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DMP and on Income support and Mortgages

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lotstoponderon
lotstoponderon Posts: 4 Newbie
in House buying, renting & selling
Does anybody know the best places to search for mortgage companies which accept someone with a DMP which I could pay off and a deposit of 45% (from my current house) but my income is predominantly tax credits and other benefits as I have children with additional needs. I need to leave my house because of DV and also the town we live in for our safety but when a non high street lender gave me a 'decision in principal' they then halved it as two of my children are 15/17. I am a carer for my children so can only work 10 hours. Please no criticism unless youve walked in my shoes....Thank you. Its not so easy if you are in private accommodation.

Comments

  • -taff
    -taff Posts: 15,376 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need a specialist mortgage advisor who you will have to pay, but search for recommended ones on vouched for and similar sites.
    Non me fac calcitrare tuum culi
  • lotstoponderon
    lotstoponderon Posts: 4 Newbie
    -taff wrote: »
    You need a specialist mortgage advisor who you will have to pay, but search for recommended ones on vouched for and similar sites.

    Thank you - could you explain what you mean by vouched for etc please
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    "Vouched for" will be a web site.similar to check a trade no doubt. Try googling it in quotes. Oh never mind here it is https://www.vouchedfor.co.uk
  • alchemist.1
    alchemist.1 Posts: 860 Forumite
    Post this on the mortgages forum. There are some brokers who post on there who deal with bad credit/difficult circs. They may be able to assist if you contact them.
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