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Neighbours with sofa in front garden!
Hi We are currently in the process of trying to sell our bungalow. The house is on a nice estate, however the neighbours (across the road) around a month a go put a 3 seater sofa near their front door! They used to have two wooden chairs there that they sat on when it was sunny, however now they have a big sofa and coffee…
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Gifting property. Capital gains tax.
If a modest flat, say worth £60-70000 was gifted from one family member to another (mother to son), under what circumstances would a capital gains tax bill be chargeable? The person giving the gift is 53 and in reasonable health so I don't think there is a deliberate deprivation of assets issue.
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Mortgages and renovations
We're first time buyers and have a mortgage agreement in principle with a lender. We've seen a property we're intersted in but it needs some renovation before the lender will give us the mortgage. We're looking at taking out a private loan equal to the value of the mortgage offer we have, we'll then to do the work…
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NatWest Help to Buy ISA Closure
Hi guys, Has anybody been through the process of closing their Help to Buy ISA with NatWest? They have messed me about with mine - didn't know the correct process. This meant 2 x trips to the branch and a couple of phone calls. I've been told it could take 10 days from one staff member & another said 2 working days... From…
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How long does it take managing agents to complete an LPE1 form
Unfortunately the seller's solicitors did not send the LPE1 form to the managing agents when requesting for the management pack. We've received the management pack but my solicitor is still requesting for the LPE1 form to be completed. I'm worried this is going to delay the exchange by weeks as we are only waiting on this.…
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Proof of Nuisance by Freeholder-Forfeiture
We have had years of issues from our freeholder who is unfortunately also our right to manage company and neighbour. We have complied, even giving him access to our property weekly for a year, to fix some damages from previous leaseholders. They had apparently paid him a lump sum on selling to amend the damage. Numerous…
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Need someone to check over my tenancy agreement please.
I'm moving into a student house with an independent landlord, no letting agency. Just want peace of mind that bits of the contract are standard practice, I can appreciate they cover all bases on these things but some of the clauses are scary or damn right bizarre. I thought they had to try obtain reasonable consent or give…
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leasehold vs share of freehold
Hi All, Am new to the site so if I have posted incorrectly bear with me. In short we had an offer accepted on a ground floor 2 bed conversion flat. The property comprises of the ground floor and a one bed above occupying first floor. The ground floor has a single storey extension to the rear which has a flat roof.…
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Flood Report Advice
Hi All We are in the middle of purchasing our first house we have just had the Surveys and Reports back. On the Environmental Report it says that Flood risk is none identified but on the Flood Search it says moderate risk. I am not sure what to do next I have emailed the solicitor to find out if the house has been flooded…
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First time buy - older house that needs lots of work
I am looking at purchasing a house as a first time buy - it is 40k under our budget but it needs a lot of work. New kitchen, new bathroom, new windows and central heating installed as a minimum. Would also like the chimney breast knocked out and downstairs bathroom done at some point. I know costs vary massively but can…
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Freehold House with Leasehold Garage - potential problem?
I have read a few threads on here about people buying and selling freehold houses with leasehold garage, but none that address this issue… We are buying a freehold house with a leasehold garage that is situated under a number of flats. Everything has been above board and we have been informed by the seller that there is no…
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Bnb rights
Hi I'm in a Bnb, booked for a week, stayed another week with the understanding that it could continue, and paying weekly. The landlord doesnt live here, its essentially a shared house with other people not related to the LL or eachother. Ive now received notice 2 days before that i need to leave. Is this ok, as its…
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Right to Build
Hello! I was wondering if there are any other people out there who have registered with their council under the right to build scheme? Especially current and perpetual rent slaves like myself! I have yet to hear anything further myself and I was hoping for the opportunity to swap experiences and share ideas. Ideally I…
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Change to Title deeds?
Hi All, I'm posting on behalf of my Mum and Grandad here, hopefully to get some advice regarding what we need to do. My Grandad owns a house outright in Glasgow, his sister is also on the Title deeds to the property however, she passed away quite some years ago. His sister did not have any children but left money to a…
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Property boundary issue.. Urgent
Currently in a chain with myself at the top. Pressure has come from bottom of chain to complete on 25th November. An issue has come into play in the last week..the property I'm purchasing has a section of land on the front that previous owner has gravelled and planted plants and has been effectively using it for 40yrs. The…
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Do you collect service charges on an empty property?
Hello, Hopefully a simple answer. We share and manage the freehold of our block of flats. One of our residents has died. The property has transferred to his family who are selling the flat. Meantime, should we still be collecting the monthly service charges from them. Or do you not collect service charges on an empty…
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HELP? Need advise with what to do next regarding lease!!
I'm probably going to write about something everybody hates, but bare with me ! Myself and my partner our first time buyers. We put an offer on a flat we liked, accepted and now at the stage of just about to exchange contacts but just been told new info. Our solicitor has told us the flat has 71 years remaining on the…
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Letting agent charges me, advice
Hi All I have a question, I moved into flat 2 years ago. every 6 months they send me a new tenancy agreement, which is basically the same piece of paper with date changed, and they charge me £54 for it I asked for a rolling monthly agreement which the lady suggested a 12 month one, Is there any pro's for taking the twelve…
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Buying 2nd house, letting 1st house - initial affordability/sanity check
Hi, I'm just thinking ahead to when me and the wife come to upsize and buy our 2nd house together (in probably 2-5 years time), whether it is a feasible ideal to try and hold onto our 1st house for rent as a potential investment/retirement fund, as well as buy a 2nd house. We are both quite prudent with our money, but we…
