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Carpet replacement query
Hi all, We are due to move out of our current property in a few weeks. The landlord has noted that one corner of a doorway is damaged with a frayed corner - see attached image below. If we damaged this, I wouldn't have an issue that it's ours to pay for, although the issue is that when we moved in the corner was more or…
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thoughts on emptying or lack of a septic tank
Just thought I'd ask opinions how to proceed . Booked a company who I've used before to empty septic tanks before our sale goes through as part of the deal ..would have done it out of common courtesy anyway. 30th November man with a truck comes out and says he'll sort it and no need to hang about as it will take a while .…
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BTL Forecasting Query (Spreadsheet)
Hey all, I originally posted here a few weeks back: https://forums.moneysavingexpert.com/discussion/comment/75235649#Comment_75235649) I was told to read up and learn, so I did. I've put together a spreadsheet with everything I now know about what a BTL costs, what it makes on average and how to finance it. I put together…
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Shared Ownership - Income Eligibility
Hi everyone. To kick off, I’m happy with the various pros and cons of Shared Ownership, well aware that it’s not for everyone. My partner and I have found an absolutely ideal property that is on the market for 25% of a £415,000 total value. The problem is that we’re slightly above the income threshold of £90,000. I earn…
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Buying houses with structural issues.
Hello MSE forum We have found an amazing house, but right at the end of the viewing my husband saw a structural issue and has now been put off. The house was built around 1900. It is a mid terrace and the walls have bulged outwards where the terraces meet at a point. It has been repaired by strapping but the straps are…
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Ownership of Roadway
Is there a way of finding out who owns a roadway in front of my property as the council say it is not owned by them.
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Has anyone delt with noisy neighbours and resolved the issue?
Hope the title makes sense! So I live in a back to back terraced house, my next door neighbour came to me and asked if I could hear the house behind hers making any noise. I said yes, they are incredibly loud. Slamming doors, shouting, stamping up the stairs. I consider this general noise, but I don't hear a peep from…
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Council tax - moved out. Pay twice?
We recently bought our first house (21st December). We have moved to a different council area. Our tenancy on the old house technically ends on 21st January (didn't want to give notice until exchange, just in case something went wrong!) but we moved out on 22nd December, and handed the keys back to the lettings agent on…
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Neighbours Access Rights
A family moved into a house next to my daughter's house. The houses are separated by a drive which is partially fenced. Where the fence exists my daughter's drive is approx 3m wide whereas the neighbours side is approx 2m. The unfenced area is approx 4m deep (from the pavement to the actual fence) The previous owner never…
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how long to move out after accepting an offer?
Hi All From knowledge or past experience, how long should a seller be able to 'keep hold of their house' after accepting an offer to sell? Basically, we have offered on a house, but the seller is now looking to find a house within their budget. It has been 8 weeks since our offer was accepted, and apparently the sellers…
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Renting 'half' of a house you co-own, to the other owner??
Long story short: I own a house with my husband and we split last year. Getting divorced, selling the house. I had to move out and rent but he still lives there. History of violent and threatening behaviour so i removed myself form the situation. We had an offer on the house, which fell through last week as the buyer…
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Lodger
Hi all Recently I have taken in a young lad I know as a lodger he has fallen on hard times and I was close to his mother and his family he has no where else to go. Since I am not a registered landlord he receives no housing benifit at this stage that's not the problem. I spoke to the local council and they have said if he…
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Is stamp duty payable
Hello, I hope this is the correct place to ask for advise on if SDLT is payable. I have a property which is rented out and i want to transfer half to my wife, the property is valued at £90K and we are applying for a joint mortgage of £65k, my wife will not be paying anything to me for her half of the £25k equity. Will she…
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using a pension to buy a home
Hi, first post. Hoping someone is able to offer any advice here. I am looking to buy a house with the intention of renting it out. I have some money stashed away in a pension, I wanted to know if it is legal and possible to use that money to invest into an asset rather than it just sit there for the next 20+ years. To…
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Is estate agent's contract void?
Hello A contract was signed with an estate agent to sell a family house through probate. At the time only one proving executor was named. Since, the other two executors have obtained full rights. Is the contract now null and void? This is especially important, as the contract is for sole selling rights, which wouldn't have…
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Cheapest way to gift a property? (+ Q about additional provision)
Mortgage paid off, fairly straight forward. Married couple wishing to gift the property to our daughter. Well aware of the capital gains/tax implications. Myself, my wife and my daughter all live in the property currently and it would stay that way. I've been reading up and I know we need to fill out an AP1, ID1 and TR1. I…
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Water leak
Water leak I just purchased a property 1 month prior and it was all carpeted. 4 houses (mid terraced) share the main water pipe from the road. The ground floor in my property is all concrete apart from the first reception room which has floor boards with 0.5 meter space underneath. Upon lifting the floor boards to connect…
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Missing easement indemnity insurance
Hi I’m purchasing a property which has access onto an unadopted private road with in a private estate. The owner of the road is untraceable and it is showing as unregistered on index map search. All we know is the whole estate was Owned privately by an earl over 200 years ago and was split up into individual plots. 238…
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Possible negligence of previous freeholder
Almost two years ago the flat roof above my apartment began to leak. This continued, with various bits of the ceiling being removed by the freeholder while he investigated the problem. He undertook a variety of tests but to no avail. About six months ago the freehold was sold and the new freeholder decided immediately that…
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Locked in the house
Morning I can’t actually get out of my house. The door seems to have been double locked from the outside and there is no way to unlock it from the inside due to the time my landlord isn’t answering the phone and other than jumping out of a first floor window there isn’t a way out of my flat. Luckily I can work from home…
