-
Buying a house that is being used as part exchange.
Hi I'm new to this forum and if anyone has had any experience in relation to my question I would be very grateful to hear from you. My parents put their house up for sale last Saturday and on the same day viewed a house they are interested in buying. Tuesday they accepted an offer on their house and put an offer on the…
-
Removed - question resolved. Thanks
Removed - question resolved. Thanks to everyone
-
Submitting an offer & Instruct a solicitor
Hi all, I'm hoping this is a quick question that could be easily cleared up. We had a discussion with a potentialy broker before Christmas who said it would be the best if you could find a solictor & instruct them before we have chosen a property so that they are all ready to go when we do find a prospective property.…
-
First Time Buyer Process...
Hi everyone, I am a FYB and SO CONFUSED and stressed!! My partner and I have been accepted by our broker who completed an affordability check over the phone (is this a decision in principle?) We then passed our credit check with the broker on Tuesday.. we are now awaiting an advisor to come visit us on the 21st to do a…
-
Request for Advice regarding Complaint about our Solictor.
Hi everyone. Firstly let me apologise in case this post is in the wrong place, I'm new to these forums :) If you don't want to read the whole thing, my summarised questions will be at the bottom of this post. We are first time buyers, and we are close to completing on our first house. We have made a complaint to our…
-
LISA first time buyer
I’m trying to save a deposit to buy my first ever home. I’ve opened a LISA account with Skipton to maximise my savings. However my concern is as my savings goal will take around 5 years, I have an elderly mother and am concerned that if the worst was to happen and she was to pass away within this time, would the family…
-
Estate Agent giving landlord preferential treatment - what are our rights?
Hi all, We’re in the process of a house sale which is dragging on and on and on. We think the person who is buying our house (who is a landlord) is having trouble getting the mortgage or deposit together. There has been no outstanding work or queries for weeks, and the solicitor has been waiting to go, but the buyer of our…
-
Brought a house then broken up a month later. Help?
Me and my partner were together 8 years and he proposed in May 2018, we then booked our wedding for June 2019. In the summer we looked at buying a house together. We then completed on this 225k house start of December 2018. He then changed and started acting mean to me. By start of January 2019 he broke up with me. He left…
-
Should I pay for a boiler service for my buyer?
Hello I am new to this site and wonder if I can have some opinions please. I am in the process of selling my Victorian house with an almost Victorian boiler. I bought the house in 2000 and do not know how old the boiler was then and have not had it changed. I have never had a problem with the boiler but the pump stopped…
-
Selling flat but not buying anywhere after
Hi, Can anyone share some advice about what I'd need to do/pay after selling my flat? It's been on the open market for nearly a year. Only had 2 viewings and I'm seriously considering going to quick selling company just to get it sold but I'm not sure if I'd be able to keep all the money after the mortgage ect is paid off…
-
New housing development, sought after area
Hello. I appreciate before responses that this is all going to depend on area and demand within area. A new housing development will open in our local area (Scotland) - first new houses in sought after area for 30 years, good local amenities and commuter area for city and rail links. We are finally in a position to buy…
-
URGENT! Outstanding disputes now neighbour is moving
Hi, Long story short... Neighbour moved in above me (masonette) 4yrs ago. Caused 7 leaks, 2 of which were floods. Have seen no proof that he got a professional in to repair last one. Caused long term hidden toxic mould and decreasing health. It was repaired few months ago, but he is not admitting negligence with ins. claim…
-
Purchasing Freehold Before Completion
Final question, I promise! The property we're buying is a leasehold property, a three bedroom house in the North West. Shortly before she decided to sell the house, she had an offer from the freeholder to purchase the freeholder for a set price, including their legal costs. She mentioned this to us after we had an offer…
-
Should we get an HMO license or not?
Me and a friend are considering buying a four-storey, five-bed house. We intend to live in the property but also rent out the three other bedrooms. This means that living in the property would be the two owners, plus three other lodgers. A total of five people in five separate households. Based on my understanding of HMOs…
-
Can I get a mortgage based on a confirmed future income?
Hi, Me and my partner have been saving to move out for the last few years. We both have money saved and our parents are willing to help towards any additional payments and be guarantors. I am however still completing my teacher training therefore I am not earning a great salary at the moment. My partner earns a good salary…
-
Selling Flat - long time to exchange
Hi All. I am selling my flat (first time seller) and the memorandum of sale was sent / received at the begining of September 2018 and there has still been no mention of an exchange date from the buyers side despite me asking my solicitor to follow up with the buyers solicitors a number of times. Is it normal to be this…
-
Complex In-Family House Purchase/ Transfer of Ownership (Scotland)
Hello, I'm looking for advice from anyone who can help me make sense of this situation: - My dad and his (soon to be ex) wife are divorcing and selling their house, it's on the market for a fixed price. - My partner and I want to buy the house to AirB&B the main part of it, my Dad wants to remain on the property but living…
-
What Would You Expect For 50 Grand?
After some advice here on if my figures are just out or if my expectations are unreasonable. First up the background. - Purchased a 3 bed terraced house in March 2015 - 2 Double bedrooms - 1 single 'Box Room' - Driveway parking for 1 car plus a garage - Price paid, £250,000 - Location Chelmsford, CM2 postcode, Essex, 30…
-
Tepilo/Shawbrook Bank
Just wanted some advise please. When my husband and I originally put our house on the market we went with Tepilo and signed up to pay their fees at the end. Thus was done by signing up with Shawbrook Bank as a agreement to pay. After weeks and weeks of not a single viewing and constant issues we went with another agent (a…
-
Buildings Insurance and Building Regs
I'm currently looking to buy a house, however we have come across a possible issue which I'm finding a little tricky to resolve. In short, the house has had an internal load bearing wall removed and an RSJ installed in its place. The issue is that we do not believe this work has been signed off by building control. I'm…
