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Help with making an offer
Hi there, This is my first post, I hope there are some experts out there who can help ... thanks in advance. We're going to put an offer on a house this week. It's our dream house and we're trying very hard not to get too excited/attached at this stage etc. But we've been looking for a while and nothing has come up until…
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Looking to move to a new area suggestions please?
Dear MSE members, I'm a single person looking to rent a new home in a new area that satisfy the conditions below, and would like to ask for ideas and suggestions from knowledgeable forum members. I currently live in central London but am looking to move further out as my circumstances no longer require me to commute to…
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Should I/can I claim for non-protection of deposit?
Hi everyone, Have been in this rental property for 6 years and from what I can see doing all the checks on all the websites I can find our landlord hasn't protected our deposit. I'm also unsure if we even have a tenancy agreement as the landlord hasn't asked us to sign something for quite some time and to begin with it was…
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Advice needed please: subsidence history and missing lintels
We are in the process of buying a house that was built in 1970, detached on Cheshire clay soil. The reports have come back and the house was found to have subsidence, at the rear, in 1990 due to a 'leakage from the adjacent service water drain'. At the same time it was noted cracks above one of the rear windows was due to…
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capital gains tax?
hello, I have a question about capital gains tax.... We inherited a house which we live in and decided to sign over our old home to our daughters. This was over 7 years ago. Our daughters are now signing the house back to ourselves as they are buying their own properties and wish to avoid high stamp duty etc. Will we need…
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Gas Safety Certificate
Hi hope someone can give me some information. We are selling a property privately (no EA) and have a buyer in place. The only gas in the property relates to heating which we had a full service on recently. We have the report, carried out by British Gas which shows that everything was fully serviced, flue was checked and…
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Discovered the or a culprit of rubbish being dumped
There are 16 properties - 10 flats, 6 houses, belonging to the HA, including mine. 4 of them (one of them is mine) are SO. Tenants in the flats put their rubbish in a bin area, which requires a code punching in to open door. Tenants of the houses, which are on another street, their gardens back onto the flats' residents…
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Just moved to the UK and I am confused as to what offer to submit on a house
I have been looking at houses recently, having just moved to the UK, and have been reading up a lot on the process. Im at the point where I believe I've found a few houses that I would like to put an offer in to but not sure what to offer as there are so many opinions online. It seems like people are saying offer 10-12%…
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repossession
Hi there, I have 16 months left on my mortgage which is about 11k. I'm having difficulties paying as I retired due to ill health. A few years ago I increased the payments through my own choice but am now struggling to pay these. Santander are threatening me with repo. The property is worth about 170k and I owe them about…
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Survey Report Results & Questions
Hello everyone, We've got our home buyer's survey report back and the valuation has come at our full agreed price. However the report has pointed out a lot of issues, so I just need some reassurance if I should go back and negotiate or leave it be and continue with the property purchase. I know that on many occasions…
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Replacing static caravan for a permanent dwelling
My father-in-law has owned 7 acres of green belt land for 22 years. He bought the land, which had and still has a static caravan on it, plus also a barn and 5 stables. Up until the last couple of years they've always had at least 2 horses that have been used for riding but sadly within the last couple of years the last two…
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looking for a house to buy in Swansea
Hi everyone, I have gone through the forums on anything and everything Swansea related and need some help please. I'll be a mature (36 years young) medical student in swansea and am looking at places to buy. Looking to commute between Singleton, Port Talbot and Morriston Hospitals with a budget of 100K. I saw some places…
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Negotiating after survey, offer already received?
Hi, We have now had our full survey back and found there is more work than we had realised. Originally we had an estimate for £3,000. but it looks like that will now be more than doubled (not including the more trivial points). We had thought that damp was caused by leaky guttering but we are now likely need to get a dpc…
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charge order ! help
Hello All, Hope everyone is well, Completed on my sale on 10th of March and almost instantly made an offer on a new property while renting. Had survey and mortgage approved within one week which was pretty fast. things began to slow down when solicitors got involved. Now we are at the exchange completion stage but have a…
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Ex-council redbrick or high-rise which is a better investment?
I am a first time buyer interested in 2 ex-council properties in battersea, both near nine elms and Battersea power station. The highrise ex-council flat is very large and spacious but on 12th floor of a 20 story block. The redbrick ex-council flat is on 3rd floor of 4 story block, it is a nice flat but very small. The…
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If Problems Occur
If someone buys a flat in a block and, at a later stage, there are problems with other residents, what is the role of the company that owns the building in resolving such problems?
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Instructing solicitor
Hi, Just looking for a bit of advice - I've emailed my broker but just thought I'd ask here too. We had our offer accepted last Monday. I sent all the ID and documents required to our broker for the full mortgage application, and we also got a solicitor. I have provided ID and a couple of bits of paperwork to the…
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Penalty for not completing on agreed date?
Hi We are buying a house-currently renting so no chain on our side. We are buying from people who are in turn purchasing an empty property from the local authority. When our offer was accepted we were told the transaction must be completed by 31st March (local authority driven I believe to do with financial year books…
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Stamp duty 2nd property - confusion?
I appear to be in a unique and confusing situation regarding stamp duty on second homes. After having read the government consultancy, the outcome, and the new policy i'm none the wiser! The situation is as follows: Husband A - Owns no property, lives in rental accommodation with new Wife B (main residence for both). Wife…
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Deposit advice
Hello, my wife and I are keen to buy a new build under Help to Buy. We've spoken to a developer and tentatively expressed interest in a plot that is due to be available for reservation in Oct and ready by June 2017. We're trying to work out finances, however we are unsure at what point we'd need the deposit completely…
