficult vendor? Something wrong with house? Etc etc? Hoping to hear from anyone's experience of this including Estate Agents :) Thanks for any advice.
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Understanding lender valuation process
Hello, I’m a ftb with my husband. We have had an offer accepted on a house, and DIP with nationwide has been approved at 90% ltv subject to valuation. I’ve been reading a lot about the potential for a down valuation and had a question that I can’t find an answer for - hopefully someone can help me out. do mortgage…
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Buying land with garage without solicitors
Hi all, I'm seeking an advice on how to buy a land without paying for the legal advice. I just bought a house here in England (end of the terrace) that has an adjacent land with a garage that used to be part of the property but in 2015 the previous owner decided to sell it. Its a freehold land. I spoke with the owner of…
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Selling a recently converted flat without a building gaurantee.
I moved into a flat in a small block of 5 flats in March 2017; these flats were originally offices up until they were converted by a developer in 2016. In September 2019 I had confirmation that the company that underwrote the 10 year building warranty (latent defect insurance) went bust and that the administrators were…
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What would you do?
Hi All,We have a 2 bed flats we intend to sell in Jan 21(long story), its about 210-215k. 5yrs Mortgage ends in Dec 2020. Our 2 boys now need a room each so we are looking at 3beds priced at 325-350K. We got a deposit of around 30k plus family support of 30k. How will you proceed? Will you release equity or go to a broker?
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Letting agent says we cannot collect keys on the first day of our lease due to Covid restrictions
My daughter is living in private halls accommodation for her 2nd year at uni. We've paid everything including deposit, first 3 months of rent and the contract starts from 1st September. My husband booked that date off work and we intended on driving up there (its about 3 hours away from where we live) to move her things…
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Council Tax Banding after building loft conversion works.
We have had a loft conversion with 3 bedrooms and 2 bathrooms upstairs added on to bungalow. I am querying whether or not our council tax banding should change from Band D to Band E now, or when the property is sold?The council have just upped us to Band E as they revalued us. We declared we were not living in the property…
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Is this japanese knotweed or what is it?!
A friend mentioned this weed/plant growing near their house and how it grows back so quickly - I jokingly said to hope it's not Japanese Knotweed and then we started looking at it more closely! It doesn't seem to match the descriptions I've read but has some similarities. The obvious thing are the red thorns on the stalks,…
