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Permission to let from mortgage lender
I am trying to sell my property but as I have moved out and the market is slow I need to rent it out. Is my mortgage lender likely to grant permission for me to do this?
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Solicitor failed to inform us about our land being conservation area
Hi! Wonder if anyone else had a similar problem, or knows what we should do next. 6 months ago we have purchased a house with 3 acres of land and were very excited about being able to live the rural life dream with our kids. About a month after the purchase though, we received a letter informing us that the land we…
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Is this Letting Agent abusing my privacy and mis-handling my personal data?
Hi, My wife and I are in the process of moving house and are experiencing some troubling issues with the letting agent whose handling the property we're trying to rent, and we're trying to figure out of he's been mishandling our personal information or invading our privacy at all. We had our offer for the rental price,…
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Right to buy valuation?
Hi, Please forgive me if this is in the wrong section. I have been living in a council house for the past 3 years and within the next couple of years or so I will be looking at buying the property through the right to buy scheme but I'm not quite sure how they value the house. At the moment the house is in average…
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Best/easiest way to buy someone a house
Hi everyone. I have always followed the MSE news and forums for good advice, but now I have a question to ask. I'm approaching my 60s, and can easily retire now due to having a very fortunate life in many ways. I'm a homeowner with no debts or mortgages. My parents are still alive, albeit in their 90s, and obviously at…
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Freeholder or my liability?
Apparently my gas pipe doesn’t have cross bonding, and only three properties in my block of leasehold flats has had it installed. Whose liability to get this done does it fall under? Freeholder, leasehold company or me as the private owner .. hope one can assist
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Electrical safety certificate
As a landlord we obviously have to have an electrical safety check done. What is the certificate called ? I have a cp12 which is the gas safety check. What is the electric certificate called please... rough cost? Cp12 was £50 , what would an electrical one cost...
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Help Needed! Letting Agent not Collect Full Deposit from Tenants
Hoping someone here can help me out of this nasty situation. Basically, I rent my house using a Letting Agent and also paid for its full management service including very standard service like collecting deposit (at least one month) and protect the deposit. On the day the tenants have moved in, I received an email from the…
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Joint Inheritance - Both Executors - One lives in the House
Hi My Dad passed away recently leaving my Mother & my sibling. They both live in the house which I moved out of years ago, he never moved out. In my Mother's will we are to inherit the house equally when she passes and we are both named executors in her will. The house is paid for and its market value is currently under…
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End of tenancy - Private let
We are moving to a new property half way through a month. We gave our current landlord notice on 15/04/2018 that we would be moving out 15/05/2018. Our landlord has come back to us to say that we are liable for the full rent for the month of May and the same for council tax/utilities Im sure council tax and utilities are…
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Family Member Living in my House but I Don’t - Insurance
Hello, I’ve recently bought a house for my Grandad to live in, the mortgage company are aware I don’t plan to live in the property and that I also won’t be collecting any rental income from my Grandad I have a question about Buildings Insurance, from reading up on this it suggests that normal residential buildings…
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Deposit and Repayment Period for Mortgage
Hello, I am 30 years old and I have being living in a house share since I graduated from university. The rent is only £325 per calendar month, bills inclusive, which means I have been able to save a lot of money: around £800 per month. I live in Newcastle, where houses are relatively affordable, and I am looking for a…
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House roof and survey advice
Hi, I'm a complete newcomer to buying a home and was hoping someone could offer some advice. So...we've found a house we really like, we have a mortgage in principle so we're ready to put in an offer. Houses around us in this price range are getting snapped up very quickly so we don't want to hang about. The thing that…
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Drain Problem
I need advice on a collapsed drain in a neighbours back garden. This is backing up to other properties and causing rats. The house concerned had building work done some time ago and ever since then the drains have backed up. Every six months or so they have had to be rodded. Now the drain has completely collapsed. These…
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Should I retract my notice!!
I’m in a muddle, we were supposed to complete Friday just gone. Then suddenly the solicitor said she got it wrong and the other people’s house wasn’t ready. But I handed in my 2 week notice (which ends my employment a week Sunday) because we were supposed to be all done. I now have 7 days and I just don’t see it’s likely…
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Place to live : Reading or Milton Keynes
Hi, I hope posting in the right category. :) We have lived in Reading (town centre flat) for 7 years, and quite enjoy the town centre and vibrant scene. However, we have our 3 yr old who will be starting school next yr, so need to move to an "awesome" school catchment area. Primary school catchment is the main criteria,…
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Is it reasonable to refuse buyers access?
Offer accepted 7 weeks ago with another 4 or 5 to go before exchange. On top of the viewings the buyers had we have given a morning for a private full structural, time for their bank valuation and for a heating engineer to check the boiler. Now they have asked for access for "a couple of builders" to visit. It is our main…
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Exchange / completion checklist
So our house purchase is finally coming to a conclusion. The house conveyancing process is almost complete and now we are at a point of exchange. Is there anything I need to do just before I commit to exchange? I have only been to the property twice when viewing. Im excited and very nervous. What happens next? Do I need to…
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Easement on land registery documents
Hi, New to this forum, I am in a process to buy my first BTL property, the property is freehold, while the solicitors checking the property they highlighted that there is an agreement (easement) with the local council where this property is located for access and maintainance and it is registered with the land registery,…
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Exchange/Mortgage deposit and H2B ISA
Hi guys, Without trying to confuse you all but I am trying to figure out the following: Is it possible for me to “replace” my exchange deposit cash with the H2B bonus cash once it goes to the mortgage deposit. As I was wanting to use the bonus towards the deposit which I require but obviously I cannot use it for my…
