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Financial co-habitation conundrum
Hi all. My first post, and interested in your thoughts... My partner and I have been cohabiting for 18 months. My partner is the homeowner and I, their tenant, paying monthly rent. I am now 41 years old, and keen to invest in some sort of future financial security by paying a mortgage (or something) of my own. However, we…
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No Building Regs certificate for conversion in house purchase - urgent advice, please!
Hi. Urgent advice needed, please. I'll use bullets to try to be as clear as possible (excuse the brevity):* We have had an offer accepted on a house. * It has a bedroom that has been turned into a mezzanine via some of the loft space. * It turns out that this conversion has no building regulation certificate. Surveyor…
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What would be an acceptable offer?
I know usually an offer between 5 and 10% is deemed usual in terms of kicking off negotiations, however a house we saw listed a little over a year ago when we were first doing research into potential areas to move to has now reappeared at £200k more than its previous asking price and we're wondering if we'd be completely…
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Landlord selling house
hi sorry if this has been done. But not doing well emotionally at this. Partner and I are yet again in a position of landlord selling the house we are renting. Weve only been in here 3 years. Decorated it lovely etc as from landlords mouth we could do as we please weve got about 8 years. Of course last week just less than…
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Nuisance Neighbours
I noticed from reading another thread on this forum that you are expected to make potential buyers aware of any issues you have had with nuisance neighbours. I currently rent a property that I was seriously considering buying, however the main thing that has put me off are my next door neighbours. They are a couple in…
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Chancel repair liability - why have I got to pay for both?!
I’m currently in the process of selling a flat and buying a house. Chancel repair liability is causing me a headache on both the sale and purchase and I’m not sure why I’m being asked to foot the bill for both? Ok so my sale - the buyers solicitors have said that my flat is in a parish liable for chancel repair and we as…
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Possible Tax Relief on Utility Charges whilst Selling Property
In March 2019 my wife decided to stop renting out the house she inherited from her mother back in 1999 and sell it. Between March 19 when the last tenant vacated the property and August 19 when she eventially got a buyer my wife had to pay Council Tax, Water Rates & Energy Bills (needed power to mow lawn etc). Although she…
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Seller stalling
Doesn anybody have any advice please. I am an FTB, i made an offer on a house last wednesday for 171K, the house is in the market for O.I.E.O 170K. The sellers rejected the same day. I then put another offer in of 173K the following day (Thursday). Haven't heard anything since then. Should i phone E. A and demand a…
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tenants have had no hot water for 12 days, no sign of any return
hi all, so we live in a flat, 12 days ago our hot water stopped working completely, we called and emailed the estate agents immediately (it was discovered at 8pm though) we had the landlords handyman someone turn up 2 days later and said basically we need a plumber as the whole tank was beyond repair, we heard nothing else…
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Transferring home ownership
Hi. My mother in law is self funding moving into a care home with her extensive pensions and savings. As such she wants to give us her house (as it’s bigger and nicer than ours!) and she doesn’t need it to pay for her care, and put it in our name. There’s no mortgage or outstanding payments on the property. We own our own…
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Searches delay advice
Hi all. My solicitor sent off for searches on 17th July. We where advised they would be back by 5th August. As of yet we haven’t got them back. Spoke to solicitor on Friday who said the company they use are delayed and as a firm they have now Switched to a New company but ours where done using old one. They said when they…
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New Build - Kitchen upgrades
In the process of purchasing a new build property, which we plan to live in for 5/6 years before selling up. We are at the stage of adding various upgraded features to the house such as flooring etc. We are looking at kitchen upgrades and wondered if it was generally worth upgrading the work surfaces and flooring from…
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Renting / House Advice on DMP
Hello, I'm in a little bit of a quandry. I have been in an DMP since January, however since then, me and my partner have decided to split up, and we're now working out the housing situation. Our current house is worth approx. £180k, and we have around £110k equity in it, which we have agreed to split 50/50. However,…
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Replacement Mattress
Hi all, We have just about to get out of our rental. When we moved in the mattress left by the LL was stained and clearly very used, it was also unbelievably uncomfortable. We bought our own mattress and gave the LL mattress to the charity shop. We are now taking our mattress to our next house. The mattress that was…
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Sitting on RM with Local Agent v Purple Bricks
Hi All, we Need a bit of advice. My flat in North London has been on the market about 2 months - 5 or so viewings and no offers. We are reconciled to sitting on the market for a while, and are aware that our agent has probably lost a bit of motivation, so may just sit. TBH we do not want to go down the route of chopping…
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I have just applied for a small credit card to boost credit number? Was it a mistake
My recent score on Clearscore was 352, I was devastated because me and my partner are trying to buy a house in the next 1-2 months. After talking to my partner and my Dad they both said I should get a small credit card (the credit card has a 200 pound max a month so it is small) However I have now read loads of articles…
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Buyer has government help to buy funds in November question
So we have received a 100% offer on our house. The buyer has said that they wont get their help to buy funding until November. Would this be a turnoff for seasoned sellers?Is there anyway we could have them carry out conveyancing and surveys etc before November to show commitment?Thanks in advance
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Single brick extension with planning permission
hi all I am about to put my house on the market when I bought the house it was bought to my attention that the rear 2 walls of my kitchen extension are of single brick construction. The extension was built in the 80s and had planning permission granted and was signed off will this be an issue still when selling as it was…
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Selling main home - buying a house with current tenants extra 3% SDLT?
Another one for the SDLT conundrum +3% - I moved abroad this year, however my wife is still in the UK and will be a tax resident in the UK this year. We will be selling our main home and want to buy another main home as we intend to come back to the UK in a few years (wife still has a business here and we own a couple of…
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Accepting an offer
I’ve had an offer today from a buyer who says they won’t be in a position to complete until the end of the year because they need the money from HTB ISA. If I accept the offer what could the pitfalls potentially be? I’ve not found my next property yet so I’m not in a major rush but I don’t want to accept an offer now take…
