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Buying parents house
Hi all, I've had a search through the threads to try and answer my questions and have come up with more questions now than answers. The basic details of my situation are; 1.My wife and I are planning to buy her parents house at below market value. 2. The property has an annexe which the in-laws will move into. 3. The main…
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Estate agent saying i have to show people around or lose bond.
Hey everyone. I’ve given notice for leaving my flat, and the estate agents is trying to make me do viewings of the flat. By this I don’t mean they’re requesting that they come round and show people the property. They are telling my it is MY responsibility to give people a tour of the property with no estate agent in…
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Should we sell & rent to get out of debt?
Hoping somebody can offer some advice. We have been homeowners for 6 years now (bought in our early 20's) We found a new home we love our offer in and we had 2 missed payments on the credit card that we didn't know about as we thought it had a zero balance. Anyway we are struggling to get a new mortgage. Our house needs a…
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New buyers help needed (offers)
Hi all, I’m really hoping someone can help with the situation myself and partner have found ourselves in. We really don't want to mess anyone around (estate agents and seller) however we found a house we both really like, and started off with a bid really low. They rejected so we upped it this time leaving the offer on the…
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How does this work?
Although I've owned several small properties in my lifetime (I'm now 64) they have always been bought for cash and when sold, the money has been banked and we have either rented or moved abroad. My question is this: At the moment we live in a small 2 bed house that was bought for cash from the sale of a property in Spain.…
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Mortage Adviser
Hi, me and my girlfriend are first time buyers and we're using one of the Alexander James mortgage adviser, long story short he asked us to both sign up on CheckMyFile to check our credit score, once we sign up he also asked us to send him our login in details. (We've never met this man in person before we've only spoke on…
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Buying kids house for cash
My ex ( not husband ) has inherited a lot of money from his mother. He wants to buy a house in the kids name ( aged 17 and 19 ) and rent it out. Its for me to protect the kids interest and make sure they are not taken advantage of as he would if he could. I think he intends to spend around £200k ( no mortgage ) Ive tried…
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Negotiation with the vendor/estate agent - WHAT WOULD YOU DO?
Hello everyone First time buyer. House advertised "offers in excess of £130,000" Made an offer for £132,000 Got a call from the estate agent telling me the vendor asked if this was my best offer or if I could increase the price? I asked if there was another offer from another buyer, she said no. I have a maximum figure of…
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Pulling out advice & costs ?
Hi. Can anyone advice me please. I have had my valuation back last Friday and it was down from the pre-brexit price we agreed by about £60k. Having tried to negotiate with the seller, they are saying that our mortgage company's valuation was wrong. I said let's get you to pay for another valuation then and prove it but the…
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home buyers report
I had a homebuyers report done on my house today ..been afraid about it as I am a nervy seller and afraid of things going wrong, I looked up about it and what to expect etc., about 2 hrs long and quite thorough . I was going to use the same surveyor to conduct the survey of the property we are buying quoted £600. The…
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Tenants thread
I am only starting this new thread, as I can't find another one, that covers the issues, that I want to hear about. This forum is open to Tenants only please. I do NOT want Landlords adding their thoughts, as this only distracts from the issues. I belong to the Tenants Voice, there are so many problems experienced by…
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Do you live in Radstock, Somerset? Advice needed
Hi, We are looking to buy a house in Radstock or Midsomer Norton areas. We have viewed a few houses but would be really interested to know the bad areas - high crime etc. Also I would really like to know the locations of council/local authority estates. I cannot find this info at all. I can find crime details website. Have…
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Serving a notice to quit
I am a landlord. I have had a fixed term contract with tennats (through a lettings agency) for 12 months. It ends10th September. I have asked the letting agents to give the tenants notice to quit, with a view of them vacating 10th October (ie - 2 months from 10th August). The lettings company say this is not possile - I…
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Rightmove listing - feedback please
Hi all, My gran has her house listed on rightmove and isn't getting much interest. I know the market up there is much slower than here in Bristol but I also think the listing could be improved! http://www.rightmove.co.uk/property-for-sale/property-60714086.html Now I obviously know the property well and I think the listing…
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Best Property Survey for a New Build?
Hi, We are just in the process of buying our first home, which is a new build that will be completed in September. I'm just trying to get organised and was wondering what property survey would be best for this type of property? A full survey would give us peace of mind, especially when we have never been in this situation…
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How much is your commute?
Just wondering how much everyone's commutes are? Looking to buy our first place at the moment and the only places we can afford inside London are 1-2 bed flats with a 1.5 hour commute with travel costing around £160 a month. Started looking further out e.g Stevenage where we could get a 2-3 bed house with drive, garden etc…
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Lease Extension Fee
Not sure if this is the right forum for this so apologies if I am posting in the wrong one. I have contacted my freeholder management company asking for a quote for extending the lease on my flat which I have owned for 20 years. They have come back asking for £150 up front to cover "the administration costs involved in…
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Selling a house backing onto a building site
We live in a nice cul de sac in Hertfordshire where houses usually sell reasonably quickly. We were planning to sell and upsize in about a year but typically a unique house we've fallen in love with is on the market and we'd really like to try and get our house sold soon. Unfortunately an area of land directly behind our…
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Higher rates of SDLT - Confused
I've had a read through many many different websites, including the governments, but still a little confused with my situation. Here is the scenario. Property A - Residential Mortgage and currently living in it. Property B - BTL Mortgage - currently tenanted. If I sell property A and move in to property B, but buy another…
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Estate agent asked us who our utility providers are after 6 months
Hi there, We moved into rented accomodation 6 months ago. Reference check was done through an estate agent. Everything else was handled by the landlady. I didnt think the estate agent had any other involvement. I now received an email from the estate agent asking me who my following utility providers are for them to update…
