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Give me a decision please!!!

So after 6 months of searching for a house we found one that was perfect. Application went in 2 weeks ago with key mortgage brokers we have gone with pepper. Anyone in the same boat?

Comments

  • missile
    missile Posts: 11,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is that two weeks for a decision on your mortgage application?

    Try another broker
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • Yes. Due to Pepper being a specialist lender my broker made me aware they ask for alot of documentation. The latest being yesterday when they have come back asking for last 2 yrs p60's its just so stressful.
  • Mickygg
    Mickygg Posts: 1,737 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds like you were warned so I’m not sure what you are actually asking. If they need lots of info then it will take time.
  • 00ec25
    00ec25 Posts: 9,123 Forumite
    1,000 Posts Combo Breaker
    are you really ranting just because they have not made a decision after only 2 weeks?
    2 x P60 is hardly "a lot" of documentation
  • 2 weeks is nothing! patience.
    Thinking critically since 1996....
  • No I was asking if anyone was in the same boat? Ie waiting for a decision. Wasn't aware I was ranting more replying to the person telling me to get another broker!
  • I'm waiting for a remortgage decision moving to another lender. Going direct so I do not even have a broker to hassle! It'll all work out ok in the end even if it is very frustrating.


    Buying and selling is incredibly stressful.
    Thinking critically since 1996....
  • Bossypants
    Bossypants Posts: 1,286 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Lynz27 wrote: »
    No I was asking if anyone was in the same boat? Ie waiting for a decision. Wasn't aware I was ranting more replying to the person telling me to get another broker!

    This is generally a forum to help people who have questions. There are threads for people who are in the thick of it and just want somewhere to vent, though. Maybe try posting in the Waiting To Exchange thread if you are just looking to commiserate with people going through similar situations?
  • Sanne
    Sanne Posts: 523 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Have a look on the mortgage board, there’s a “waiting for mortgage decision” board with plenty of people in the same boat. Good luck!
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