Flood Report Advice

mummy2014

Hi All

We are in the middle of purchasing our first house we have just had the Surveys and Reports back. On the Environmental Report it says that Flood risk is none identified but on the Flood Search it says moderate risk.

I am not sure what to do next I have emailed the solicitor to find out if the house has been flooded before, I have called insurance company and they said that it is not registered as a flood risk.

Is there any other questions that I should ask and or is there anything else that I should do.

Many thanks

marksoton

Don't panic.

I'm in a first floor flat and it came back the same. There would have to be a tsunami to flood me!

Enviro searches always err on the side of caution. They don't want any comeback.

If you're not on the FRR i'd ignore.

PlaysNicely

:wave:

As Mark says, sometimes these things are deemed risky in relation to the area, not the actual property's likelihood of flooding. My mum lives a good way up a hillside road which itself branches off the main road on a huge hill. At the bottom of this main hill road is the sea, and as there are no sea defences, the whole postcode area, including my mum's flat several 100 feet above sea level, is deemed at risk of flooding.

I can understand your concern though and I'd recommend also checking with the local authority. We're just about to exchange on a bungalow in a high risk flood area and received some useful reports from the local water authority, which helped us understand the risk and see what plans are in place to reduce it.

It sounds positive that the insurance company don't deem it a risk, they can access a lot of additional information and would of course charge extra if there was the hint of a problem, so if your company are saying no risk, that sounds reassuring.

Good luck, PN x

G_M

So add that question to the list for when you knock on the neighbours' door and speak to the corner shopkeeper etc.

Local residents and shop staff will know about the area. Not just flood rick.

lewishardwick

What kind of flood risk?

Mine is low for river/sea (yet I'm close to the Thames) but moderate for surface flooding. It'd still take 40 days and 40 nights of rain to get me really worried.

davidmcn

Why the concern about moderate risk? If it were high risk I'd understand...

pawlala

I'd be surprised if most of the UK wasn't a moderate flood risk...

Fuzzyness

have a look at the environment agency flood risk map. comes up on google and is pretty easy to use. just tap your postcode/location in and it'll show how likely the EA think your area will flood. if you're not in either of the blue areas you should hopefully be ok.

elverson

As above, the postcode search is a bit of a blunt tool especially if your road is a hill - clearly one end is more likely to flood than the other...

HouseBuyer77

Was there more detail on the report?

I can't remember what risk band mine was in but it did clarify and say it was in that band because of a risk of 1 in 100 year risk of surface water flooding within 20m of the property.

Fuzzyness

elverson wrote: »

As above, the postcode search is a bit of a blunt tool especially if your road is a hill - clearly one end is more likely to flood than the other...

agreed. best way to allay your fears is go and knock on some doors and ask existing residents. you'll soon get a good feel for whether or not this is an issue.