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Mortgage Application: Advise on Credit Card/ Gambling
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Croomes
Posts: 4 Newbie
Hi all,
Just after some very quick advice if that's ok. I'm currently in the process of buying a New Build apartment on my own. Passed the credit check, got a Mortgage agreed in principal etc. all good!
Next week i see the mortgage adviser...now i currently have a Credit Card that i have used to gamble with recently. Not too heavy, just for fun with mates and i easily pay it off.
My parents are going to clear the account for me so it doesn't become an issue. My 1st question is..... Will they ask to see my statements if the account is now closed? (Ive been making monthly payments to the credit card, so i thought they might ask). They have asked me for statements of all Credit Cards used for General Spending, but im praying it doesnt apply to closed accounts.
2nd question, is gambling an issue on statements. Im a single guy, i do it for fun. In the last 3 months on my Current Account statements i have bet £275 but won £350.
Any advise would be amazing guys.
Just after some very quick advice if that's ok. I'm currently in the process of buying a New Build apartment on my own. Passed the credit check, got a Mortgage agreed in principal etc. all good!
Next week i see the mortgage adviser...now i currently have a Credit Card that i have used to gamble with recently. Not too heavy, just for fun with mates and i easily pay it off.
My parents are going to clear the account for me so it doesn't become an issue. My 1st question is..... Will they ask to see my statements if the account is now closed? (Ive been making monthly payments to the credit card, so i thought they might ask). They have asked me for statements of all Credit Cards used for General Spending, but im praying it doesnt apply to closed accounts.
2nd question, is gambling an issue on statements. Im a single guy, i do it for fun. In the last 3 months on my Current Account statements i have bet £275 but won £350.
Any advise would be amazing guys.
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