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Give me a decision please!!!
So after 6 months of searching for a house we found one that was perfect. Application went in 2 weeks ago with key mortgage brokers we have gone with pepper. Anyone in the same boat?
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Ground Rent, how actually pay
Newbie leaseholder, I have a request to pay ground rent, with name and address of the freeholder. But how do I actually pay it? Sending them a check? There are no details as to how to pay. They need to provide a receipt - I was told that it should be acknowledged by ground rent collectors ie not my freeholder? Thanks
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Stamp Duty - first time buyer, inherited 50% wish to buy out other party.
We are currently living in the property, just got probate and we have not as yet been put on the deeds as co-owners, still to be transferred. property is worth around 650 in the market I think the probate evaluation was a bit less. Would like to buy out the other inheritor, and continue to live here. What rate of stamp…
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Loan from business to deposit?
OK, I am 99% sure this is impossible but I'd be a fool not to investigate it. My partner and I want to buy a house but have been struggling to raise the deposit even though we have good jobs. Having crunched some numbers we would be better off with a mortgage than renting (partially because we plan to relocate to buy). So,…
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No sale No Fee Conveyancer Issue
We used a Conveyancing company that offered a no sale no fee service. Through no fault of ours the sale fell through and I called them to let them know and thought that would be the end of it. Months later they are hounding me to pay over £200 as they say as they applied for land registry details etc before the sale fell…
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Epc
Just looking for some advice as online information is a bit unclear. Putting a apartment up for sale which is five years old (bought from new), I have an EPC from the time, no changes have been done to the apartment and was wondering whether I needed to have a new EPC completed before putting on the market? Thanks in…
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Buying house with extensions, potentially no building regs and future building plans
Hello, I am looking at purchasing a property that has two small extensions on the front and rear of the property. The front one is a small porch built over the front door, the second is a small extension to the rear that is now the kitchen. It seems there may not be building regs in place or permitted development…
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Bad survey - and a much lower valuation!
Hello I have a twofold question. Some backstory Original agreed price: £159,950 Lenders valuation noticed a structural issue (a minor thermal crack) and following a quote, offered a mortgage retention. The seller hesitantly reduced the price to £157,886. The lender valued it at £149,950, and once the work is done, at…
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Bridging loan
Bridging loan
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Selling a house - issue with communal parking area
Hi, Grateful for any advice. Will try to keep this short. I'm selling an unoccupied flat in a four-in-a-block property in Scotland. The resident downstairs put in a low bid. Since I turned the bid down he has been parking two cars in the four communal spaces to the front of the building. One is on ramps and the other has a…
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private renting responsibilities
asking on behalf of friend :) is it right she will have to maintain the garden to the full extent? so if grass needs reseeding (because its died, her cats have done something to it etc) & having to buy grass seeds, weed killer etc etc, rake spade etc all on her back? is it right she has to repair fences broken in the wind?…
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Personal Rent as an expense.
Just about to send my tax return over on a property that I rent out, I gave the tenant 3 months written notice to be fair as I was moving out of my property that I had sold with the intention of moving into the property that I rent out permanently however, the tenant stalled and stalled with a myriad of excuses saying…
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Long completion time
I have been involved in selling my nice flat for just over five months. I made an offer on a small flat that was accepted. I also found a buyer for my flat very quickly but her buyer pulled out at the last minute. She then found a new buyer within two weeks Her new buyer has a buyer who is first time. Everything has been…
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Official Custodian For Charities
Just thought I'd ask, does anyone know what this means? Had a look on gov website but still not clear especially when it comes to selling
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NSC bungalow & external wall insulation
Hi :wave: I am an owner/occupier of a non standard construction bungalow (concrete panels). I’ve just had a visit from Warm Works Scotland regarding getting external wall insulation and they’re happy to do this for us with government grants covering the cost apart from a £198 contribution from ourselves which is amazing! I…
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Making wife the beneficiary owner of the property
This question has been asked a few times on the forum but it doesn't match my exact circumstances hence again: I am the sole legal owner of the property. The property is mortgaged in my name along with a 20% help to buy equity. Due to unavoidable circumstances, I have to move out of the country with my wife for a couple of…
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Offering less on property after valuation. Delays new Mortgage offer
Hello Just getting ahead of myself here..and being a new member of mse forums I wanted some views off you all. We have a mortgage offer but after the homebuyers survey we decided to ask for a £5,000 reduction due to repairs etc. Not sure if they will accept it yet but.. My question is would we need to go through the whole…
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Govt considering Reservation Agreements for house buying/selling process
https://www.estateagenttoday.co.uk/breaking-news/2019/1/reservation-agreements-set-to-become-part-of-the-home-buying-process?source=trending .. presumably considering this for E&W only.
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Scottish properties sold post-2001 - title plans online
Registers of Scotland have a new system online, but still in Beta test, with comments invited; ScotLIS, or Scotland's Land Information Service. https://scotlis.ros.gov.uk/ Search by address or postcode, and it shows sales since around 2001. Click on a particular property, and in addition to some basic info, it shows the…
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Terrace house unmortgageable without access to back?
I am currently selling a terraced house. We have no right of way to the back of the house, but have always used an adjoining passageway with our neighbours' kind consent. They have also, very generously, agreed that our buyer can have similar access. However the buyer's solicitor states that without a legal agreement to…
