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Advice Needed: Parents being abused and charged for leaving behind furniture in a move.
Hello. Hope someone here can help us. My elderly mum and dad just sold their 3 bedroom house to downsize to a bungalow. They are mid 70's. During the move they had conversations with the buyer about what to leave. They agreed that they would leave behind wardrobes and some other bits, but they buyers said they didnt want…
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Homebuyers Report Or Building Survey?
Hi, I have had conflicting advice about which survey to get. Some people say pre war dated homes for a building survey and others say 50+ years old. I'm buying a house which was built in late 1950's. It is a semi detached house which originally was a bungalow, but has had the loft converted (with a dormer) into a bedroom &…
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DWH - Kitchen upgrade, Silver, Gold or Pearl?
Hi all, We're in the process of buying a new DWH but have a query with the kitchen upgrades and hoping someone can help pls. They have offered us a Gold upgrade but when I compared it with silver, it is exactly the same kitchen units, just with an additional washer dryer, splash back and slightly different sink with a…
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Looking for area, property reccomendations.
Me and my other half are first time buyers, we're looking to move to the South (Devon, Cornwall area) and the time frame is based on what properties we find. Preferably a house, with 3 bedrooms and a garden but with our budget and such picky requirements we can only dream. I don't mind the idea of an apartment/flat but i'm…
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Help to buy/ credit worries
Hello, I want to buy a house with a joint mortgage. The house will be 261,000 and the deposit will be 10% at least but we could offer a bit more. my partners credit score if great, mine is just below fair due to a series of arrears which was finally paid off in mid-late 2019. This of course had a great effect on my credit…
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Please Help!
Hi, i'm looking for some help and don't know where to turn? I'm currently renting a property, which ends 01/11/20. I moved in 1 year ago with my partner and since separated. The rent on this property is way too expensive for me on my own and i'm struggling to find an alternative as i have 2 dogs! I'm desperate to get back…
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Implications of failing to Exchange AND Complete on the same day.
This happened to us last week. Doing it the same day, is the right decision for our circumstances and I don't want to bother the solicitor nor my broker, but I heard that our funds had to be returned to the lender, and that this happens quite often. Just curious - our purchase involved a remortgage, so all the money went…
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A tenure question
Hi everyone, We're back on the house hunt after our previous sale fell through and we now seem to be coming up against a lot of unclear tenure situations with houses. We're looking in South Manchester which seems to be an absolute hotspot for leasehold properties. I know from reading through this forum that a leasehold…
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Question re: Stamp Duty Additional Charge
Hello helpful people, My wife and I are currently renting but we're looking to buy a property in Bristol. We also own a flat in Surrey (50/50 ownership, no mortgage) which is a buy-to-let. I understand we'd need to pay the Stamp Duty Additional Charge (3%) when buying the Bristol property, as it would increase the total…
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Loan advice for renovating a property to sell?
Hello all, An insight into what my position is: My father and I are thinking about purchasing a property that needs renovating and then selling it on. We have around £150,000 cash. However we would be looking to purchase properties sitting around the £190K-200K mark with an eye of spending £10K-£20K on renovation (totally…
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Moved: Unite Students Accommodation Room Rental Costs - Can they change the price for the exact sam…
This discussion has been moved.
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What are the property rules?
I am a housewife and unemployed too. My husband is a house owner(2003) and when I came to UK 2004, have lived in the same house for 16 years now. I have always thought of 2nd investment property but don’t know the rules or my rights. So wanted to as for some advice. 1) Do I qualify for help to buy? As this house’s owner is…
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Refusing Right to Aquire discount
My son lives in a housing association home and wants to purchase the property. He is entitled to the 9k discount however wants to refuse the discount and Purchase without any of the rules that come with the discount? For example unable to sell within five years or release equity. He has lived in the property for 12 years.…
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Had a move in date for for rental property (renting whole house, ex houseshare rental)
I know the landlord, me and my family were due to rent a whole house from the landlord. Landlord gave 2 months notice for all current tenants to leave. 3 bedrooms were rented to 3 tenants, 2 tenants have left early but one tenant is sitll in property. Landlord was receiving 2/3 of his rent for about 4 months and has been…
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What to offer?
I’m planning on putting an offer in on a house tomorrow. It has been on the market a couple of weeks and they have had 7 viewings and one offer which the EA only said they didn’t know if it was going anywhere. It’s on the market for OIRO 489.950 I would be ok paying 480. I don’t know whether just to make a full and final…
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Renting with default on my credit history
Hi Everyone, I’m hoping to get some good advice encouragement about my situation. Basically in Jan ‘17 I was in a really a bad way with my mental health and as a result I defaulted on £4000 credit card debt. I’ve sorted myself out in the nearly four years since and have been working on repaying the debt through a TPP.…
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Need a quick sale completion
Hi all, we put in an offer on a house June 11th, vendor wanted a quick sale. We've been quick with getting everything done from instructing our solicitor to having the mortgage offer ready ASAP. Vendors solicitor has dragged their feet throughout the process despite the vendor asking for a quick sale. We are now at the…
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Couple of questions for becoming a landlord
If you had a spare £150,000 doing nothing in interest rates, 1.15 % is it not best to buy a property and let it out? Even if house prices go down, at the end of the day I get about £800 interest from the bank... or invest in property and get £10,000 in rental income. (Less expenses). Any way to avoid second home stamp…
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Stamp Duty Q?
What would buying a house at 400k save me if I buy before March? Also, does the sale have to be completed before April 1st or exchanged?? Trying to weigh up our options of moving house early next year - I believe it’s any house purchase that’s exempt? Thanks
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JLL and Optivo Shared Ownership in New Development
Hello everyone I'm a single person who would like to buy as opposed to rent. Shared Ownership looks like a good option for me. I've been saving up for years and following all of the different schemes available, this is a first home so it is all new to me. Does anyone have any input on buying a home built by JLL? The HA…
