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Asking a neighbour to sell their garage, any tips?
I live on a street of terraced houses, like this: XXXXoMXXXX Where X is a house, M is my house, and o is a garage. The garage is joined just like a house, and I also own the area behind the garage. I think it belongs to someone further down the street, who never seems to use it (in 2 years I've seen it open once). If I can…
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Responsibility for repairs on private rented house
Hi, I'm hoping for some advice about repair work that needs to be done on the house I am privately renting. It is indirectly money related but feel like I am being unfairly financially tied up by this. I have signed a 6 month assured shorthold tenancy agreement on 28th April so am tied in for 6 months. When we moved in to…
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Made an offer - not rejected not accepted?
Well guys we eventually have found a property we loved. Lots more work than we thought but ticks the boxes we want it to. Property came onto market last Thursday and we has a viewing on Saturday. Agent informed us that they had 5 other viewings that day and more next week. Around 2 hours after viewing we called back and…
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Retaining wall - responsibility
Hi. We're looking at a new build property that is to the side of a retaining wall that is in the border of some higher land. Who's responsibility is it to look after the retaining wall or is it in a case by case basis? Thanks.
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Santander cost me £6800
Here is a cautionary story about how arranging buying a property abroad using santander uk international payments can cost you. I wanted to buy a retirement home out in tenerife as is common in spain a deposit has to be paid of 10% so on the 4th of may 2017 santander uk transferred this to the vendors solicitors in…
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How much should I be spending on rent
I am taking an apprenticeship from September about an hour and a half away from home so I will be moving out. I'll be earning about £11000 per year and will be keeping my weekend job at least until December (earning around £400 per month). How much can I afford to be spending on rent (with bills included)?
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House selling issues
I have a second home which I have tried to sell but when a seller did a valuation it found a number of key issues such as subsidence, dampness impacting timber, unsecured walls, flat roof tiles that is not secure etc. Therefore the buyer has pulled out. My issue if there is a lot of outstanding mortgage (£130,000) and I…
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Buying ex partner's share of property
My partner and I have split up extremely acrimoniously and need to find an urgent resolution as it is intolerable for us to continue sharing the property but neither of us can afford to move. We bought the property as Tenants in Common, with her owning a 65% share and me owning a 35% share. She put in a much bigger deposit…
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Forwarding landlord post
I signed a lease which included a clause to forward landlord post. I was chased by landlord repeatedly but still didn't forward their post. As a result they had fines for unpaid ground rent and are seeking compensation from me. Is this legally allowed? P.s I eventually forwarded all post, but several months after it…
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Multiple Streams for Lend amount
My wife and I will be looking to get a mortgage but are confused about a few things with lending amount and having multiple streams of income. My wife has had to move to a new job where she can only receive 25 hours a week. This is within a school that deals with children with extra needs. The School has said that she can…
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New build next to affordable housing
Some advice please! Yesterday, partner and I paid reservation fee for a new build 3 bed detached home in Berkshire. We've spent weeks researching, looking at various developments etc and eventually settled on this particular site. The only remaining plot for the type of house we most preferred - in terms of floor space,…
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Credit Check Concerns (Noddle) Renting from Agency
Hi Reserved a home to rent and pending the leasing agent credit and employment checks all ready to go. Did a free Noodle check myself and amazed my score is poor only 2/5 (562 score) I have been through whole file and there is not one late payment or default. I have rented since 1997 no mortgage. I have one credit card (…
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Buying a house - Deed of Variations
Hi, I'm looking for a bit of advice and was wondering whether any of you guys can help? My partner and I are in the process of buying a 2 floor maisonette and there is potential to make a roof terrace. The terrace doesn't exist at the moment but there is a hatch in the roof and potential for us to create a terrace. Our…
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Mortgage valuations
Can anyone advise me on the normal turnaround for a mortgage valuation? We're buying a new build and had our valuation back within about 2 weeks of placing our deposit. The house was downvalued by 40k so we are awaiting valuations of the people who put their deposits down (same style houses) on the same day back in march.…
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Buying House - No Compliance Certificates/Lack of Building Regulations Policy?
Hello, I am in the final stages of buying a house and it has come to light that the seller does not have Compliance Certificates for the new boiler system and re-wiring they did on the whole house. They have offered to provide a Lack of Building Regulations Indemnity Insurance Policy. I have looked into this and from what…
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Chain free - How much do you think this effects asking price v actual sold price?
As per the title, does being chain free positively effective (from the buyers point of view) the sold price versus the asking price when compared to a chain purchase? if so any ideas on what % less to offer? Many thanks
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Dexter agent in breach of tenancy agreement
Hello, I found the viewing agents quite annoying (for personal reasons), but still I do comply with the tenancy agreement to let the letting agents to view the flat PROVIDED THAT THEY LET ME KNOW 24-HOUR BEFORE THE VISIT (this is clearly stated on the agreement that it has to be a minimum of 24 hours). One agent has…
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When to request council fix neighbouring property
Hi all, we're working towards exchange on a house which is joined by extension to next door (owned by council). The extension is a flat roof and has a leak. It's not a major issue as it is a store room and not therefore leaking into main house. I was thinking I should contact council to request they fund half the fee to…
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Building survey or no building survey...?
Please don't jump on me...I was automatically going to get a full building survey but just as I started looking round for a surveyor some people have suggested it isn't necessary. House is ex council build from 50s/60s. Everyone says they're solidly built but realistically that doesn't mean they're without issue does it!?…
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Location advice - Cornwall
Dear MSErs. Hope I'm in the right place - not used to venturing beyond a couple of MSE locations. Not used to living outside the north of England either. And although I have a generally decent understanding of Britain, the geography and demographics, the south west is beyond my experience reach. We're looking to move in…
