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Renting, Am I covered under the consumer rights act??
Good evening, Last Tuesday (18th) I received the keys to my property for rent at 10.30. I did not receive an inventory when the keys were given to me. I did receive the inventory at 5 o’clock that evening, the inventory was provided by an independent company, throughout the inventory is stated about a lot of mould spotting…
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Has anyone hearing of MyNewMove property conveyancing?
I'm purchasing a property and they have quoted me a very cheap price. There aren't many reviews online for them so wanted to ask if anyone else had any experience using them? I believe they outsource their cases to their panel of solicitors. Thanks in advance
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Right to occupy
Bit of a strange one this. Mum died; step dad became sole owner of the house because they had a joint tenancy. The mortgage was paid up decades ago but he moved out two years ago when his marriage broke down after constant abuse and lies from his step daughter. His (adult) step daughter. He was still married to my mum at…
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Selling and buying advice
hi all how are you ? Hope this message finds you well. We are in a bit of a conundrum. We own our 3 bed house worth £520k with a mortgage of £192k with not much savings. One person wages currently on around £42k PA. We are thinking of selling and moving somewhere mortgage free. But don’t know if this is a good idea or not.…
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Cost to knock down walls
Hello - first time poster, be gentle!! We are in the process of buying our first home (offer accepted, mortgage offer granted, conveyancing started, building survey booked). It’s a Victorian terrace and needs a bit of modernisation. We would like to knock the corner wall between the kitchen and dining room but have no idea…
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Should I prefer one flat with 50% equity, or two flats with 25% equity each?
Hello – Here's a question I've been pondering. I own a flat that I currently let out to tenants. It's presently valued at (roughly) £260,000, and I have a buy-to-let interest-only mortgage for (roughly) £135,000. Which means I have around £125,000 equity in the property – just under half of its total value. I currently pay…
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Planning permission to convert a garage into a bedroom
Hi I viewed a property that I am thinking of purchasing. They have converted the garage into a bedroom, but have kept the garage door and didn’t put in a window? When asked why they didn’t consider putting in a window the vendor said when they applied for planning permission they were told that they couldn’t put in a…
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Just Reserved
Hi all, Me and my partner have just reserved a new build property. i am very nervous about the mortgage as we asking to borrow very close to the amount we can!! so I’ve got every finger and toe crossed! We will be putting the application in next week. If I can get through the mortgage part I think I will be a lot calmer!
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Deposit Protection Company Returning Full Deposit
Okay, so recently my son moved
out of a rental flat, let and managed through a letting agency. The checkout
inventory was done by a specialist company who noted £50 of damages, and some
small cleaning bits that were missed, a slight mark on a bookcase and a couple
of small stains to a mattress. These were to be fixed or…
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Would like to help Mum in her later years
Hi, not sure if I have added this to the right forum. I have searched for the answer to this but there were 7200 threads so a lot to go through to narrow it down a bit. OK the scenario is Mum is living in a house owned outright on her own after Dad died 9 years ago, it's worth less than £325k which I believe is the minimum…
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Selling, buying & what happens next?
I sold my house yey! (hopefully it goes through). The lady buying my house has cash and is using it as a second home no mortgage. She has told me she has completed her paperwork with the solicitors and I have completed all of mine too for the sale. Just waiting to hear updates now... During this I had an offer accepted on…
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New and need some advice
Hi I’m a first time buyer and new to the world of buying houses. I have viewed a property today which I am very keen on and have arranged another viewing tomorrow. The property has only come onto the market on Monday. I arrived at the property an hour early so I could wonder around the area and get a feel for the place…
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Buying rented property
landlord is selling the property, is there a way for someone to buy house and we live in rent free, then when we die they have the property. I am 63 and took early retirement. Have about 80,000 in savings. House worth about 230000. Have army pension.
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How did you pick which EA to sell with
previously posted on here about some niggling thoughts about ea and whether id not given much thought to who I selected before. How did you pick an EA was it purely based on sales history or how the deal with sales? Currently all interest in my house go through a negotiation team at the office, neither of this team have an…
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Transfer of Property to Child (Outstanding Debts on Property)
Hi Everyone, So Im looking to transfer my house to my son, we are becoming older now and I think its the best thing. One small problem that I would like to know about so that I can make the correct moves if anyone can help I owe two charges on the house. 6K charge to blackhorse 1k to welcome finance What would happen if I…
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Want to leave house empty to make repairs
We have a mortgage on our home but have been having problems now for months making the house really stressful to live in. We made a claim with house insurance but are not covered due to faulty workmanship and are currently fighting two companies about the damage. We would like to move out and rent a house as we have three…
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New Buy To Let which area is best Stockport (SK5), Droylesden M29 or Liverpool L6
Hello, After being a bit nervous due to everything that has happened over the last few years , my parter and I have set up a Special Purpose Vehicle to build a house portfolio (although that sounds like a real stretch at the moment). For our first property- after research on areas best for rental yields, we are looking at…
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How can I work out stamp duty? All the calculators are set to zero
Hello, I'm hoping to buy a house for £240/£250 and think I may miss the stamp duty holiday. Does anyone know approximately how much it would be please, all the calculators are zero at the moment. Thank you.
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Ending a tenancy because I want to live in the property.
Hello. I have a flat in central London that I'm currently not using, so I was thinking of renting it out. However it's possible that I might need it back sometime to live in it myself, so I was hoping to do this in a manner that retained some flexibility, eg a contractual periodic tenancy, perhaps. But today I read that…
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3 Days Between Exchange and Completion?
Hey guys, need some opinions and hopefully some who have had experience of this scenario. Due to Covid and a variety of problems with our chain, we are still yet to complete our house transaction - we have been ready to exchange since mid-March! Our mortgage offer expires on 26th August. We are now hoping to exchange on…
