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New Build - Street Sign
anyone experienced this? I bought my new build in December, and I've come home today, to find the developer (9 months later) has planted a street name sign in my garden, (they have also made a mess of the landscaping both today, and when building a small wall) there was never any indication on my plans, nor any mention of…
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Property legal charge
When I purchased my new build home in 1990, the builders paid my deposit which was repayable to the builders after two years. They put a charge on the property. There were many defects that were never resolved and I refused to pay back the deposit until the defects were rectified. The builders were taken over and I was…
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Last minute ground rent problem
Hi Really hoping someone with more knowledge/experience can help us out here. Basically, we're selling our house; it's a Victorian terrace with about 800 odd years left on the lease. We used to get invoiced for the ground rent but this seems to have ceased in 2014. The ground rent is the princely sum of £1.65 a year. The…
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Ongoing saga with flood, Enviromental Health involved but worried
Im in Scotland as thats relevant. What exactly can happen in a little detail? I have a lot of black mold in walls and even the insulation stuff where the floorboards of above property would be, have been dizzy and breathing heavier since but that may be stress. Its the "Uninhabitable" thing I am thinking of mostly, lets…
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Mortgage been put on hold - Should I be worried?
I had an offer accepted on a one bed flat in April for 200k, this was on the basis that the lease would be extended to 99 years. The valuation on the property was 185k because the lease stood at 77 years but because it has now been a few months since the initial valuation HSBC have now put the mortgage on hold despite it…
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Tenant Fees - Infuriating
I am about to move into a property however as a tenant, the agency want £355 in fees. £240 for admin £115 for check in Tenant ref actual cost £20 Tenancy agreement cost £0 as copied and pasted from others simply time (doesn't take an hour to amend details) Survey of Property. I spoke with the director of the letting agency…
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Estate Agent check: UK Property Consultants
Hello, I am interested in a property that is being advertised by UK Property Consultants, whose office is 55 Goodmayes Road, Ilford, IG3 9UD. The estate agent is registered with the Property Redress Scheme, but I am still a bit unsure about the company as they don't have a website and the agents have been a little…
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Urgent Help Required -could Be Homeless in 2 weeks due to landlord's lies
Urgent Help Required - Could Be Homeless in 2 Weeks due to Landlord lying . WARNING - A LONG READ AHEAD. * We have been privately renting for 8 years , and in our current home for 5 years, in this time we have never missed or been late on a single rent payment. * We are DSS , due to my partner on ESA and we also have pets…
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90% ltv possible on new builds?
After our seller having a change of heart and pulling out we have been busy searching and viewing properties since. A new build has come onto the market today which is within budget and far more spacious than any of the other houses we have been looking at and comes with many extras we never thought we would get. We have…
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Family Dilema over Parents future welfare
Hi, We have a really involved situation and would be very grateful of some advice or pointers if anyone can help. I will keep short as possible - my parents both retired and since then my mum fell ill and dad has mild dementia. So they sold their house and moved in with my brother with plans to extend my brothers house to…
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Desperate to move house
GDPR Right To Erasure - we should be allowed to delete threads we started.
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First Time Buyers Questions
Hi all, I am a first time buyer and I had an offer accepted for a flat with 10% equity. I've used my Bank services to provide a Solicitor and Surveyor. Vendor originally suggested they were very flexible with the move and could move out sooner however now they are asking to Exchange within 4 weeks and Complete in possible…
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References from Outgoing Landlord
Hi All Asking on behalf of someone else. They are looking to leave 1 property to move closer to family, but, I am told, the current agency is refusing to give a reference without seeing current bank statements? Is that correct? I've never rented a property, so have no experience in this area.
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Low Mortgage Valuation
Hi I'm in the process of selling a flat. I agreed a price of £125k with the buyer. The mortgage valuation came back with a price of £115k which is a significant difference. He is basing the valuation on two sales in the last 6 months of flats on the same road but half the size. He has rejected comparables from March 2015…
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Rent to Rent
Can anyone tell me about Rent to Rent schemes? Are they legal?
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If Someone is Living with you Free of Charge what are the Legal Considerations
Someone is moving in with me FoC in order to save for a mortgage. Will this increase any of the taxes etc. I need to pay? Do I have to register them? Obviously bills will increase but they are family so I am happy to cover electricity etc if they get their own food etc. (New thread: too many comments on the practical…
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Second Property - SDLT return
Hi all, I have found myself in a tricky situation and would be grateful for advice. My partner and I are purchasing our first property together through a shared ownership scheme. She has never owned before and until recently I believed I had never owned before. When my late great grandfather passed away last year, he left…
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30K shortfall on Borrowing at First Search?
Hi My partner and I are first time buyers and have our hearts set on a family property costing £260,000. We both earn a basic wage of £21,000 and have a deposit of £30,000, with several thousand left over to get started. I am currently undergoing training for a promotion after which my income will increase by £9,000 per…
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Moving soon
Hi all I am moving home in 2 weeks as this is the first time i have sold a house and moved to a new one i was after some help. What is the best way to change my address with companies? ring them individually? Or is there an easier way? Any further advice would be greatly received
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About to Purchase a House after Living with Parents - They Move in to Save
Hi Long story short: I've been living with parents free of charge all my life. I now have saved enough for a deposit since graduating and want them to do the same. Can I move them in with me and return the favour? If so what FINANCIAL AND LEGAL considerations are there? Please do not comment on the living arrangements.
