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residential to buy to let and deeds
So I buy a flat in a known complex with selling point being owner occupied and told the deed states we cannot let out. I meet someone who's renting in one of the blocks and so are a number of other. He didn't mention private landlords but did say hid was through letting agency. He understands the only issue is invalidation…
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Vendor getting antsy.
Heres a timeline: Viewed property on 11 Aug Made asking price offer 3 days later and it was accepted Didn't get to see mortgage adviser until 24th Aug Instructed Solicitor Valuation done 26th Aug and approved Offer didn't come in until 28th September (much faffing by lender) Paid for searches same day Was expecting…
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Will my solicitor let me know when the mortgage lender has released the funds?
I am getting the keys to my new house tomorrow. I received a text from Nationwide that they have received a request from my solicitor to release the funds today. Will my solicitor let me know when that's through? What can go wrong now? I'm in total panic mode :(
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Another building regs enquiry
Fortunately this time this question isn't for me but hoping someone can help my mate If a garage has been altered so that the utility room and part of the garage is now one room would building regs be required/any form of council sign off required? The external garage door is still where it was, no windows have been put…
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Any experiences with Linden Homes?
Hi everyone First time poster - I'm looking to buy a new home, preferably a new build (that's already built I hope!) as I can't find an older one with a balcony and big windows... It seems that none of the main builders in my area (TaylorWimpey, Bellway, etc.) have particularly great reviews on the internet though people…
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can social housing landlord impose restrictions without a court order?
Sorry, but I cant give too much detail as it may identify the persons involved. the basic facts are a person moved into the estate and on the day he moved in he made a complaint to the HA that a child had peered in his window. that was investigated - the child willingly said they had been nosy and wanted to know if any…
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Claim to landlord for disrepair/damages compensation
Sorry to make two threads at once, but wondering if anyone has dealt with, or been successful with this process? I am currently working with the CAB to issue my landlord with a claim for damages and some money back on rent in light of the condition of my flat. Mainly the fact that it has been damp and mouldy for around 4…
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Payment to Income Collection Service.
I received a bill from the Council's Income Collection service to pay £559.26 for the leaseholder service charge. It was dated 1/10/2015. I paid on the same day the full amount using their online service. Today I receive a letter in the post from them saying: Thank you for choosing to pay the invoice(s) listed above by…
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renting - how normal and how legal is this?
Hi there, just looking for some advice really. To cut a long story short: Have had a nightmare of a tenancy with my first renting experience. Found out a few months in that there had been a big flood during last tenancy which damaged damp proofing, add to that a poorly ventilated and not sufficiently heated flat and mould…
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Loss of deposit when buying in a chain
Does anyone know if I loose my deposit of 10% if I am a few days late paying the other 90% on the day we have agreed to exchange? I am selling a property abroad and this might cause delays.... Also, would I have to pay the 10 % deposits of any other properties in the chain if I was a few days late ? Many thanks Mark
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Rightmove Fees Calculator Accuracy?
I've used a calculator on Rightmove to calculate fees associated with buying a £200,000 property, It's coming out as £3,500, I've got broker fee of £250 to consider. The Nationwide product has £225 valuation fee, on here says £1500 cash back (which would be handy) but is this legit? or is it only for special circumstances.…
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Invoice for work prior to my ownership
Evening, I am looking for some advice about where I stand in the situation below. I purchased my flat in November 2014. Today I have received a letter from the management company informing me that I owe £210.49. For major redecoration work. This work was carried out in the first quarter of 2014, clearly well before my…
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Council Tax Support denied because rent was paid 6 months in advance.
The Council included rent paid 6 months in advance as part of the capital and because of that they did not award the Council Tax Support for several months. They claimed that this was included, because the tenant allegedly was not required to pay this far in advance. However, the rent had to be paid in advance for 6…
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Single Guy Buying.
So after splitting up with my partner and I'm no longer on the mortgage or deeds for that home, I'm now in a position to buy. My pre tax income is £28000 per year and have £30000 for a deposit. I have spotted a home I really like which is priced at oitro £119950. Is going for a house at this price silly for a single guy?…
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Investing in someone else's property
This is hypothetical for now, but I'm curious about whether the scenario below would work. Ignoring the fact that a property value could go up or down, if I put in some money into a friend's/family member's property to help them buy, maybe 5-20% of the value of the property, what would be the pros and cons of this for each…
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Rent increased before I've moved in
Hi all, I think I'm in a bit of a bind and could use some advice. I'm in the position to finally move out of my parent's house and having finally found a place within my budget last month I put the money down and have begun the moving process at the agent's advice. Since then I have been contacted to explain that the…
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Remortgaging Query
Hi Before seeking professional advice I was just seeing what peoples opinions / experiences were with re-mortgaging properties on standard mortgages to buy to let mortgages and if my idea was actually feasible, so any advice is gratefully appreciated I got a new job 2 years ago where I had to relocate. Due to it all being…
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paying for extending a lease on a flat.
Mum needs to extend/renew her lease. We will have to pay for it, could be £45,000. Does any one have advice on the tax implications of us doing this? Thanks.
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Need advice ASAP
We completed on our house last Wednesday (30th), picked up the keys and went to check everything was in good condition before we moved out things in. This was after months of the seller procrastinating with signing documents etc and going on multiple holidays, so we were very keen to move in. When we got there on…
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3 months between exchange and completion
As the title suggests, what are the pros, but most importantly the cons to exchanging end of November and completing in February? Thank you!
