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T-marks - Neighbour wants me to transfer responsibilty - need expert advice please
Hi everyone,I bought my first home this year. The boundary at the end of our garden comprises part of an old stone building. The stone building is in the neighbour's garden (a farm) and our boundary is one of the walls of this building. The neighbour approached me about this wall. He showed me from his garden that a part…
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Neighbor landscaped into shared alley and broke my fence!
Hello all, I am new here and livid. After lock down I visited my parent's home for a BBQ. I noticed that their neighbor had extended their garden into a shared alleyway and built a shed right up against my parents back fence. They had also leaned 6-7 planks of wood on my parent's fence. My parents fence is now caving in…
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Question about number of addresses and a mortgage
Hi everyone, this is my first post here so apologies if its in the wrong place. Myslef and my partner have put in an offer on a house which has been accepted. We have got the DIP and are now at the stage where our broker is processing a mortgage application. We have been rejected this week from one of the big high Street…
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New roof - building regs needed
I am having my roof replaced as it is over 100 years old. Do I need building regs and what are they looking for? It will look the same once finished (minus the damaged and slipping tiles) but will have a membrane under the tiles which it currently does not have.
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Leasehold rent not requested
Hello hope someone can help/advise please. We have lived in our house for nearly 30 years and paid our leasehold rent each year after receiving the bill for payment, then about 10 years ago we stopped receiving the annual bill, I contacted the agents they’re no longer trading and contacted the land registry but they don’t…
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Plumbing & Electric issues - covered up and lied to by sellers
Last year we purchased our first home. We had sent out someone to carry out the Home Buyer's report and there was nothing major noted. We also spoke with the previous owners as we knew them through a family friend. They told us when they purchased the house around 10 years ago they had it re-wired and had gutted out the…
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Is this normal or should we be worried? Exchange/Completion
We tried to exchange today but our solicitor has just called to say that we can't because the vendor's bank won't release the funds until completion day (currently this Friday) so we are now doing a simultaneous exchange and completion on Friday. I asked if this was normal and he said it can be for the more obscure…
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Viewing a house with a seller vs an estate agent?
Hi all, partner and I are viewing another property tomorrow, but this time it’s going to be the seller showing us around, rather than the estate agent. We’ve only viewed vacant properties up till now, and only with the EA. Have you got any tips or advice for viewings conducted by the seller? Any useful questions to ask, or…
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Anyone ever taken on an estate agent regarding their fee and won?
Hi everyone. I’m in the process of selling my house. It hasn’t completed yet. We decided to put it on the market back in January and after receiving a recommendation from a friend and also having several valuations we went with agent A. During the process of trying to “sell” themselves to us as agents they were…
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Share of freehold issue
Hi guys, I purchased my flat last August with the share of freehold included, I was unaware I had any issues with this until I have gone to sell the same flat this year as I’m going to be moving into a house, the buyer of my property done some of his solicitors checks only to find out that my old solicitor didn’t get the…
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Aldermore mortgage
Hey just wondering if anyone else is waiting on a decision from aldermore ? Full application submitted 27/07 self employed dec requested and sent back same day 29/07 10/08 additional docs requested provided on the 12/08 14/08 aldermore requested the seller get a refreshed home report which they did and was provided on the…
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Interim Charging Order from previous owner
I've just found out during the sale of my home that there remains an interim charging order on the title that relates to the previous owner, it pre-dates my purchase by 6 months. The creditor (credit card company) refuse to discuss the matter with me as it's not my account. The land registry require either proof that the…
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what documents should we have as an owner that we would certainly need to sell the house, and which
So we moved into our brand new house in Feb. We used an online solicitor but so far received no official documents (Deeds, yadda). After a quite evasive phone call conversation with the assistant claiming they're are no documents and it's all online, she eventually conceded that they have some documents and has emailed…
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Too early to inform utilities/suppliers?
Hi, We were due to exchange today to complete on Thursday, but it is delayed until tomorrow as the buyers solicitor is out of the office today. Is it too soon to contact out suppliers to let them know we are moving? It's really close, but should I wait until contracts are exchanged - doesn't give much wiggle room, or do I…
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Change to title deed
Hi. My late wife and I changed our house to tenants in common just before she Passed away. Under those terms and the associated joint wills the entire property was left to me but with a trust setup to leave my late wife's share to our three daughters on my passing, both myself and my daughters are the trustees. I have…
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Housing/Tenants/Guarantor
I need some help please. On the 10th of April 2019 my son took out a tenancy on a flat for 12 months and I agreed to be his guarantor. I signed the guarantor form at home and my wife witnessed it. At the time of signing the form I was aware that the tenancy was a joint tenancy with my sons friend. I only agreed to be a…
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want to buy parents council house
hello I'm currently living with my parents in a council house and I pay council tax and have paid for a while, I now have a stable job and want to get a mortgage in partnership with my parents (they are working as carers) I wondered, is there any thing I should look out for or if this would be possible ? the house…
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Seen dream house, but waiting to sell......
Seen the ideal house on the market, but due to the increase workload of estate agents, they have only managed to come round today to take photos, measure up and complete the EPC. All going well, we should be on RM etc by tomorrow afternoon. Just wondered if anyone else has been in this position where they have seen their…
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What to do if landlord has breached contract over garage access
So I recently moved into a rented flat in England with my partner on a 1 year AST with no break clause. We specifically looked for properties with garages as we need the storage and I wanted a space to exercise without having to go to a gym because of the pandemic. I'm also disabled and may (not definitely) need to switch…
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Looking for advice about deposit return
I have come to the end of a 1 year tenancy (AST, and not HMO). The lettings agent is refusing to return the deposit for me and the two other tenants of the property because we have not provided proof of council tax exemption (we are full-time students). * We applied for student exemption from council tax (and this was…