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Beware rental scam
Hi. Ive recently been the victim of a rental scam on gumtree. I put an ad on there saying i require a property that accepts housing benefit. Long story short i was contacted and discussions took place where they said they lived far away and would need a holding fee first before i viewed it as they have been let down with…
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Really in need of housing advice, please help
I am aware that this is probably the wrong place, I do apologies in advance. Hello, I have been living with my (now ex) partner for around 18 months, yet I can no longer live with him due to verbal abuse. This is somewhat more dangerous since I'm currently 4 weeks pregnant. I am 17 (18 in September), I suffer with…
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updating house title deeds
Hi All, I was recommended asking on the forum. This is my first post so I hope I'm asking in the right place. I searched and found some interesting advice but still not quite what I wanted to know so thought it best I post and ask it myself. I own my house outright and want to add my wife's name to the title deeds. So it…
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mortgage wanna be!
Hi, Quick question, I'm about to set sail on trying to buy my first house with my new wife (we married on the 23rd July) I run my own company, and have done for 3 years, we have the SOC13 (I think that's the form that we're suppose to be using? I can't remember the name) My wife also works for me and takes the basic salary…
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new build off the plan but lease start from 2011!
I'm first time buyer. buying a new build flat off the plan. I recently got the leasw details and not sure the ground rent is reasonable or not . Below are the deails From solicitors: Term and Rent The Lease is for a term of 125 years from 1 January 2011. The ground rent doubles every ten years from the term starting at…
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Advice on ending tenancy - Scotland
Can anyone advise me on this? I’ve been in my property for 6 years, in Scotland. Property was recently sold to new landlord, landlord got in touch and issued contract which we then signed on 11 April. First rental payment was the next day, the 12th, as it had been for the previous 5+ years. Date of signing contract is 11…
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New Rental
Hi, We are moving into another rental but it's not through an EA. The landlady would like a reference from our current landlord which is fine; when I hand in our notice to leave, do I just ask nicely if they would forward a reference onto the new landlady? It may sound a bit obvious but i'm not sure! Thanks
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Benefits of shared ownership
Hi everyone. We are sort of first time buyers. We currently rent but are looking into buying our own property. I keep seeing shared ownership properties coming up on the market but I just can't seem to grasp the advantage of this other than you need a much smaller mortgage to borrow but at the end of the day you are still…
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Advice for buying situation
Situation is a bit different... I found a house that needs some work but is habitable and put in an offer at asking price which was accepted. I do have a house to sell but planned to fund the purchase by cash from my company and a 2nd mortgage, then when my current house sells use the cash to clear that mortgage, in maybe…
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Offer process
We are FTB, so completely new to the process. If our example if anything to go by, I am wondering how "bidding wars" ever come about. Last week we went to view a property. It had been on the market for about a week and the EA said that they already had a offer from another family, but well below the asking price. Honestly…
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expectations of heating
Is it normal that property to buy doesn't have central heating or a boiler? Seems like every house we look at doesn't have them. I just now accept that we will have to fork out thousands when we move in and have all the floors pulled up. But everyone I talk to seem shocked by it. So now I'm not sure if I'm being silly…
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Completion documents?
I completed on my house purchase last week and now have the keys and am moving in. However, it just occurred to me that I don't know what documents I should now have in my possession to say that I actually own the property? So what should I expect to receive? or already have received at this point? I believe the main bit…
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Buyers Mortgage Has Been Declined
We're currently in the process of selling our house and buying another one. All was going suspiciously swimmingly - after a slow start, the first people to view our house put an offer in and we found one we liked quite quickly too. Fast forward a couple of weeks and from our side, things have progressed well. The survey…
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New Build House
I bought a four bedroom detached house from Bellway homes in 2006 for £249.950. It was a new build purchased off plan It currently sits in negative equity of about £50,000 Bellway continue to build new homes the same spec for £220,000, so I am never going to be able to compete with these houses when it comes to selling as…
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Neighbour issues
Hi all. I have recently bought my first property. It's a detached coach house with 4 garages underneath, 1 of them being mine, but I am having problems with noise from one of the neighbours hammering and drilling on and off over the period of several hours, normally on saturdays and occasionally in the week as well. As i…
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I can't believe this is legal!!!
A year ago I moved in to a flat/apartment near the City of Manchester which was advertised as affordable city living. It was part of a scheme owned by the same Landlord and run by the same management company. Ex council properties in the middle of a council estate...you'll see where I am going with this...... A year in,…
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Registering after inheritance
I have a question about registering a property. My mother died leaving a property, which she owned fully herself, and which I am now due to inherit in full. Having looked at the GOV website I believe I can register the property in my name with the Land Registry myself. I believe the forms used are- Change the register…
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Student Renting, how does council tax work?
Hi there, Might be abit of a daft question, but just want some kind of confirmation. Me and my partner will be starting University in September, both as full time students. We are looking to privately rent a flat rather than use student accommodation (Going to different Uni's, so want somewhere in the middle). If we rent a…
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Least return?
If you could buy a property outright with cash, what's the lowest return you would accept for your investment? Cheers fj
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Garden is a separate plot with planning
Hi all, We're looking at a house that has a huge and lovely garden. They are separate plots, although they not physically separated. Both are advertised separately, but there is the option of buying both plots together. As of today, we can't afford both. The garden plot has planning permission for a house. However the…