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Grade ll listed house - resources/info?
In my search for a new home I've come across one or two listed buildings. I know there are restrictions as to what can or can't be done with a listed building but are there any resources people can point me to for further information and reading, any info to consider or 'must know' advice? If I call the relevant council…
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Buying a property with multiple charge
I will try and keep it short, I wasted 2k on a auction property because I came to the party late, although I did find a cracking solicitor who produced a report for the property within 48 hours, sadly I was outbid by the remote process however I wont do that again, I am currently looking at a property and it fits the…
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Integrated Appliances in Newbuild (Bloor Homes)
Hi. My partner and I are currently in the process of buying a new home with Bloor (due to be completed in December), we have our 'options' meeting on Saturday and wanted to be prepared as possible. We've been reading through the options booklet that they provided us with and the only appliances they offer are AEG -…
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What time on Date of entry/competition?
Hi All, We are due for date of entry tomorrow (completed missives last week). I believe the solicitor has all the cash and on Monday just needs to send it to the sellers. I understand there is likely to be a queue, and it can be anytime during the day up to 5pm. Just wondering what other people’s experiences were - what…
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GDPR and house purchase
Hi all, I hoping someone can answer this for me please. I purchased my house in March and yesterday i received a pack of paperwork from my solicitor which includes original documents. This includes a recent death certificate for the previous owners husband. Is is normal as it seems a bit weird to me? I wondered if it is an…
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Shared freehold sinking fund.
Just a query. I have lived in my flat since 2015. I have been paying £100 per month into a sinking fund with 4 other's as part of a shared freehold.
After 4 years I asked the individual who manages the account to provide me with monthly statements for the last 4 years. They were surprised and reluctantly provided the…
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Unequal deposits - calculating % ownership. Advice please!
In the process of buying a house with my partner (not married), and we will have a tennancy in common agreement drawn up due to unequal deposits. Can anyone help clarify if what we are proposing is fair? Total cost of house: £740k (£710k purchase price + £30k in renovations) Mortgage £520k Person one cash investment one:…
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Should I change agents?
My house has been on sale for a month with just 5 viewings so far. I know a month isn't long but in this time they have; -taken 2 weeks to get me a free premium listing on rightmove that they promised -taken poor photos of the front of the house and included none of my yard (I'm in a terrace and this is a selling point).…
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Using and maximising the Help to buy equity loan scheme?
Hello My wife and I are looking to buy our first house together and we are not sure if we should use/maximise/leverage the help to buy equity loan scheme. Without the scheme, we have enough savings to put in roughly 15% for the deposit. With HTB this can reach 35% and will drop the LTV by a significant amount resulting in…
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Buying a second studio flat on the same development
My partner and I live in a studio flat we absolutely love on a small development in London - it's basically a handful of single-story studios around a really well kept garden and has a great community feel. We're keen to stay here but could do with more space in the near future. Now one of the other studios around the…
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Wheelie bins
Advice please. My daughter has bought her first property. The neighbour next door but one has his 3 wheelie bins under my daughters kitchen window. He says they have to stay there as he has no where to put them. This is because he has made a pretty garden in the front of his property. He is a council tenant and my…
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Selling house, buying next one but needs work - Mortgage/Financing?
Hi All, Firstly apologies if this is in the wrong section and should be moved to mortgages, secondly apologies if this has been asked a million times before but I couldn't find much help via Google or searching on here! Situation: Selling first home, looking to buy next house Our house is on the market and we expect to…
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Renting before new job contract: how to convince landlord
Hello, I am moving from The Midlands to Wales and I have a new job lined up in the NHS (I am a nurse). I have sold my house (or rather, I am about to exchange on it, but for this purpose, let's say I have sold it) but not completed yet so no funds from it in my bank account. I'll be renting a house in Wales for the first…
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Can you still Home Improvements on Sold Property?
You may think I'm mad....but we sold December last year and there have been so many problems with our chain that we are expecting the worst again. Our property chain has now changed 6 times, the survey report for our house pointed out one of the bedrooms had an artex ceiling which could be an issue and I want to get it…
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Survey Report Red 3
Hi, We are in the process of moving and having just recieved the building survey im a bit concerned. The surveyor has flagged up that the electricity meter and gas meter are too close without a firewall in between and that the wiring ( all of these being in the cellar) is below standards and needs immediate attention. What…
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Buying the full shared ownership
Hi everyone, just some advice for my brother if anyone can help, he put an offer for the full asking price of a house which was shared ownership and because he was paying the full price it meant he was buying it 100% of it. at the time he asked the EA was it leasehold or freehold and they said freehold. few weeks down the…
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Questions to Estate Agent
I recently had my offer on a property accepted and things have proceeded through solicitors. The vendor has not yet found a new home and I have asked the estate agent about half a dozen questions which they have answered. This was the only time I asked. The questions were normal and made at the same time but the estate…
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Buyer pulled out just before exchange
Our buyer, after viewing the house twice, putting an offer in and getting all the way to exchange has turned around and decided that the house is too small for her. Unbelievable. We have had to relist the house and hope that our onward chain are happy to wait for us. We now need a very quick sale. Does anyone have any…
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Have FTBs slowed in your area?
I'm a little worried that my house hasn't had any viewings (it's been up for a week) so just wondering if anyone else is experiencing similar. Our house and area is a FTB dream, all the estate agents we saw said you'll get viewings quickly, you have a quick selling property etc etc. But a week had passed and we've had…
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How many people will re-negotiate the price after valuation?
I asked the EAs a question, will the mortgage valuation usually be the same with the agreed price ( the final price) ? They said yes. I am just thinking, should I just offer the asking price. If the valuation come back with a lower figure, then ask the vendor to reduce the price? The recent data shows the asking price rise…
