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unreasonable letting terms
Having been with my landlord for circa 13 years I think he has lately decided to get more greedy and the last couple of years have detoriated. So e.g. last year I had to get a home owner guarantor to renew tenancy (first time in 11 years, he didnt ask for one after first 12 months then suddenly wants one again). I have…
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Buying a studio flat in London
I've had an offer accepted on a studio in Walthamstow. Initially I thought it was exactly what I wanted - top floor, 10 mins walk from the tube, in a quiet neighbourhood and close to my friends - so I bid my maximum as it went to sealed bids and now I feel like I overpaid by a few grand. The only con and it's a big con is…
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Renting furniture to yourself
My other half will be inheriting about £500k during this year from the probate sale of a house. She wants to put a chunk of this into an investment property. From the same source she’ll also be inheriting things like armchairs, sofas and beds, from the guest rooms of the house in question. As it happens, these are all new…
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Parents have passed away, names on deeds.
Hi Several years ago my parents purchased their council house. When they did they also put my name down on the deeds. They have both recently passed away and I'm not sure what I need to do regarding the house. Do I need to notify anyone or get the names taken off? If so, who do I need to speak to? Thanks
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Rental property - I returned keys late to Landlord
Official MoneySavingExpert Insert: Hi everyone, we now have a full Renting Tips guide you may find helpful. Back to Puflet's original post... ---- Greetings, everyone! I moved out of my rental property on 15/4/16 to a place 200 miles away. I sent the keys back to the landlord at the beginning of the week, and he texted me…
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Roofing Costs
A property I am looking at buying has had an extension put on many years ago, at the moment it is a flat roof, could anyone advise on the sort of cost I would be looking at to have this taken off and replaced with a pitched tiled roof with 2 skylights. The room size is 5.94m (19'6) x 2.74m (9'). What sort of cost would I…
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Changing locks
Just wondered how many of you change the locks when buying a new house?
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DMP and on Income support and Mortgages
Does anybody know the best places to search for mortgage companies which accept someone with a DMP which I could pay off and a deposit of 45% (from my current house) but my income is predominantly tax credits and other benefits as I have children with additional needs. I need to leave my house because of DV and also the…
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offers over....
just looking for opinions...thoughts... Home Report value is 105k, advertised as offers over 90, been on the market since January, was originally advertised as 100k but was reduced about a month ago. When I asked the Estate Agent they said 'home report is 105 so high 90's, but 91 is an offer over 90' standard speak I'd…
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Garden use restrictions... Can I extend??
Hi all, how would you interpret a restrictive covenant on a freehold, 2-bed, semi-detached bungalow, that said: "The Purchaser will not use the garden ground on the purchased property for any purpose other than as a garden." .....? I don't really have a clue what alternative uses this is alluding to. Any suggestions? All I…
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power cables running over my house
Hi All, Purchasing a house which has power cables running over It. The current over has received x amount from the electricity network to grant easement of overhead electrics It is for lines which transmit 132k volts over my garden. Garden is rather large and I am planning some extension. I have pasted all of the points…
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Urgent housing advice regarding letting agent and landlord
Please can I get some urgent advice in regards to the following: I live in a private rented (Through letting agent) 1 bedroom GFF. Initially was living alone. My contract was not renewed last time due to so called imminent building work, so i guess its periodic. A while back my health deteriorated so much so as I now have…
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AIP, Offer accepted, What next?
Hi all. I've been a member on here a while and try to follow posts 're buying a house as were first time buyers and find some of it a bit worrying that we might forget something. But we have finally had an offer accepted after viewing about 30 potential homes. The offer accepted is 120k and we have an AIP from our Bank…
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Self-build - what could you achieve for £250k?
The wife and I have been in a new build for less than a year, and it's given us the foundation and confidence to focus on life and what we want to get out of the next 5-10 years. Now we're not under the terms of a rental contract, we're able to rent out rooms to lodgers, operate businesses from home, keep a pet,…
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Rent Increase
(Had originally posted this in the wrong forum, was advised to post it here) Apologies in advance, its a bit of a long one... So myself and 4 housemates rent a house in North London. Its an annual tenancy. Our current tenancy is finishing in 9 days, end of April. We got notice today from the agent that the landlord intends…
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Landlord asking if i received my section 21
I posted a few weeks back. Agency posted me a letter asking me to vacate the property Long term tenant no reason given. Date in June given. Ive since been searching for my original tenancy agreement from 96 under your advice but cant find it at the moment still looking. Cant find anything on deposit either although I have…
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Blatant misadventure by EA in magazine
So an EA who has several offices where I live (Essex) has put their magazine through the door. In it there is also a section about letting. They highlight a particular case study, presumably to show how easy it is to make money as a Landlord. In said case study they note a specific house was bought in 2010 for £120K and is…
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What is the actual cost of under valuation??
Please can someone explain what happens if the house is undervalued by mortgage surveyor? We have sold our house for asking price. The buyer has a 17% deposit. The bank valued the house at 6.5% under asking. It has been undervalued compared to comparable properties but they won’t budge. How does this effect things? We…
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FTB Help! Reducing your offer at a late stage
Hi, I'm just wondering if anyone has advice on reducing an offer. We're supposed to exchange contracts tomorrow but went to the property today with a boiler engineer who said the boiler needs £1700 worth of work. Also we had a second viewing last month and the tenant they had has left it in a dreadful state. They promised…
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Help /Advise Needed
Hi Hoping to get some advise The house I am looking ti buy was brought from the council by current owners 5 yrs after buying the house they bought an additional piece of land from the council and made this into a drive Both the house purchase and extra land are listed on the register title page along with date etc so proof…
