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When purchasing a house do i take on any contracts ongoing?
Basically the house has a 24 hour monitored alarm, it is running on a 5 year contract being paid monthly. I do not care for an monitored alarm system but will i take on the contract? As the contract is not in my name is it possible to cancel said contract?
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First Time seller - what to expect
We tried to sell our house in 2012 but had a nightmare with estate agents making up non-existent viewings, losing house keys and just walking in without prior notice we decided not to sell at that time. As a consequence I'm not sure I trust EAs. We now want to sell and were going to do an open house (and get some minor…
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HomeBuyers Survey results - what do do?
Hi all, Currently in the process of purchasing our first home, and we've hit a snag with a few issues that have been raised in our RICS HomeBuyers report. The report highlighted all the usual items, and included the items which were were expecting to "make good" as part of our offer. When I made the offer (which was later…
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First time landlords: opportunity to rent to friends but want it all legit
Hi there, We are moving from a property we own to another city. We have checked with the bank and it's fine to transfer the residential mortgage into a buy to let. We're also aware that if/when we come to sell we'll need to pay capital gains tax. Am also aware we'd need to declare the rent as earnings. We have two rental…
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Mid Terrace VS. End of Terrace !!
I am sorry if this kind of thread has been asked before. I would like to ask your opinion which house seems better. We are first time buyer and cash buyer. Our rental contract will end in September. Mid Terrace 1 off street parking Location 0.3 miles from train station (7 minutes walk) Close to more shops and restaurants…
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Woodworm
Hello, We are in the process of buying a house which we know needs renovation work. We have just had a damp survey (pulled up by our buildings survey) and we need to replace the DPC on half of the house and also have evidence of woodworm upstairs. I would like to go back to the seller and suggest a reduction in price to…
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debts against property search ?
my wife was talking to one of her clients earlier who suggested a search to check for debts against the property. This happened to them when they had bought a property, they had bailiffs turn up a few months down the line. The were chasing an unpaid train ticket which had grown with charges etc.. or something. Is there…
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Reasonable compensation for disastrous removals
Hello all We have recently had a very poor removals experience and I have no idea where to start in getting some of our money back. I would like to hear what you believe that we should be entitled to, if anything. I will try to speak in general terms just in case this end up in court. It was a move from England to Scotland…
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Complex one... Adverse Possession
Hello A complex problem – I will try and keep it simple… I am a freeholder in a building with 8 flats. Basement leasehold flat: Owners of 15 years (not resident in the property, whereabouts unknown) historic non payers of bills, service charges, big pile of CCJs, unpaid Council tax, utility bills etc A creditor has…
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Buying a house with my mother in law?
Hi, any advice would be greatly appreciated. My father in law passed away four years ago and my mother in law is unable to manage the house by herself. We would like to sell our house (worth approx 350,000) and sell her house (worth approx 450,000) to buy a larger property together as we get on very well. We had thought to…
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Buying a tenanted house, rent arrears contract clause
The sellers solicitor has inserted the following clause into the contact: The buyer shall pay to the receivers on completion date all arrears of rent that are payable by any occupier or tenant under any existing tenancy agreement. Thoughts appreciated :)
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Fireplace Removal
Hi, I'm buying a house with a massive gas fireplace in the lounge that we want to knock down. There doesn't appear to be a chimney and isn't integral to the building's structure. How much roughly would it cost to get the gas capped, the fireplace removed and re-plastered? I have a picture I'll attached separately. Any…
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Advice on position of garden
Hi, I wonder if anyone could offer some advice. Me and my husband are looking at buying a new build and just unsure about how the garden will be. The garden on the plot is north (slightly east) facing and i am just wondering how much sun it will actually see. Its a detached and there are no other houses close by that i…
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First Time Buyer - Ashford? Advice needed
Hi All, I'm hoping to get some advices regarding my situation and the properties I've been checking out in Ashford! My Situation I am currently working in Canary Wharf and the amount I've been paying on my rent is giving me nightmares hence why I am looking into buying my first house/flat with a current budget of…
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Reference Housing Benefit Tenant
Hi, I am thinking of taking on a tenant that is on housing benefit and currently lives in shared accommodation (mother and baby unit). Does anyone recommend a company to do a reference check? I was going to use RentGuard via OpenRent but they said they will only really focus on the guarantor. Thanks
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First time buyer - wait out Brexit?
Hi all, I've got a bit of a dilemma and am after some advice on everyone's favourite topic - Brexit! My wife and I have just about managed to save up enough deposit for our first house, but I'm loathed to take the plunge for at least two years so that I can see how Brexit is going to affect house prices. My wife…
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Grade 2 - should we reconsider our offer?
Hi all, We offered on a listed house - aware of the need for changes etc to be approved by the council. I rang the council to check what could and couldn't be changed, as this property had a double glazed window at the back. The EA said I shouldn't have done that and said hopefully they wouldn't find out as it invalidates…
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Which house survey ?
We've had an offer accepted on a bungalow but I am slightly unsure what survey to have done, There are some obvious issues of things that need updating, the fuse box is outdated and some of the switches are older style, there is a brick lean to which has some gaps, minor surface cracks through each room and a bricked up…
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Mortgage and gifted deposit
Hi All, Reaching out for some advice. My partner and I are looking to purchase our first house. My partner has a deposit that she has been gifted BUT can't go on the mortgage as with her being a mature student it reduces our borrowing meaning no house is affordable. Lenders see her as financially dependant on me. I don't…
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Possessions going into storage; what to keep out?
Our chain is potentially crumbling so to keep us in a strong position we are ploughing on with our house sale and moving in with family temporarily. The ultimate hope is that the chain will be resurrected and we will move into this house we have chosen as planned. We are having our possessions packed on Wednesday ( which…