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Raunds or Thrapston
Hi all After much deliberation, we are looking at these two towns but are undecided between either We have an 8 yr old son and the schooling in both is looking good Anyone in this area know the towns well? Crime stats are v similar as the social demographics We heard from someone well know well in rushden that raunds has a…
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Selling high value property without an agent
I’m fortunate enough to live in an exclusive waterfront location on the south coast. The house has six bedrooms, but is falling apart. The location, however, is ‘to die for’ and many of the properties in the immediate area have already been redeveloped, with lavish multi-million pound homes becoming the norm. My…
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Pay Rent and Boost Your Credit File - guide discussion
Hi all, We've written a new Pay Rent and Boost Your Credit Score guide and would love your feedback. How did you find the info? Was it useful? Do you have any other tips you'd add? Thanks for your help! MSE Callum
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Buying a flat
If someone finds a flat it might be possible to pay the deposit, but if the remaining 90% is to come from the sale of a house which is likely to be sold at a later date, then what would be the best method of purchase.
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Advice please
Good evening , This is my first post here in this forum. Forgive me if I am posting in the wrong section. We are planning to buy a house. Our house hold income is 3900 per month after tax. Has 3000 in credit card and 3000 in personal loan. Have been offered 300000 in Agreement of Principal today from bank. We are planning…
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Halifax RTB mortage - addtional borrowing
I'm hoping someone will have similar or recent experience with this and may be able to help. I have a RTB mortgage with Halifax and am looking to borrow some additional money for home improvements. I bought the property from the council just over a year ago so am still within the discount repayment period. I had a meeting…
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Mortgage Application: Advise on Credit Card/ Gambling
Hi all, Just after some very quick advice if that's ok. I'm currently in the process of buying a New Build apartment on my own. Passed the credit check, got a Mortgage agreed in principal etc. all good! Next week i see the mortgage adviser...now i currently have a Credit Card that i have used to gamble with recently. Not…
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Buying a Property In Italy
Last year I stayed just in a lovely AirBnB in the hills just north of Rome. It was a scenic medieval village on a mountain side and the rooms in a converted stables, tiny but very adequate. Loved it. The owner has now contacted me saying the property is up for sale. It is a ridiculously low price by UK standards but seems…
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how many surveys before buyer signs contracts?
We put our property on the market a large Victorian Mid terrace house of 2840 sq ft within 7 weeks we had a buyer and we agreed the price with them. The buyer and I had exchanged phone numbers (a definate no no) but they seemed such a nice couple and even wanted to buy any surplus furniture as we were downsizing. They had…
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House Leases
I think it would be brilliant if Money Saving Expert wrote an article for what seems to be an increasingly lucrative area of the property market - for developers, that is. All the leasehold information I read generally relates to flats, so if you have a property dispute your rights are not listed. I was very sensible and…
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Buying in Peckham
Hi There, Have been looking at a few 1 beds in Peckham. I don't really know the area that well but have a lot of friends who live in the local area. I was wondering if anyone had any advice on areas to steer clear of? I know the media hype up all the crime in south east but thought it would be worth asking anyway. I am…
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Opinions on shared ownership
Hi everyone, New poster! Desperately seeking some people's opinions on shared ownership. I am in a position where I can purchase 40% of a property via shared ownership (not shared equity). I saw the thread on the front page about shared ownership, but didn't want to derail it or take it over with something different. Has…
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Conveyancing
Disclaimer: I'm useless at making decisions... We've just sold our house (hooray) at a few thousand above asking. Unfortunately our accepted offer on the new place has been gazumped (boo!) and so we're back to looking at properties again. I need to get cracking with the sale, however, and need to appoint a conveyancer. I…
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Indemnity insurance policy
The house we are buying had an extension built in 1996 that had no planning consent, building regulation approvals or restrictive covenant consents for the work so our solicitor says it will be necessary for us to effect an indemnity insurance policy. Can anyone explain more about this to me please? Do I need to do this…
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Renting a room to someone on housing benefit?
Hi all, I'm currently looking for a new lodger (on the Rent a Room scheme) and have been asked by a potential if I accept housing benefit. This has never come up before, so I have no idea how it works. Can anyone advise me please? Specifically: 1. Will the HB likely be enough to cover his rent? 2. Will there likely be a…
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Are modern new builds soundproofed???
This is a question to anyone who's as recently say in the last few years bought a new build semi detached home. I have seen some new builds going up nearby and there are some nice semi detached and semi townhouses at a reasonable price. My only fear in that living in a detached home for the last ten years I would be very…
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Decking cost
Next question, something I have no knowledge of is decking. New house has a large garden which is raised and we'd like to deck out the bottom bit and leading up to the raised area of grass (best I can describe it without pics). Probably looking at an area 3-4 metres squared, so not massive. Any idea of prices, good people…
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Advice - Hesitant about Purchase of Tenanted House
I am curious to know what others might do in the situation I am currently in. To start at the beginning, we had a house purchase fall through late February – I won’t elaborate too much on why other than saying that we pulled out due to the house being advertised as having no chain there was one and the vendor didn’t have…
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Furnished flat without much furniture
I moved into a new 'furnished' flat last weekend. On arrival, I was surprised that a lot of the furniture I saw when I viewed the flat was gone. More specifically, I was missing the following: - A bed - A wardrobe in my bedroom - A bedside cabinet - Any kind of bedroom furniture I did have the following: - A wardrobe in a…
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Code of practice question
A house was passed on to the dependents when the Mother, the house owner who had been the occupier died. The dependants who live quite a distance from this house contacted a local Estate Agent who's office was situated 100 Mtrs away from the property on the same street. The Estate Agent was probably aware the property was…
