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Placing offers and get proof!
Hi, Ive recently placed two offers on two properties both of which are being sold by the same estate agent. However as I only intend to purchase one of the properties the estate agent was reluctant to allow me to do this. Stating that it was not fair to the sellers and that I should wait for one offer to proceed before…
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Permission to sell- declined
So, we’ve had our house on the market for a year and a half now and had some lower than average offers, we finally accepted an offer about six weeks ago which was in keeping with other sold prices in the area. We had to go through the process of asking our lender for permission to sell and they requested bank statements…
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Falling foul again..!
Hi All, I seem to have no end of bad luck with all things financial. Long story short, as of 1st October my hours are being cut to 55%. This means I will no longer be able to afford my current rent. I will be able to pay October, but from then on... nope. October marks 6 months of a 12 month AST. Should I ask my landlord…
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can i buy house in my 10 year old daughters name ?
have been given money from abroad by my father. i want to buy my house for 50k i am on ESA i do not want to lose my benefits. cant i put my house under my daughters name ? if chances are that ESA or DWP see that amount in my account and stop my benefit then ill tell my dad to keep it . i only want this money to buy a house…
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Problems with Cracks in Walls of New House
We moved into our new semi-detached) house a few weeks ago and have noticed a severe crack in the garage wall that hasn't been picked up by the HB Survey (middle one) that we had. It is an extensive crack visible from the inside of the garage and on the external wall. It is an integrated garage with an extension above it.…
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5 year tenancy agreement or leave
Morning everyone, This is all third hand I am sorry to say. And I have never rented but don't believe this is correct. A young couple first time renting mid 20's are coming up to the end of a year's tenancy. They want to move at some stage but not sure when yet, but have been told that they have to sign a 5 year tenancy or…
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Selling half of property to move & let
Hello all, I appreciate this is going to be an unusual scenario and I intend to seek legal advice, however wanted to ask here first in case there was a glaringly obvious reason why it wouldn't work and I'd of saved myself the time of seeing a solicitor. I own a property currently worth £200k. It would be an ideal rental…
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FTB: Potential subsidence, certificates and drains
We’re FTB and got our building survey back last week. The house is a 3 bed detached, was built in the 1970s and had a single story extension added to the back sometime before 2000, which is up to/possibly over the shared foul sewer (shared with the neighbours). The current owners amongst other things replaced the…
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Declaration of Trust
Trying to find out some information about a property. Need to know if the property is owned as a joint tenancy or a tenancy in common. Also if tenancy in common need to know what percentage is owned by each party and the see the declaration of trust. We have done a basic search on the Land Registry. Can this information…
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Additional rate SDLT
Does buying a leasehold property for more than £40,000 where the lease has more than 21 years to run attract additional rate SDLT if it's not a replacement for a main residence (current property owned in full worth more than £40k)?
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Renting out house
Hi all, I’m after some advice. My dad has moved out of his house so we are going to rent it out. The house is He is going to let me have the rent money, which will be £850 a month. What is the best way to go about this ? For him to receive the rent money and then pass onto me ? Or for me to receive the money direct. His…
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problem brother and wife
Hi Im hoping someone can help me and my brothers with this... In short i am 1 of 4 brothers, we all have POA on mums finance and property. One of our brothers is living at our mothers home with his wife in the guise of "carers", mum is now back in hospital and will be for several weeks. They are under investigation by the…
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Rent to buy - new builds
Hi guys, so I’m in the market for my ‘future house’, I can’t really afford to get a large deposit together at the moment , so I’ve been looking into rent to buy schemes, is this available at South Wales ? On new builds, and if so, can someone point me in the correct direction? Thankyou!
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To buy or not-a house for the sort-term
I've spent many years renting, and now I am in a position where I can buy, I have desperately wanted something that was mine for so long. I have a 10 mile/40 minute commute at the moment so the thought of actually living close enough to walk to work is very appealing. However-I'm not sure that I will stay in my job long…
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Selling Shared Ownership house
I am thinking about selling my 3bed SO house to try and buy a smaller property on the open market. The property has increased in value by nearly £50k as I had it valued recently I own 40% share. My question is , do the HA take a share of that profit, and if so, how much. Any ideas?
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Buying house and moving school
Dear Parents, We have a 5-year-old and 3-year-old who will now attend year 1 and Nursery. The younger was attending a nursery which was a mile away from where we are living now. My younger one has been offered 30 hours at the same school where my elder is already attending (very happy in his previous nursery which is a…
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Do I need a lease extension?
Hi, I wonder if anyone can advise me on leases. (Might be dumb question but I'm a first-time buyer so there are no dumb Qs) I want to make an offer on a flat that I have seen (£159,000, but asking price is £160,000). The flat has 88 years remaining on the lease. This is a first-time buy but I see myself living there…
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Mortgage & Job Loss - what are our options?
Ok so I think I know what's going to be said but our brains are so fried I need to hear it from some more logical people! Basically we're in the process of buying a house- offer accepted, solicitors progressing and DIP in place. Full mortgage app was supposed to be tomorrow. OH has unexpectedly lost his job. It's a…
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Buying on the ex
I need some help with loans. Please help! So I've found a broker who can provide me with the mortgage I need to cover the house (I'll be a low income parent working with benefit top ups). The thing is raising the funds for the buy out. It's not a crazy amount but not exactly pocket change. The thing is, I read somewhere…
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Selling House - Are Planning Objections Considered to Be Disputes?
Hello everyone, I hope that someone can offer me some advice. We are about to put our house on the market, and I would really like to know whether objections to planning applications are considered to be disputes. We got planning permission for a new door a couple of years back, and our neighbour objected. We got…
