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Paying deposit on a new build
Morning everyone, hope you're well. I just want to clarify something that seems a bit odd to me, before going back to my solicitor. We are purchasing a new build in Scotland, due to complete in July. We have paid the £500 reservation fee direct to the builder and have now signed missives and exchanged contracts through our…
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Planning Permission not disclosed
Good morning all. Newbie here so go easy please! I hope to be an active part of the forum moving forwards so hello to all. My partner and I have put in an offer (that has been accepted) on a cottage which has a green to the front of the property about 20 foot from the front door. I did some further investigation on this…
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Generation Rent = Generation Homeless?
I spoke to my landlord while he was here yesterday, and he said that if Labour win the election he's going to sell up. Bit of a shock as he'd previously catagorically said the house I live in was a long term plan, ten years plus. Dead happy here, affordable and an area we know well. We've done the garden, decorated, spent…
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Should better off council tenants receive subsidy
I'm just wondering the views of members on here regarding council tenants subsidised despite in a reasonable financial situation. There was a lot of hoo harr regarding the bedroom tax and whether tenants on their own should live in a smaller property. I personally don't think anyone should be removed out of their council…
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Hassling solicitor - am I being impatient?!
I'm a newbieFTB as per my username so would like some input from seasoned housebuyers as to whether I'm being impatient please! I'm in the early stages of buying a house, around 6 weeks since my offer was accepted (with three bank holidays inbetween though) - mortgage offer received, survey/valuation complete with no…
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Estate agent trying to charge extra after vacating property
Morning Wonder if you could help me with a dispute I'm having with my old letting agents. Moved out of property 4 weeks ago. Estate agents did final exit inspection and state they have found various problems including Carpet needs professionally cleaning Bill for £120 for professional cleaners to come in ( I'd already paid…
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Feeble Reason for Mortgage decline.
I wonder if anyone has has a similar experience to myself. I attempted to apply for a buy to let mortgage with Clydesdale Bank via a broker in recent weeks. I am attempting to purchase a new build apartment in Leigh on Sea in Essex which has a strong future with good schools and multiple big house builders lining up with…
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Misled by seller, what are my options?
Hi, wonder if anyone in here can help. I am in the process to purchase a freehold new build property (3 yr old). Have asked the seller (via estate agent) on two occasions whether there's a service charge payable, and was told nothing to pay on both occasions. Now the house survey's done and my conveyancer noticed loads of…
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Problem with deposit
Hi I think I will have problems getting back my deposit. Here is my situation I paid my rent monthly and my deposit to the middleman and then he paid to the landlord. We lived in this house together for a year and now he has vanished (he said he is going away for 2-3 months). So, right now I'm paying my rent to another…
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If/When to Switch Agent
I'm currently thinking about whether I should switch agent. We've had the current one for about 2 months now and we've had 13 viewings so far. There was an influx of viewers when we went on the market and another when we lowered the price. If I'm honest, I shouldn't have lowered the price as early as I did but at that…
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new build exchange
hopefully going to put reservation fee down on new build tomorrow, sales agent has stipulated exchange needs to occur within 6 weeks. first question: is this a moveable date in peoples experience as it seems tight? secondly: we are due to exchange on our property on Thursday (we will be going into rented whilst new build…
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Stamp Duty Repayment Claim
Hi all, i can't find the answer to my question anywhere. Long story cut short... My Aunt has a large house mortgage free, in October she purchased a bungalow as a cash buyer to use as her main residence. She paid the extra stamp duty as she had a sale proceeding on the house but not completed and as she wanted to secure…
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Shared ownership staircasing
Hi, My partner and I own 50% of a shared ownership flat in London, which we bought last August for £135,000 (full property value of £270,000). We recently had it revalued with the intention of staircasing to 100%, and the RICS surveyor valued it at full property value of £360,000, meaning it has gained £90,000 in value…
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Partner abandoned house - does she have a share?
Hope this is the best forum for advice: SYNOPSIS: House bought in joint name 36 years ago with his partner. Partner moved on within weeks of the purchase, she never did nor never has contributed anything towards the house. He never did anything about sorting this out. What is his position? Ultimate example of someone…
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Renewal fee on periodic tenancy
We've just entered into a periodic tenancy, well our 12 month tenancy ends at the end of June but we've been asked by the letting agent to decide what we want to do now in preparation. However they're insisting we pay a renewal fee, I have emailed and asked what the renewal fee is for and stated that we are not actually…
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Help to buy HELP!
Hi everyone, In a bit of a dilemma, I'm looking for a property to buy (and let out) & have enough money for a 10%+ deposit on the value property i'm looking for.. Is it worth using help to buy anyway & only putting down a 5% deposit or is it worth using it to buy a more expensive property with only a 5% deposit. A part of…
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Advice please - renewing tenancy, buying a new home
Hi, can anyone please offer some advice. We are currently renting and near the end of our initial term of 24 months. We have an option to Renew, I asked for a rolling break clause (this was initially suggested by the agent), as we have reserved a new build home, but I have not made the agent nor landlord aware of that yet.…
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Buying house off parents
Need a bit of advise. The house I currently live in is in my parents name, have lived here since it was bought and have covered the mortgage payments in full for the last 10 years of a 12 year mortgage so far. Myself and my husband can't get a mortgage in our name poor credit rating plus I'm currently a full time student.…
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Buying first house to rent?
Hello, Me and my partner are in our 20s and are looking to buy a property. We have saved £25k or so for a deposit. We currently rent in Bristol but want to move to London in the next few months for the job prospects. However, we realise that we would probably never be able to buy in London, at least for 10 years or so. We…
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Conveyancing fees — is this reasonable?
Hi all, Just wondering whether you consider the following conveyancing quote to be reasonable. It comes out almost double what everyone else has quoted, so I'm sure I must be missing something... Anyone with more experience able to offer any advice?
