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Moving into flat with only one address - what are the problems?
I'm just about to rent a ground floor flat and have just discovered after looking online, that both the top floor and ground floor have the same number - no defining address (i.e. A, Ground Floor). I have looked online to subscribe to services such as BT and only one number is listed, checked royal mail and the same thing.…
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share of freehold - maintenance/repair query?
Hi guys, It's my first post on here so go easy on me! I own a top floor flat with a share of the freehold. There is one other flat on the ground floor. Ground floor have said they want the outside painted and as it's share of freehold we go 50/50? I have seen online it actually says the lease says who is responsible for…
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Who is responsible?
I bought a flat close too work last November to stay during the week, it has an annual service charge, the annual charge is due in July, well two weeks ago I had the bill for 2016-17 and a bill for the whole of 2015-2016. I called the managing agents who said that I can pay by installments for the 2015-2016 and that I…
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Indemnity policy for potential contamination
Dear Friends, I am looking for some help and hope someone in the forum can put me at ease We are buying a house and have hit a stumbling block with the Environmental Report. Due to past industrial use/filing in land we have not received a Pass certificate as it says further action is required which is basically get further…
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Damp found in Homebuyers Report
Hi, I'm a FTB and I've just got my homebuyers report back and wondered if anyone would be able to help. Everything seems to be 1s except for gas/electric/boiler /central heating which got 2s but reading up on here that seems to be expected. There is one 3 as follows "Tests were carried out at ground floor level for rising…
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Urgent New build completion issue and consent to register charges
Hi there, I'm facing a bit of a situation with my new build purchase. I am due to complete tomorrow on my flat (almost a year behind schedule but that is a different story...) and have run into an issue whereby the developer has a development loan secured against the block. My lender requires an undertaking from the…
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Thinking of starting property development
Hi After some advice regarding property development. I'm currently 23 years old working full time living at home with no real commitments and very few regular outgoings. I'm lucky to be in a position where I have approx 100k in assets which can easily be liquidated to allow me to set up. I've no prior experience in…
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New build flat / shared ownership disaster
Hi all, I moved into a new build flat less than a year ago. Unfortunately, I noticed problems almost immediately (we weren't allowed in to do snagging checks and were promised by the housing association this had been done), and it had an NHBC guarantee. Since then I found out that drainage had not been designed in the roof…
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Survey
Hello everyone, Can I please ask for your opinion on the below? We are in a process of buying our first house. Since my partner has a background in construction we would like to do the survey ourselves. When we mentioned this to the EA they look at us surprised and said they would check with the seller if this is…
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Lease extension - how long does it take?
Has anyone renewed a lease on a property lately? If so, how long did it take? I realise there are a lot of factors that can affect this, but it would be good to hear some real-world numbers. I'm trying to get an idea before we go any further into a purchase. Also, if you wouldn't mind giving the solicitor/surveyor fees as…
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Moving to London, looking for advise
Hi All, My wife and I are moving to London next month for work. We are completely lost about where we should be concentrating my property search. We would really appreciate some pointers from others who have rented in or around London. Our requirements are: - 2 bedrooms. - Walking distance to a train or tube station…
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Help with Bully Landlord please!
Hello, I urgently need some help! I need to check my legal rights because my landlord is a nasty bully! I have 2 points I need answers for if any of you can help. 1. Basically, we are renting our home through a private landlord, the property has a "garden" if you can call it that, which is basically a field which has no…
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Right to manage
We are currently selling our property and I am trying to get the last few issues resolved in regards to our right to manage. The right to manage has been aquired and the freeholder has requested to be a part of the company, do they have to be a director or can they be a member? The freeholder us a company and no one can…
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contract reassignment for new built
Hi All, I "was" a proud owner of a plot of a new-built luxury apartment in London but after Brexit I am having doubts and am considering moving abroad. Anyway, leaving my personal decision aside, who knows how to go about selling the contract? I believe it's called "contract reassignment" but do I just contact real estate…
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Cornish Construction and Mortgage?
Any information appreciated. Relative has a end of terrace 3 bed house,front and rear gardens and all in a clean up-together condition. Construction is what I believe is called Cornish,concrete slab type. Has been trying to sell for some time but potential buyers have said Mortgage unavailable on this type of construction?…
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Cheap mortgage for 1 bed or wait for a 2 bed
Hello wise people I'm currently selling and where I'm buying is an expensive area but worth holding out for. I have found a one bedroom flat which is well under my budget and would have a very easily affordable mortgage. I wouldn't need to change my lifestyle at all. Alternatively, I could wait and go for a two bedroom…
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Chancel Repair Liability and indemnity
Hi, We are FTB currently in the process of buying our first home (all being well). The searches all came back fine with an advisory that the house is under a Chancel repair liability for the local church. Meaning that any repairs on the local church could fall on us a local land dwellers. We have been advised to purchase…
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Does it Make Sense to Move - Shared Ownership
Firstly I have noticed loads of people seem against Shared Ownership so I totally understand this will get some rather negative opinions. Which I will gladly take on board but would also love to know what others think on my current situation.. My Partner and I Currently rent a housing association property - A 2 Bedroom…
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transfer of equity - process?
Hi i own my flat with my brother and want to do a transfer of equity to me fully. i want t know what is the cheapest way to go about it? can i do it online to make it cheaper? my lender is nationwide and its a leasehold property with a share of freehold. thanks
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Valuation
The investors that are buying our home are having a valuation done Friday and I wondered how quickly do they get back to the mortgage company? Just bracing ourselves for a lower offer x
